Background technology
Mobile search or wireless search refer to that the user uses portable terminal such as mobile phone etc., carry out the search of contents such as information, amusement by modes such as wap, clients and use.
Present mobile search engine manufacturer is mainly the user provides the information inquiry service, its core concept flow process is to collect network (web) and WAP (wireless application protocol) (WAP, Wireless Application Protocol) information, the line index of going forward side by side is sorted for user search, and has ignored the demand behind the user search.Though such traditional approach has solved user's information requirement to a certain extent, can't satisfy the hope of wanting to buy commodity behind the user search.
For this reason, prior art has proposed the concept of mobile payment (mobile payment), also claims mobile-phone payment, refers to both parties for certain goods or service, uses mobile terminal device to be carrier, by the business transaction of mobile communications network realization.The employed portable terminal of mobile payment can be mobile phone, personal digital assistant (PDA, Personal Digital Assistant), mobile personal computer (PC, personal computer) etc.
Existing mobile-payment system generally is based on mobile device terminal and terminals such as cashier, point-of-sale terminal (POS, point of sale) machine are carried out, and belongs to the payment of mobile phone near-end.The payment of mobile phone near-end refers to that the user utilizes close range wireless communication (NFC, Near Field Communication), radio-frequency (RF) identification (RFID, Radio Frequency Identification) and the bluetooth infrared technology, make and realize localized communication between the terminal devices such as mobile phone and automatic vending machine, POS machine, automobile parking Fee Schedule.
The use of mobile phone near-end payment is subject to whether commodity are arranged, whether cashier is arranged, whether factor such as POS machine is arranged, and can not buy the payment behavior whenever and wherever possible, and purchase and payment process are numerous and diverse.
Summary of the invention
In view of this, fundamental purpose of the present invention is to provide a kind of method of mobile payment based on mobile search and system, can't realize that to solve existing mobile phone near-end payment the user buys, the problem of payment for merchandise whenever and wherever possible.
For achieving the above object, technical scheme of the present invention is achieved in that
The invention provides a kind of mobile-payment system based on mobile search, this system comprises: mobile search engine foreground, data retrieval order module, data module, payment system and mobile payment platform; Wherein:
Described mobile search engine foreground is used for receiving the merchandise news search string that the user submits to, and described search string is submitted to the data retrieval order module; Also be used for to receive the retrieval ordering result of the merchandise news that the data retrieval order module returns, and show the user; Also be used for when receiving the payment request of commodity as a result of described retrieval ordering that the user submits to, obtaining corresponding routing information, show the user, click for the user and enter payment interface;
Described data retrieval order module is used for according to the merchandise news of described search string to described data module search correspondence, and the merchandise news that searches is sorted, and obtains the retrieval ordering result, returns to described mobile search engine foreground;
Described data module is used for store commodity information;
Described payment system is used for receiving the payment request that submit on described mobile search engine foreground, and returns corresponding routing information to described mobile search engine foreground, clicks for the user by described routing information and enters payment interface; Also be used for carrying out delivery operation for the user at mobile payment platform;
Described mobile payment platform is used for providing payment services.
Wherein, described data retrieval order module also is used for the merchandise news that searches is carried out relatedness computation, sorts from high to low according to the degree of correlation.
Described data module comprises: internet data submodule and third party's data submodule; Wherein:
Described internet data submodule is used for collecting merchandise news from the internet and also stores;
Described third party's data submodule is used for the merchandise news that storage third party metadata provider provides.
Described payment system also is used for the payment behavior of recording user; Also be used for for the user in the mobile payment platform operation of supplementing with money and transfer accounts.
Described mobile payment platform also is used for providing supplementing with money and the service of transferring accounts.
The present invention also provides a kind of method of mobile payment based on mobile search, and this method comprises:
Search for corresponding merchandise news according to the merchandise news search string that the user submits to, and the merchandise news that searches is sorted, obtain the retrieval ordering result;
Receive the payment request of commodity among the described retrieval ordering result that the user submits to, and return corresponding routing information according to described payment request to the user, click for the user by described routing information and enter payment interface;
Provide delivery operation by described payment interface.
Described the merchandise news that searches is sorted, comprising: the merchandise news that searches is carried out relatedness computation, sort from high to low according to the degree of correlation.
Described merchandise news comprises: the merchandise news that the merchandise news of collecting from the internet and/or third party's metadata provider provide.
This method also comprises: provide the operation of supplementing with money and transfer accounts by described payment interface.
Method of mobile payment and system based on mobile search of the present invention provide the more commodity information database of horn of plenty by the mobile search engine for the user in conjunction with third party's metadata provider; Simultaneously, mobile search engine and mobile payment platform are undertaken related by payment system, make the user buy payment whenever and wherever possible by portable terminal.
Embodiment
Method of mobile payment and system based on mobile search that the present invention proposes mainly are based on the mobile phone remote payment technology, and the mobile phone remote payment mainly comprises based on the mobile-phone payment of ICT (information and communication technology) and based on the mobile-phone payment of data communication technology.Wherein: the mobile-phone payment based on ICT (information and communication technology) mainly refers to the payment behavior that the user realizes by the mode that sends note (SMS); Mobile-phone payment based on data communication technology refers to that mainly the user lands network by mobile phone, the behavior of the payment that the payment services mode of using bank or other payment enterprises to provide realizes.
