CN103353966A - Bar code technology-based electronic transaction system and electronic transaction method thereof - Google Patents

Bar code technology-based electronic transaction system and electronic transaction method thereof Download PDF

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Publication number
CN103353966A
CN103353966A CN2013103196599A CN201310319659A CN103353966A CN 103353966 A CN103353966 A CN 103353966A CN 2013103196599 A CN2013103196599 A CN 2013103196599A CN 201310319659 A CN201310319659 A CN 201310319659A CN 103353966 A CN103353966 A CN 103353966A
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Prior art keywords
terminal
buyer terminal
interim dynamic
shaped code
network
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CN2013103196599A
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Chinese (zh)
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景蔚亮
陈邦明
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Shanghai Xinchu Integrated Circuit Co Ltd
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Shanghai Xinchu Integrated Circuit Co Ltd
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Priority to CN2013103196599A priority Critical patent/CN103353966A/en
Publication of CN103353966A publication Critical patent/CN103353966A/en
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Abstract

Disclosed in the invention is a bar code technology-based electronic transaction system. The electronic transaction system comprises: a buyer terminal, which at least includes an identity information module and a display screen and is used for transmitting identity information and confirming transaction; a server terminal, which is in network connection with the buyer terminal and is used for storing the identity information of the buyer terminal, generating a temporary dynamic password, and transmitting and backuping a transaction situation and history of the electronic transaction; and a seller terminal, which is in network connection with the server terminal and is used for providing commodity information for the buyer terminal. The method has the advantages of low realization cost is low, high security, and convenience and rapidity. In addition, the invention also discloses a bar code technology-based electronic transaction method.

Description

A kind of electronic trading system and electronic trade method thereof based on bar codes technique
Technical field
The invention belongs to the electronic transaction technical field, relate in particular to a kind of electronic trading system based on bar codes technique and electronic trade method thereof.
Background technology
Along with the development of integrated circuit, smart card techniques is applied to go in electronic transaction and the electronic business transaction more and more.In the past papery such as the market discount card, hypermarket purchase card etc., even comprise traditional magnetic substance bank card etc., the E-consumer card and the e-bank's card that are contained the chip card IC chip replace.These integrated circuit smart cards all are furnished with multiple interfaces usually, be referred to as contact and non-contact interface, such as 7816 being the most widely used contact interface standards, near-field communication (NFC), far-field communication (high-frequency radio frequency technology), bluetooth (bluetooth) standard etc. are contactless interface standards.Be equipped with the smart card of these powerful communication functions so that both parties' message exchange is more convenient and safety.The opposing party as message exchange, card reader miscellaneous also arises, owing to containing the E-consumer card of smart card and communication interface and the disunity of e-bank's card, so the classification of card reader is also of all kinds, why this namely often can see before cash desk is putting a lot of dissimilar card reader, this is to no small cost expense of seller Lai Shuoshi, this expense is unwilling to bear for those owners that do small business, be in the not too flourishing area of remote and economy such as the counterparty in rural area, these high-tech means of unwilling even more introducing for those.This electronic transaction pattern that namely why contains smart card techniques can not further enlarge one of reason of development.As the buyer, in the face of preserving increasing different electronics discounting consumption card and the trouble of e-bank's card all day, also very it is not disturbed.
Although the appearance of electronic transaction, more simple and safety so that both parties' behavior becomes, greatly spurred consuming capacity, improved economic level, but the side seller as transaction, or can seek to provide the possibility of invoice to the buyer, in the hope of escaping the tax, this is still huge loss concerning country.
Summary of the invention
The present invention has overcome the limitation of smart card electronic trade mode in the prior art, has proposed a kind of electronic trading system based on bar codes technique and electronic trade method thereof.
