US1946751A - Bank-check post-card folder - Google Patents
Bank-check post-card folder Download PDFInfo
- Publication number
- US1946751A US1946751A US636266A US63626632A US1946751A US 1946751 A US1946751 A US 1946751A US 636266 A US636266 A US 636266A US 63626632 A US63626632 A US 63626632A US 1946751 A US1946751 A US 1946751A
- Authority
- US
- United States
- Prior art keywords
- check
- folder
- bank
- payee
- card folder
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
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Classifications
-
- B—PERFORMING OPERATIONS; TRANSPORTING
- B42—BOOKBINDING; ALBUMS; FILES; SPECIAL PRINTED MATTER
- B42D—BOOKS; BOOK COVERS; LOOSE LEAVES; PRINTED MATTER CHARACTERISED BY IDENTIFICATION OR SECURITY FEATURES; PRINTED MATTER OF SPECIAL FORMAT OR STYLE NOT OTHERWISE PROVIDED FOR; DEVICES FOR USE THEREWITH AND NOT OTHERWISE PROVIDED FOR; MOVABLE-STRIP WRITING OR READING APPARATUS
- B42D15/00—Printed matter of special format or style not otherwise provided for
- B42D15/02—Postcards; Greeting, menu, business or like cards; Letter cards or letter-sheets
- B42D15/04—Foldable or multi-part cards or sheets
- B42D15/08—Letter-cards or letter-sheets, i.e. cards or sheets each of which is to be folded with the message inside and to serve as its own envelope for mailing
Definitions
- the present invention relates to the growing tendency to use bank-checks for the payment', of relatively small sums, as where dividends or interest payments are made to investors by large commercial or bankinginstitutions, and in fact in the paying of current merchandise and service accounts by merchandising firms generally.
- the present practice is to place each check in a sealed envelope which of course requires letter postage,
- Fig. 1 is a plan view of a preferred embodiment of the bank-check post-card folder of my invention prepared for mailing.
- Fig. 2 is a vertical sectional view taken on the o line 2--2 of Fig. 1.
- Fig. 3 is a perspective view of the bank-check folder shown in Fig. 1 just before its being sealed, and with the flaps opened apart to disclose the appearance of the inner faces of the aps.
- the preferred embodiment of the invention illustrated therein comprises a folder 10 including a check flap 11 and a cover ap 12.
- the folder 10 is preferably made of card-board of the quality commonly used for post-card folders, the naps 1l and 12 being made of the same piece, these flaps being hinged together by bending this piece of cardboard along the line 13 where perforations 14 are provided.
- Bank-check flap 1l carries the regular indicia (Cl. 22B- 923) required in the writing of a check and relating to the particular rm sending the check and the bank on which the check is drawn. This flap also provides a rectangular space 15 in which the name and address of the payee of the check .Q is written. The balance of the check is printed as is customary excepting the date, the amount of the check and the signature.
- the cover ap 12 is of the same size as the check flap 11 and is adapted to overlie this when .u the two aps are bent together on the line 13.
- a window opening 16 Provided in the cover ap 12 so as to exactly overlie the space 15 for the name of the payee on the ap l1 is a window opening 16.
- the location of the space 15 and window 16 on the aps n 11 and 12 are such as to provide an ample space 17 on the inner face of the flap 12 between the V window opening 16 and the folding line 13 on which to print a voucher form 18, the purpose of this voucher being to provide a statement 7
- the name of the payee on the 95 check indicates the addressee of the folder, thus requiring only a single writing of the name of the payee.
- the positioning of the window 16 and the payee space 15 close to corresponding edges of the folder flaps 11 and 12 provides an ample space 17 in which statement 18 may appear.
- the advantages of the window 16 are obtained substantiauy with- H0 being a fold line between the aforesaid two forms whereby the forms may be folded face to face thereby constituting a mailing folder, the memorandum form having an opemng therein through which in the folded condition that space on the check form which is designed to receive the name of the payee is exposed, the memorandum form being substantially the size, shape and area of the check form.