Based on this, the main thought that the present invention is based on the mobile payment of mobile search is: collect general Internet resources by the mobile search engine, while and the cooperation of third party's data supplier are implement resource integration; When the user carried out mobile search, some resources that correlativity is strong showed the user, and the user selects to enter payment system according to demand, bought commodity.
Be illustrated in figure 1 as the mobile-payment system that the present invention is based on mobile search, comprise: mobile search engine foreground, data retrieval order module, data module, payment system and mobile payment platform; Wherein:
Mobile search engine foreground is used for receiving the merchandise news search string that the user submits to, and search string is submitted to the data retrieval order module; Also be used for to receive the retrieval ordering result of the merchandise news that the data retrieval order module returns, and show the user; When receiving the payment request of user's submission, obtain the routing information of payment system, show the user, click for the user and enter payment system;
The data retrieval order module is used for according to the merchandise news of search string to data module search correspondence, and the merchandise news that searches is sorted, and obtains the retrieval ordering result, returns to mobile search engine foreground;
Further, when sorting, can carry out relatedness computation to the merchandise news that searches, sort from high to low according to the degree of correlation, wherein, relatedness computation is prior art, and its specific implementation repeats no more herein.
Data module is used for store commodity information.Among the present invention, the source of merchandise news has two kinds, and the one, from the merchandise news of internet, provided by the internet data submodule, further, the internet data submodule also has the function of collecting merchandise news from the internet; The one, from the merchandise news of third party's metadata provider, provided by third party's data submodule, these merchandise newss can be text datas, have the audio frequency of descriptor, video data or other multi-medium datas, also can be the connections of pointing to this merchandise news.
In actual applications, merchandise news needs to bring in constant renewal in, and is concrete.The internet data submodule is regularly collected merchandise news from the internet, upgrade the merchandise news of self storing; The merchandise news of third party's data submodule storage is initiatively upgraded by third party's metadata provider.
When the user saw the routing information of payment system from mobile search engine foreground, the user clicks can enter payment system.
Payment system is used for receiving the payment request that submit on mobile search engine foreground, and to mobile search engine foreground return path information, enters payment system for user's click; Also be used for carrying out delivery operation for the user at mobile payment platform.
Further, payment system can also be supported operations such as the user supplements with money, transfers accounts at mobile payment platform; Also be used for the payment behavior of recording user, for follow-up optimization user individual search provides foundation; Also be used for according to settling accounts between sharing agreement and the third party's metadata provider.Wherein, sharing agreement is by third party's metadata provider and the mobile search engine merchant affirmation of holding consultation.
Mobile payment platform, service such as be used for providing payment, supplement with money, transfer accounts, these payment services can be paid enterprise by bank or other and provide.
Be illustrated in figure 2 as the mobile payment flow process that the present invention is based on mobile search, comprise:
Step 201 is searched for corresponding merchandise news according to the merchandise news search string that the user submits to, and the merchandise news that searches is sorted, and obtains the retrieval ordering result.
At first, the user need log on the mobile search engine by portable terminal, submits the merchandise news search string to by mobile search engine foreground again.So-called retrieval string refers to the retrieving information of user input is carried out pre-service, comprise except make an uproar, participle etc., identify significant one or more vocabulary on the linguistics, these vocabulary are retrieval string, in conjunction with the solution of the present invention, here the vocabulary of being correlated with for commodity, be the merchandise news search string.For example, the retrieving information of user's input is " book that special description Zhang Juzheng is arranged? " the mobile search engine can identify the query tone, and is cut into significant vocabulary such as " Zhang Juzheng ", " book ", " description ", and the commodity information retrieval string formed in these several vocabulary.
Concrete, in conjunction with Fig. 1, being embodied as of this step: mobile search engine foreground receives the merchandise news search string that the user submits to, and described search string is submitted to the data retrieval order module;
The data retrieval order module is searched for corresponding merchandise news according to described search string in described data module, and the merchandise news that searches is sorted, and obtains the retrieval ordering result;
Mobile search engine foreground shows the user with described retrieval ordering result.
Further, above-mentioned data retrieval order module sorts to the merchandise news that searches and is: the merchandise news that searches is carried out relatedness computation, sort from high to low according to the degree of correlation.
Further, merchandise news of the present invention comprises: the merchandise news that the merchandise news of collecting from the internet and/or third party's metadata provider provide.
Step 202, the payment request of commodity among the retrieval ordering result that the reception user submits to, and according to paying the routing information of asking to return correspondence, supply the user to click by routing information and enter payment interface.
In conjunction with Fig. 1, being embodied as of this step:
During the payment request of mobile search engine foreground commodity in receiving the described retrieval ordering result that the user submits to, obtain corresponding routing information from payment system, show the user, click for the user and enter payment interface.
Step 203 provides payment services by payment interface.
Payment system provides payment services by payment interface, carries out delivery operation for the user at mobile payment platform, to finish the on-line purchase of commodity.
Mobile payment platform provides payment services, also provides to supplement with money and the service of transferring accounts; Accordingly, payment system can also be by payment interface for the user in the mobile payment platform operation of supplementing with money and transfer accounts.
Said system of the present invention and method provide the more commodity information database of horn of plenty by the mobile search engine for the user in conjunction with third party's metadata provider; Simultaneously, mobile search engine and mobile payment platform are undertaken related by payment system, make the user buy payment whenever and wherever possible by portable terminal.
The above is preferred embodiment of the present invention only, is not for limiting protection scope of the present invention.