CA2391097A1 - Prepaid internet access and purchase diskette - Google Patents

Prepaid internet access and purchase diskette Download PDF

Info

Publication number
CA2391097A1
CA2391097A1 CA 2391097 CA2391097A CA2391097A1 CA 2391097 A1 CA2391097 A1 CA 2391097A1 CA 2391097 CA2391097 CA 2391097 CA 2391097 A CA2391097 A CA 2391097A CA 2391097 A1 CA2391097 A1 CA 2391097A1
Authority
CA
Canada
Prior art keywords
internet
prepaid
purchase
access
computer diskette
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
CA 2391097
Other languages
French (fr)
Inventor
John A. Reid
Gale M. Wehage
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Priority to CA 2391097 priority Critical patent/CA2391097A1/en
Publication of CA2391097A1 publication Critical patent/CA2391097A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00Data switching networks
    • H04L12/02Details
    • H04L12/14Charging, metering or billing arrangements for data wireline or wireless communications
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00Data switching networks
    • H04L12/02Details
    • H04L12/14Charging, metering or billing arrangements for data wireline or wireless communications
    • H04L12/1432Metric aspects
    • H04L12/1439Metric aspects time-based
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L12/00Data switching networks
    • H04L12/02Details
    • H04L12/14Charging, metering or billing arrangements for data wireline or wireless communications
    • H04L12/1453Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network
    • H04L12/1467Methods or systems for payment or settlement of the charges for data transmission involving significant interaction with the data transmission network involving prepayment

Abstract

A prepaid internee access and purchase computer diskette (cd) of a pre determined face value that can be used for instant access to the internet for the purchase of internee usage time and retail goods for sale on the internet or any combination of the two.
The prepaid computer diskette will contain the necessary software o access an internet provider allowing the Internet consumer to remain anonymous in his/her internet purchases at the same time avoiding the risk of fraud associated with internet credit card usage. The prepaid computer diskette will contain the necessary software so as the Internet consumer has the option to access his/her existing on line financial resources to further supplement the face value of the diskette. The prepaid computer diskette will he protected from fraud by requiring to internet consumer to provide a p.i.n (password upon initialization of the prepaid internet access and purchase computer diskette.

Description

Description At the present time Internet access is obtained through an Internet provider who sells safLware to the consumer and provides Internet service on a continuing basis by establishing an account with the individual consumer. In this process the consumers identity is provided to the Internet provider. ' ~t the present time an Internet cons~er ~vha wvlshes to make purchases on the Internet from Internet retailers is obligated to provide his financial credit information such as his credit card number and information there by exposing him to the opportunity of fraud.
The Internet consumer is as well limited geographically as helshe is required to be near their own computer or another computer with a pre established Internet account.
There is at present no method where-as an Internet consumer can gain sporadic Internet access on a cash basis or make purchases on the Internet ~n a cash ~basls.
T"he proposed prepaid access and purchase computer diskette (s;dj is neat a credit card and has a prepaid face value that can be used for any combination of Internet access fees, Internet purchases or f nancial transactions 'on the internee: This ss achieved by the internee service designing software to facilitate Internet access through a prepaid Internet access computer diskette. T'he software will have an additional feature for the consumer to spend me pre pfd face value of the Computer diskette to purchase Internet access time or consumer goads: The software will have the further capability to allow the consumer to supplement the face value of the computer disketCe from hislher existing an line financial resources.
The proposed prepaid Internet access and purchase computer diskette will also feature software capabilities that will ensure hat the consumer is required to enter a p:i:n number (password] upon initializing the software so as the diskette cannot be used by unauthorized individuals The prepaid Internet access and purchase diskette will allow the Internet Consumer to make purchases on he Internet on a prepaid basis there by e~~g the consumer from having to provide hislher financial information Inclusive of crec~t card information:
The prepaid Internet access and purchase diskette is functional by the foll~awing method ~d ~.ement. The consumer with a computer and modern connected to an established telephone Iine wilt initialize the diskette through the computer cd RC7M
diskette reader.
I~pon Irutia3i~i»~ the diskette through software instructions Inclusive of a p:I.n (password]
the consumer wilt be allowed access to the Internet provider until such time as the face value of the diskette is exhausted by any c~mbinataan of Internet access ime or Internet retail purchases. The Internet ser~iGe provider in arrangement with his financial institution will establish a billing and accounting procedure: The consumer upon the purchase of an Internet retail item with in the prepaid-face value of the diskette will initialize the automatic transfer of the value of the goods pies any related service charges from the account of the Internet service provider maintained for that purpose to the account of the Internet retailer.
In the case where as the Internet consumer wishes to enhance the purchase value of the prepaid diskette the consumer option will be available through the software to allow the intemet consumer to transfer any portions of his/her pre established financial resources to the faoe value of the dieo there by allovwing the Internet conriumer to make Internet purchases on a cash basis be3rond the face value of the prepaid diskette.
v~ith out disclosing hisl her financial information inclusive of credit card number.

Claims (5)

1. I claim a prepaid interment access computer diskette of a predetermined face value to allow an internet consumer internet access from an internet service provider for a period of time as specified by the internet service provider given the face value of the diskette.
2. I claim a prepaid internet access and/or purchase computer diskette of a predetermined value to allow an internet consumer internet access tune and the ability to purchase retail goods for sale on the internet through an internet service provider.
3. I claim a prepaid internet access and/or purchase computer diskette that will allow the internet consumer to be anonymous as to his/her identity and financial information in the usage of internet services and the purchase of internet retain goods and services.
4. I claim a prepaid internet access and/or purchase computer diskette to which unauthorized individuals are unable to use by the means of a p.i.n (password).
5. I claim a prepaid internet access and/or purchase computer diskette that will allow the internet consumer to suppler the face value of the computer diskette from his/her pre established on line financial resources.
CA 2391097 2002-07-05 2002-07-05 Prepaid internet access and purchase diskette Abandoned CA2391097A1 (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CA 2391097 CA2391097A1 (en) 2002-07-05 2002-07-05 Prepaid internet access and purchase diskette

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CA 2391097 CA2391097A1 (en) 2002-07-05 2002-07-05 Prepaid internet access and purchase diskette

Publications (1)

Publication Number Publication Date
CA2391097A1 true CA2391097A1 (en) 2004-01-05

Family

ID=30449910

Family Applications (1)

Application Number Title Priority Date Filing Date
CA 2391097 Abandoned CA2391097A1 (en) 2002-07-05 2002-07-05 Prepaid internet access and purchase diskette

Country Status (1)

Country Link
CA (1) CA2391097A1 (en)

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7669758B2 (en) 2006-04-04 2010-03-02 American Express Travel Related Services Company, Inc. Obtaining transaction accounts using identification cards

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7669758B2 (en) 2006-04-04 2010-03-02 American Express Travel Related Services Company, Inc. Obtaining transaction accounts using identification cards
US7891558B2 (en) 2006-04-04 2011-02-22 American Express Travel Related Services Company, Inc. Obtaining transaction accounts using identification cards

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Legal Events

Date Code Title Description
FZDE Dead