CN103903369A - Method and device for prompting user to select payment bank card to obtain concessions - Google Patents
Method and device for prompting user to select payment bank card to obtain concessions Download PDFInfo
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- CN103903369A CN103903369A CN201210577878.2A CN201210577878A CN103903369A CN 103903369 A CN103903369 A CN 103903369A CN 201210577878 A CN201210577878 A CN 201210577878A CN 103903369 A CN103903369 A CN 103903369A
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Abstract
The invention discloses a method and device for prompting a user to select a payment bank card to obtain privilege. The method includes the following steps: (1) a current card number of the user and a POS number are obtained from a POS terminal; (2) associated card numbers are obtained according to the current card number; (3) card information of the current card number and of each associated card number are obtained; (4) the obtained card information and POS number are matched with card information and POS numbers capable of enjoying privilege, and a list of bank cards of the user which are capable for enjoying privilege is generated; and (5) the list of bank cards is returned to the POS terminal for the user to select.
Description
Technical field
The present invention relates to bank card payment technology, and relate in particular to a kind of user of prompting and select draw bank card to obtain preferential method and apparatus.
Background technology
At the existing process of exchange of swiping the card, form is single, and holder cannot obtain the more information of this transaction.For example, preferential when movable when existing, holder often cannot learn which card of holding can enjoy these preferential activities.Traditional on-site payment technology can not can be obtained preferential by which card of real-time prompting holder in process of exchange.
Summary of the invention
According to one object of the present invention, disclose a kind of user of prompting and select draw bank card to obtain preferential method, comprise the following steps:
(1) obtain user's current card number and trade company number from POS terminal,
(2) obtain associated card number according to described current card number,
(3) obtain the card information of current card number and each associated card number,
(4) card information obtaining and described trade company number are mated with the card information that can enjoy privileges and trade company number, produce user's the bank card list that can enjoy privileges,
(5) described bank card list is turned back to POS terminal, select for user.
According to one object of the present invention, disclose a kind of user of prompting and select draw bank card to obtain preferential device, it is characterized in that, comprise payment processes module, associated card information processing module, card information processing module, favor information processing module, wherein,
Payment processes module is configured to:
Obtain user's current card number and trade company number from POS terminal,
Call described associated card information processing module, obtain associated card number according to described current card number,
Call described card information processing module, obtain the card information of current card number and each associated card number,
Call favor information processing module, the card information obtaining and described trade company number mated with the card information that can enjoy privileges and trade company number, produce user's the bank card list that can enjoy privileges,
Described bank card list is turned back to POS terminal, select for user.
An advantage of the present invention is, for holder provides the more information about transaction.
Another advantage of the present invention is, other bank card information of bank card coupling holder according to holder for paying, and the holder who satisfies condition is carried out to real-time prompting, inform that user selects to obtain preferential bank card and pays.
Brief description of the drawings
After having read the specific embodiment of the present invention with reference to accompanying drawing, those skilled in the art will become apparent various aspects of the present invention.One skilled in the art will appreciate that these accompanying drawings are only for coordinating embodiment that technical scheme of the present invention is described, and be not intended to protection scope of the present invention to be construed as limiting.
Fig. 1 selects draw bank card to obtain the step schematic diagram of preferential method according to the prompting user of the embodiment of the present invention.
Fig. 2 selects draw bank card to obtain the device schematic diagram of preferential method according to the prompting user of the embodiment of the present invention.
Embodiment
With reference to the accompanying drawings, the specific embodiment of the present invention is described in further detail.In the following description, for the object of explaining, state many details to the thorough understanding of the one or more aspects to embodiment is provided.But, can it is evident that for those skilled in the art, less degree that can these details is put into practice one or more aspects of each embodiment.Therefore the description below is not regarded as circumscribed, but limits protection domain by claims.
Fig. 1 selects draw bank card to obtain the step schematic diagram of preferential method according to the prompting user of the embodiment of the present invention.
As shown in the figure, comprise following five steps according to the method for this embodiment:
In step S1, obtain user's current card number and trade company number from POS terminal.Current card number be user swiping the card use bank card number.
In step S2, obtain associated card number according to described current card number.In this step, described associated card number can be provided in advance by user, or by associated card number described in the historical trading data acquisition of current card number.For example, find to occur debit card A and credit card B in a credit card repayment transaction by inquiry, think that card A is associated card with card B; As the credit card A and the credit card C that occur in other credit card repayment transaction, think that card A is associated card with card C, in this case, think that card B is also associated card with card C.
In step S3, obtain the card information of current card number and each associated card number.In this step, judge described card information according to current card number with each associated card number, described card information comprises credit card issuer, card character, card type class.