The present invention proposes a kind of electronic trading system based on bar codes technique, comprising: buyer terminal, it comprises identity information module and display screen at least, is used for the transmission identity information and confirms transaction; Server end, itself and described buyer terminal are used for the identity information of storage buyer terminal by network connection, generate interim dynamic password, and transaction situation and the historical record of transmission and backup electronic transaction; Seller terminal, itself and described server end are used for providing merchandise news to described buyer terminal by network connection.
The present invention proposes a kind of electronic trading system based on bar codes technique, wherein, described buyer terminal is the terminal electronic equipment that is provided with SIM card, comprises the mobile phone that is provided with SIM card or is provided with panel computer of SIM card etc.Server end among the present invention can be E-commerce transaction platform.
The present invention proposes a kind of electronic trading system based on bar codes technique, wherein, described seller terminal comprises identification module and barcode reader at least.
The present invention proposes a kind of electronic trading system based on bar codes technique, wherein, described network comprises the 1G network, 2G network, the network that 3G network, all telecom operators of 4G network provide.
The invention allows for a kind of electronic trade method based on bar codes technique, may further comprise the steps: step 1: utilize buyer terminal to send interim dynamic strip-shaped code request and identity information by network to server end; Step 2: generate interim dynamic password after the request of receiving of described server end, the identity information of described interim dynamic password and buyer terminal is carried out computing generate an interim dynamic strip-shaped code, beam back described buyer terminal by network; Step 3: described buyer terminal is presented at described interim dynamic strip-shaped code on the display screen of described buyer terminal after receiving described interim dynamic strip-shaped code, and seller terminal reads in described interim dynamic strip-shaped code in the described seller terminal by barcode reader; Step 4: described seller terminal is sent to described server end together with described interim dynamic strip-shaped code by network with merchandise news to be purchased; Step 5: described server end sends to buyer terminal corresponding to described interim dynamic strip-shaped code with described merchandise news by network; Step 6: after described buyer terminal is received merchandise news, by confirming transaction to described buyer terminal input identity validation information; Step 7: described buyer terminal will buy that confirmation is returned described server end by network in order to preserve transaction Information And Historical record.
The invention allows for a kind of electronic trade method based on bar codes technique, wherein, further comprise after the described step 4: described seller terminal is uploaded to described interim dynamic strip-shaped code in the described server, described server-side retrieval identity information is beamed back described seller terminal with the identity information verification result of the corresponding described buyer terminal of described interim dynamic strip-shaped code by network.
The invention allows for a kind of electronic trade method based on bar codes technique, wherein, in the described step 6, described identity validation information comprises PIN code, personal identification number, finger-print cipher or other personal identification electronic information of described buyer terminal.
The invention allows for a kind of electronic trade method based on bar codes technique, wherein, described interim dynamic strip-shaped code comprises one-dimensional bar code, two-dimensional bar and three-dimensional barcode.
The invention allows for a kind of electronic trade method based on bar codes technique, wherein, the interim dynamic strip-shaped code that generates in the described step 2 is unique and has effective time.For example, sustainable 10 minutes to 30 minutes of effective time
The invention allows for a kind of electronic trade method based on bar codes technique, wherein, when described electronic transaction was not finished within described effective time, described interim dynamic strip-shaped code lost efficacy, and needed to carry out described step 1 and again applied for generating interim dynamic strip-shaped code.
The present invention adopts bar codes technique to finish electronic transaction process, and it has the advantages such as the cost of realization is low, safe, transaction is convenient and swift.Electronic transaction record of the present invention is stored in server end and is not modified, and can add up objectively the transaction situation.
Description of drawings
Fig. 1 represents to the present invention is based on the structural representation of the electronic trading system of bar codes technique;
Fig. 2 represents to the present invention is based on the process flow diagram of the electronic trade method of bar codes technique;
Fig. 3 represents the schematic diagram of electronic trading system among the embodiment;
Fig. 4 represents to generate among the embodiment schematic diagram of interim dynamic strip-shaped code;
Fig. 5 represents the structural representation of integrated form seller terminal.