In step S4, the card information obtaining and described trade company number are mated with the card information that can enjoy privileges and trade company number, produce user's the bank card list that can enjoy privileges.The described card information that can enjoy privileges and trade company number can be provided by card sending mechanism.
In step S5, described bank card list is turned back to POS terminal, select for user.
Fig. 2 selects draw bank card to obtain the device schematic diagram of preferential method according to the prompting user of the embodiment of the present invention.
As shown in the figure, prompting user selects draw bank card to comprise payment processes module, associated card information processing module, card information processing module, favor information processing module to obtain preferential device, and wherein, payment module is configured to:
Obtain user's current card number and trade company number from POS terminal,
Call described associated card information processing module, obtain associated card number according to described current card number,
Call described card information processing module, obtain the card information of current card number and each associated card number,
Call favor information processing module, the card information obtaining and described trade company number mated with the card information that can enjoy privileges and trade company number, produce user's the bank card list that can enjoy privileges,
Described bank card list is turned back to POS terminal, select for user.
In one embodiment, associated card information processing module is configured to store the associated card number being provided in advance by user or stores by the associated card number of the historical trading data acquisition of current card number.For example, preferential bank card information is wished to obtain to the typing of associated card information processing module voluntarily in the WEB interface that user can provide by device, and these bank cards will be considered to interrelated.
In one embodiment, described card information processing module is configured to judge described card information according to current card number with each associated card number, and described card information comprises credit card issuer, card character, card type class.
In one embodiment, the storage of described favor information processing module is provided by card sending mechanism the card information that can enjoy privileges and trade company number.For example, device can provide WEB interface, safeguards voluntarily for card sending mechanism the bank card information such as card character and card type class that in certain time period, preferential activity is participated in one's own profession, and corresponding preferential action message (for example, trade company number).
According to this embodiment, for every as seen, according to transaction card number (current card number), payment processes module can be found out by associated card information processing module the card number of associated, retrieve again the information such as corresponding card character by card information processing module, finally call favor information block search and go out to participate in preferential bank card (may have multiple), return in real time POS terminal notifying user.User decides the bank card of selecting for paying in its sole discretion, carries out continuation payment treatment scheme.
By the description of above embodiment, those skilled in the art can understand, and without departing from the spirit and scope of the present invention in the situation that, can also do various changes and replacement to the specific embodiment of the present invention.These changes and replacement all drop in the claims in the present invention book limited range.
Claims (10)
1. point out user to select draw bank card to obtain a preferential method, it is characterized in that, comprise the following steps:
(1) obtain user's current card number and trade company number from POS terminal,
(2) obtain associated card number according to described current card number,
(3) obtain the card information of current card number and each associated card number,
(4) card information obtaining and described trade company number are mated with the card information that can enjoy privileges and trade company number, produce user's the bank card list that can enjoy privileges,
(5) described bank card list is turned back to POS terminal, select for user.
2. the method for claim 1, is characterized in that,
In step (2), described associated card number is provided in advance by user.
3. method as claimed in claim 1 or 2, is characterized in that,
In step (2), by associated card number described in the historical trading data acquisition of current card number.
4. the method for claim 1, is characterized in that,
In step (3), judge described card information according to current card number with each associated card number, described card information comprises credit card issuer, card character, card type class.
5. the method for claim 1, is characterized in that,
The described card information that can enjoy privileges and trade company number are provided by card sending mechanism.
6. point out user to select draw bank card to obtain a preferential device, it is characterized in that, comprise payment processes module, associated card information processing module, card information processing module, favor information processing module, wherein,
Payment processes module is configured to:
Obtain user's current card number and trade company number from POS terminal,
Call described associated card information processing module, obtain associated card number according to described current card number,
Call described card information processing module, obtain the card information of current card number and each associated card number,
Call favor information processing module, the card information obtaining and described trade company number mated with the card information that can enjoy privileges and trade company number, produce user's the bank card list that can enjoy privileges,
Described bank card list is turned back to POS terminal, select for user.
7. device as claimed in claim 6, is characterized in that,
Described associated card information processing module is configured to the associated card number that storage is provided in advance by user.
8. the device as described in claim 6 or 7, is characterized in that,
Described associated card information processing module is configured to storage by the associated card number of the historical trading data acquisition of current card number.
9. device as claimed in claim 6, is characterized in that,
Described card information processing module is configured to judge described card information according to current card number with each associated card number, and described card information comprises credit card issuer, card character, card type class.