Embodiment
In conjunction with following specific embodiments and the drawings, the present invention is described in further detail.Implement process of the present invention, condition, experimental technique etc., except the following content of mentioning specially, be universal knowledege and the common practise of this area, the present invention is not particularly limited content.
As shown in Figure 1, the electronic trading system that the present invention is based on bar codes technique comprises buyer terminal, server end and seller terminal.Buyer terminal is for comprising at least the terminal device of identity information module and having display screen, for example, be provided with the mobile phone of SIM card or be provided with the electronic equipments such as panel computer of SIM card, SIM card (Subscriber Identity Module client identification module) stores the user's of this buyer terminal identity information.Server end for one of each large telecom operators or wherein youngster unite the electronic trade platform of establishment, or one of each big bank or wherein youngster unite the electronic trade platform of establishment, also or each large telecom operators and each big bank unite the electronic trade platform of establishment.Server end and buyer terminal and seller terminal are by each large telecommunication supplier's network connection, this network comprises the network that all telecom operators such as 1G, 2G, 3G, 4G provide, such as WIFI, WLAN, GSM, GPRS, CDMA, TDMA, W-CDMA, GSM1X or CDM etc.Server end can carry out according to the identity information of buyer terminal computing and generate interim dynamic strip-shaped code, and transaction situation and transaction record in transmission and the recorded electronic process of exchange.Seller terminal also can be the mobile device with identity recognition function, and such as the mobile phone that is provided with SIM card or be provided with the panel computer etc. of SIM card, seller terminal is provided with barcode reader, is used for reading the interim dynamic strip-shaped code that shows on the buyer terminal.
As shown in Figure 2, the electronic trade method that the present invention is based on bar codes technique comprises the steps:
Step 1: utilize buyer terminal by network to the interim dynamic strip-shaped code of one of server end application.
Step 2: generate interim dynamic password after the request of receiving of described server end, then the identity information with described interim dynamic password and buyer terminal carries out interim dynamic strip-shaped code of computing generation, beams back on the described buyer terminal by network.The interim dynamic strip-shaped code that generates in this step has effective time, and this interim dynamic strip-shaped code is unique within effective time.Usually, be 10 to 30 minutes the effective time of interim dynamic strip-shaped code, if electronic transaction is not finished within effective time, then this interim dynamic strip-shaped code need to re-start electronic transaction by re-executing the new interim dynamic strip-shaped code of step 1 generation with invalid.Also can be 1 hour or longer the effective time of interim dynamic strip-shaped code.Interim dynamic strip-shaped code can be one-dimensional bar code among the present invention, can also be all kinds of bar codes such as two-dimensional bar, three-dimensional barcode.
Step 3: described buyer terminal is presented at described interim dynamic strip-shaped code on the described buyer terminal after receiving described interim dynamic strip-shaped code, and the barcode reader by seller terminal reads in the seller terminal described interim dynamic strip-shaped yard.
Step 4: described seller terminal is sent to described server end together with described interim dynamic strip-shaped code by network with the merchandise news that the buyer will buy.Further, described server end is according to the identity information of the interim dynamic strip-shaped code retrieval buyer terminal of uploading, and the identity information verification result of the corresponding described buyer terminal of described interim dynamic strip-shaped code beamed back on the described seller terminal by network, can show the buyer's the result information such as identity, credit record on the seller terminal.
Step 5: described server end sends to described merchandise news on buyer terminal corresponding to described interim dynamic strip-shaped code by network.
Step 6: after described buyer terminal is received merchandise news, by confirming transaction to described buyer terminal input identity validation information.Identity validation information comprises the SIM card PIN code on the buyer terminal, personal identification number, individual fingerprint and various personal identification electronic information.
Step 7: described buyer terminal will buy that confirmation is returned described server end by network in order to preserve transaction Information And Historical record.