10. device as claimed in claim 6, is characterized in that,
The card information that can enjoy privileges and trade company number that the storage of described favor information processing module is provided by card sending mechanism.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210577878.2A CN103903369A (en) | 2012-12-27 | 2012-12-27 | Method and device for prompting user to select payment bank card to obtain concessions |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210577878.2A CN103903369A (en) | 2012-12-27 | 2012-12-27 | Method and device for prompting user to select payment bank card to obtain concessions |
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| CN103903369A true CN103903369A (en) | 2014-07-02 |
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| CN201210577878.2A Pending CN103903369A (en) | 2012-12-27 | 2012-12-27 | Method and device for prompting user to select payment bank card to obtain concessions |
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Cited By (14)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105491243A (en) * | 2016-01-18 | 2016-04-13 | 努比亚技术有限公司 | NFC mobile terminal and NFC simulation card switching control method |
| CN105488673A (en) * | 2015-12-03 | 2016-04-13 | 中国联合网络通信集团有限公司 | Electronic consumption method, device and system |
| WO2016070799A1 (en) * | 2014-11-07 | 2016-05-12 | 天地融科技股份有限公司 | Data interaction method and system |
| CN105956853A (en) * | 2015-03-09 | 2016-09-21 | 联想（新加坡）私人有限公司 | Method and system for selecting contactless payment cards |
| CN105991543A (en) * | 2014-11-07 | 2016-10-05 | 天地融科技股份有限公司 | Data interaction method |
| CN106056382A (en) * | 2016-06-20 | 2016-10-26 | 中国银联股份有限公司 | Mobile terminal payment method |
| CN107103461A (en) * | 2017-05-02 | 2017-08-29 | 广州市智专信息科技有限公司 | A kind of method of payment and corresponding portable terminal, POS |
| CN107223274A (en) * | 2017-04-26 | 2017-09-29 | 深圳怡化电脑股份有限公司 | Processing method, device and the financial terminal of financial terminal business |
| CN107424005A (en) * | 2017-07-05 | 2017-12-01 | 佛山杰致信息科技有限公司 | A kind of intelligent payment method based on different trade companies |
| CN107423969A (en) * | 2017-07-05 | 2017-12-01 | 佛山杰致信息科技有限公司 | A kind of intelligence based on different trade companies pays mobile terminal |
| CN108683719A (en) * | 2016-06-22 | 2018-10-19 | 北京小米移动软件有限公司 | Method for information display, information-pushing method, apparatus and system |
| CN110197392A (en) * | 2019-04-16 | 2019-09-03 | 深圳壹账通智能科技有限公司 | Equity data transfer device, device, electronic equipment and storage medium |
| CN110335088A (en) * | 2019-07-10 | 2019-10-15 | 中国工商银行股份有限公司 | Information processing method and its device, electronic equipment and medium |
| CN111667266A (en) * | 2020-05-16 | 2020-09-15 | 田志勇 | Preferential payment system of bank card |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN105491243A (en) * | 2016-01-18 | 2016-04-13 | 努比亚技术有限公司 | NFC mobile terminal and NFC simulation card switching control method |
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| CN108683719B (en) * | 2016-06-22 | 2021-07-27 | 北京小米移动软件有限公司 | Information display method, information push method, device and system |
| CN108683719A (en) * | 2016-06-22 | 2018-10-19 | 北京小米移动软件有限公司 | Method for information display, information-pushing method, apparatus and system |
| CN107223274A (en) * | 2017-04-26 | 2017-09-29 | 深圳怡化电脑股份有限公司 | Processing method, device and the financial terminal of financial terminal business |
| WO2018195822A1 (en) * | 2017-04-26 | 2018-11-01 | 深圳怡化电脑股份有限公司 | Method and device for processing financial terminal transactions, and financial terminal |
| CN107223274B (en) * | 2017-04-26 | 2019-10-11 | 深圳怡化电脑股份有限公司 | Processing method, device and the financial terminal of financial terminal business |
| CN107103461A (en) * | 2017-05-02 | 2017-08-29 | 广州市智专信息科技有限公司 | A kind of method of payment and corresponding portable terminal, POS |
| CN107423969A (en) * | 2017-07-05 | 2017-12-01 | 佛山杰致信息科技有限公司 | A kind of intelligence based on different trade companies pays mobile terminal |
| CN107424005A (en) * | 2017-07-05 | 2017-12-01 | 佛山杰致信息科技有限公司 | A kind of intelligent payment method based on different trade companies |
| CN110197392A (en) * | 2019-04-16 | 2019-09-03 | 深圳壹账通智能科技有限公司 | Equity data transfer device, device, electronic equipment and storage medium |
| CN110335088A (en) * | 2019-07-10 | 2019-10-15 | 中国工商银行股份有限公司 | Information processing method and its device, electronic equipment and medium |
| CN111667266A (en) * | 2020-05-16 | 2020-09-15 | 田志勇 | Preferential payment system of bank card |
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Application publication date: 20140702 |