The technology that electronic trade method of the present invention adopts is not limited in bar codes technique, those skilled in the art can adopt other technology to substitute bar codes technique according to the actual requirements, such as near-field communication (NFC), radio-frequency technique RF, the various electrical interface technology such as Bluetooth technology.
Embodiment 1:
The present embodiment 1 not intensive trading activity that is applicable to conclude the business, for example small amount business, also or trading activity occurs in the area of the comparatively remote economics of underdevelopment in area.
As shown in Figure 3, in the present embodiment 1, the buyer uses the smart mobile phone that is provided with SIM card (as the identity information module) as buyer terminal, and the seller uses the mobile phone that disposes barcode reader as seller terminal, and server end is the third party transaction platform of certain telecom operators.
When certain part commodity of the buyer procurement seller, the buyer (for example sends identity information by the buyer terminal with the telecom operators network connections to server end first, the phone number of this smart mobile phone) and apply for an interim dynamic strip-shaped code, server end generates an interim dynamic password, then the cell-phone number of this password and buyer terminal is done a certain operations, generate an interim dynamic strip-shaped code, as shown in Figure 4.This interim dynamic strip-shaped code can be one-dimensional bar code, also can be two-dimensional bar, and this bar code is dealt on the buyer's the buyer terminal by communication network.Used algorithm can be any arithmetic logical operation in the process that generates interim dynamic strip-shaped code, if algorithm is simpler, the security of so interim dynamic strip-shaped code is lower, if algorithm is more complicated, the security of so interim dynamic strip-shaped code will be higher.As shown in table 1, this algorithm is simple additive operation, interim dynamic strip-shaped code is the result by the interim dynamic password of distributing to particular customer in effective time and this client's phone number addition, server end (electronic third-party transaction platform) can be guaranteed at one time in the section, the situation of identical interim dynamic strip-shaped code can not occur.Based on the operation rule in the table 1, server end also can be inferred user's identity by interim dynamic strip-shaped code like a cork.
Table 1 generates interim dynamic strip-shaped code with addition algorithm
The client Dynamic password Client's cell-phone number Bar code
A 1234 12345678 12346912
B 1235 12345679 12346914
C 1236 12345680 12346916
D 1237 12345681 12346918
E 1238 12345682 12346920
F 1239 12345683 12346922
G 1240 12345684 12346924
H 1241 12345685 12346926
I 1242 12345686 12346928
J 1243 12345687 12346930
K 1244 12345688 12346932
L 1245 12345689 12346934
M 1246 12345690 12346936
N 1247 12345691 12346938
O 1248 12345692 12346940
P 1249 12345693 12346942
Q 1250 12345694 12346944
R 1251 12345695 12346946
S 1252 12345696 12346948
Because seller terminal only reads interim dynamic strip-shaped code, so personal information and the privacy about the buyer obtained protection in the buyer terminal.In order further to improve the security of dynamic strip-shaped code, server end can be controlled the effective time of this bar code, when both parties not within the effective time of interim dynamic strip-shaped code (for example, 10 to 30 minutes) finish transaction, server end can think that this interim dynamic strip-shaped code is invalid so, and with the client this time dynamic strip-shaped code in system, delete, both parties can't continuous business.At this moment, the buyer can only apply for that to server end an interim dynamic strip-shaped code could continue to reexchange by buyer terminal again.The security that server end also can improve interim dynamic strip-shaped code by the method for regularly frequently changing interim dynamic strip-shaped code generating algorithm.
After interim dynamic strip-shaped code sends on buyer's mobile phone, can be presented on the buyer's the mobile phone screen, this moment, the seller can read this bar code on the seller terminal by barcode reader, then sell and this interim dynamic strip-shaped code can be issued server end by network, server end can be according to the corresponding buyer terminal of the anti-release of used algorithm, then in the custom system storehouse, search the user's relevant with this buyer terminal credit rating and the information of identity validity, and will verify the result and turn back on the seller terminal, examine with the check buyer's credit rating and identity validity.The personal information that can not contain the buyer in this identity information is such as superscription etc.
The seller is behind the identity information of confirming the buyer, the seller issues server end with merchandise news (merchandise news comprises commodity price, reward voucher, discounting amount, merchant advertisement, commodity invoice etc.) together with the buyer's interim dynamic strip-shaped code, and server end is dealt into merchandise news on the corresponding buyer terminal of this interim dynamic strip-shaped code.
After the buyer sees the information such as commodity price, reward voucher, discounting amount, merchant advertisement, commodity invoice from mobile phone, in case after confirming that merchandise news is errorless, just need to input identity validation information at mobile phone, such as personal identification number etc.Further, if current transaction is wholesale consumption, so also need the buyer to input out of Memory, such as fingerprint authentication etc.The present invention also can carry out multiple high-level authentication as required, and this also is a kind of method that increases Secure Transaction.Identity validation information of the present invention, such as password, the information such as fingerprint can be kept in the SIM card of buyer terminal.
After server end received buyer's confirmation, this transaction record can be recorded in the system, comprised that the buyer consumes the amount of money, seller's amount of money that keeps accounts, and invoice comes into force etc.If owing to any reason, server end is not received buyer's confirmation within effective time, and this transaction record can not be recorded so, and any information all can be deleted.Because the invoice that produces in this example is electronic invoice, and is a link in the transaction flow, thus the situation that the seller does not go out invoice can not appear, so effectively stopped the situation by this class methods tax evasion.
Both parties' cash can be stored in the SIM card that telecom operators provide, and server end can be after Transaction Success in this present embodiment, the corresponding cash value of deduction in the buyer's the SIM card, and change in the seller's the SIM card.Any user can supplement with money to its SIM card at any time, improves its amount, takes out cash in also can be at any time from server end from SIM card.
Embodiment 2:
The present embodiment is applicable to the intensive area of trading volume, for example supermarket, large-scale sales field or the chamber of commerce.
What Fig. 5 showed is the structural representation of an integrated form seller terminal, the integrated hardware of this seller terminal comprises one or more barcode readers, one or more commodity selection buttons (1 to n) or a commercial product code input window, at least one SIM card card inserting mouth.In the business hours, use the cashier of this integrated form seller terminal the SIM card that belongs to this market, sales field or supermarket can be inserted this terminal SIM card card inserting mouth.The buyer to interim dynamic strip-shaped code of electronic third-party transaction platform (being server end) application, is presented at it on mobile phone screen after confirming the commodity that need to buy.The buyer utilizes mobile phone to scan before the barcode reader of integrated form seller terminal, and show commercial disignation to be purchased to the cashier, cashier only need presses corresponding commodity button according to commercial disignation or input commercial disignation in the commercial product code input window, automatic all information with commodity of seller terminal meeting, comprise price, give a discount, preferential, invoice etc. send to the electronic third-party transaction platform together with interim dynamic strip-shaped code.Afterwards, the electronic third-party transaction platform can be dealt into all information of commodity on the corresponding buyer's mobile phone of interim dynamic strip-shaped code.The buyer after input individual's identity validation validation of information is bought, closing the transaction.At this time the buyer can rely on trade confirmation information to get thing in specific place to the market.Whole process of exchange simple and fast, and the time is short, has greatly saved the time that payment is waited for, has also strengthened the sale of goods amount in market, sales field or supermarket.
Further, the buyer to interim dynamic strip-shaped code of electronic third-party transaction platform application, is presented at it on mobile phone screen after confirming to buy what kinds of goods.The buyer is as long as sweep before the barcode reader of integrated form seller terminal, then from be about to want that the commercial disignation of buying inputs in the commercial product code input window, automatic all information with commodity of terminal meeting, comprise price, give a discount, preferential, invoice etc. send to the electronic third-party transaction platform together with user's bar code.Afterwards, the electronic third-party transaction platform can be dealt into all information of commodity on the corresponding buyer's mobile phone of bar code.The buyer after input identity validation validation of information is bought, closing the transaction.This kind mode has been accelerated the process of purchase of commodity more, and has saved widely human cost.
Protection content of the present invention is not limited to above embodiment.Under the spirit and scope that do not deviate from inventive concept, variation and advantage that those skilled in the art can expect all are included in the present invention, and take appending claims as protection domain.

Claims (10)

1. the electronic trading system based on bar codes technique is characterized in that, comprising:
Buyer terminal, it comprises identity information module and display screen at least, is used for the transmission identity information and confirms transaction;
Server end, itself and described buyer terminal are used for the identity information of storage buyer terminal by network connection, generate interim dynamic password, and transaction situation and the historical record of transmission and backup electronic transaction;
Seller terminal, itself and described server end are used for providing merchandise news to described buyer terminal by network connection.
2. the electronic trading system based on bar codes technique as claimed in claim 1 is characterized in that, described buyer terminal is the terminal electronic equipment that is provided with SIM card.
3. the electronic trading system based on bar codes technique as claimed in claim 1 is characterized in that, described seller terminal comprises identification module and barcode reader at least.
4. the electronic trading system based on bar codes technique as claimed in claim 1 is characterized in that, described network comprises the 1G network, 2G network, 3G network and 4G network.
5. the electronic trade method based on bar codes technique is characterized in that, may further comprise the steps:
Step 1: utilize buyer terminal to send interim dynamic strip-shaped code request and identity information by network to server end;
Step 2: generate interim dynamic password after the request of receiving of described server end, the identity information of described interim dynamic password and buyer terminal is carried out computing generate an interim dynamic strip-shaped code, beam back described buyer terminal by network;
Step 3: described buyer terminal is presented at described interim dynamic strip-shaped code on the display screen of described buyer terminal after receiving described interim dynamic strip-shaped code, and seller terminal reads in described interim dynamic strip-shaped code in the described seller terminal by barcode reader;
Step 4: described seller terminal is sent to described server end together with described interim dynamic strip-shaped code by network with merchandise news to be purchased;
Step 5: described server end sends to buyer terminal corresponding to described interim dynamic strip-shaped code with described merchandise news by network;
Step 6: after described buyer terminal is received merchandise news, by confirming transaction to described buyer terminal input identity validation information;
Step 7: described buyer terminal will buy that confirmation is returned described server end by network in order to preserve transaction Information And Historical record.
6. the electronic trade method based on bar codes technique as claimed in claim 5, it is characterized in that, further comprise after the described step 4: described seller terminal is uploaded to described interim dynamic strip-shaped code in the described server, described server-side retrieval identity information is beamed back described seller terminal with the identity information verification result of the corresponding described buyer terminal of described interim dynamic strip-shaped code by network.
7. the electronic trade method based on bar codes technique as claimed in claim 5 is characterized in that, in the described step 6, described identity validation information comprises PIN code, personal identification number, the finger-print cipher of described buyer terminal.
8. the electronic trade method based on bar codes technique as claimed in claim 5 is characterized in that, described interim dynamic strip-shaped code comprises one-dimensional bar code, two-dimensional bar and three-dimensional barcode.
9. the electronic trade method based on bar codes technique as claimed in claim 5 is characterized in that, the interim dynamic strip-shaped code that generates in the described step 2 is unique and has effective time.
10. the electronic trade method based on bar codes technique as claimed in claim 9, it is characterized in that, when described electronic transaction was not finished within described effective time, described interim dynamic strip-shaped code lost efficacy, and needed to carry out described step 1 and again applied for generating interim dynamic strip-shaped code.
CN2013103196599A 2013-07-26 2013-07-26 Bar code technology-based electronic transaction system and electronic transaction method thereof Pending CN103353966A (en)

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CN104794994A (en) * 2015-04-27 2015-07-22 北海和思科技有限公司 Advertisement player system with bar code recognizing function
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