Description
Feb. 13, 1934. E MCCARTHY 1,946,751
BANK CHECK VOST CARD FOLDER Filed OC.. 5, 1952 Fre 1 Y Ea. 2
RICHARD Ros Co.I .SAcRAMEm-o, 111.11; 1
Patented Feb. 13, 1934 BANK-CHECK POST-CARD FOLDER Kellogg B. McCarthy, Sacramento, Calif. Application october 5, 1932. serial No. 636.266
1 Claim.
The present invention relates to the growing tendency to use bank-checks for the payment', of relatively small sums, as where dividends or interest payments are made to investors by large commercial or bankinginstitutions, and in fact in the paying of current merchandise and service accounts by merchandising firms generally. The present practice is to place each check in a sealed envelope which of course requires letter postage,
and the number of checks thus mailed periodically by large concerns is so great as to make the annual item of postage alone mount into the tens and even hundreds of thousands of dollars.
It is an object of my invention to substantially reduce the cost of sending bank-checks through the mails, particularly where it is necessary to mail these in large numbers.
It is a further object of my invention to provide a novel bank-check postcard folder which embodies a bank-check -which may, without other identification than the name and address of the payee written on the check, be sent through the mail.
It is another object of my invention to provide a novel bank-check post-card folder embodying not only a bank-check as above noted, but also a voucher stating the account for which the check is drawn, and in which folder neither the check nor the voucher is visible to the post-oilice department or the public while the folder is en route to the payee of the check.
Further objects and advantages will be made manifest in the following description, taken in connection with the accompanying drawing, in which:
Fig. 1 is a plan view of a preferred embodiment of the bank-check post-card folder of my invention prepared for mailing.
Fig. 2 is a vertical sectional view taken on the o line 2--2 of Fig. 1.
Fig. 3 is a perspective view of the bank-check folder shown in Fig. 1 just before its being sealed, and with the flaps opened apart to disclose the appearance of the inner faces of the aps.
45 Referring specifically to the drawing, the preferred embodiment of the invention illustrated therein comprises a folder 10 including a check flap 11 and a cover ap 12.
The folder 10 is preferably made of card-board of the quality commonly used for post-card folders, the naps 1l and 12 being made of the same piece, these flaps being hinged together by bending this piece of cardboard along the line 13 where perforations 14 are provided.
Bank-check flap 1l carries the regular indicia (Cl. 22B- 923) required in the writing of a check and relating to the particular rm sending the check and the bank on which the check is drawn. This flap also provides a rectangular space 15 in which the name and address of the payee of the check .Q is written. The balance of the check is printed as is customary excepting the date, the amount of the check and the signature.
Provided in the cover ap 12 so as to exactly overlie the space 15 for the name of the payee on the ap l1 is a window opening 16. The location of the space 15 and window 16 on the aps n 11 and 12 are such as to provide an ample space 17 on the inner face of the flap 12 between the V window opening 16 and the folding line 13 on which to print a voucher form 18, the purpose of this voucher being to provide a statement 7| indicating what the remittance in the check is to cover.
It is thus seen that both the check and the voucher of the folder 10 are made out with one insertion of the folder into the typewriter and it u is necessary to write the name of the payee-addressee once only, this appearing in the space 15 of the check flap 11. When entirely lled out as shown in Fig. 3, aps 11 and 12 are folded together and their edges sealed by adhesive s. stickers 19 and 20, and a one-cent stamp 21 is applied to the face of the folder. The folder 10 is now completely prepared for mailing and it is readily seen that numerous advantages result from the novel features of this folder. In the 0 first place, the check retains its identity after it has been detached from the cover flap 12 carrying the remittance statement. On the other hand, when the folder is sealed together as shown in Fig. 1 the name of the payee on the 95 check indicates the addressee of the folder, thus requiring only a single writing of the name of the payee. In fact, there is not a single bit of duplication on the entire folder excepting that the voucher number and amount of the check .100 appears on both the voucher and the check. These duplications, however, are essential in order to identify the voucher with the check afterone has been detached from the other.
It is also to be noted that the positioning of the window 16 and the payee space 15 close to corresponding edges of the folder flaps 11 and 12 provides an ample space 17 in which statement 18 may appear. Thus the advantages of the window 16 are obtained substantiauy with- H0 being a fold line between the aforesaid two forms whereby the forms may be folded face to face thereby constituting a mailing folder, the memorandum form having an opemng therein through which in the folded condition that space on the check form which is designed to receive the name of the payee is exposed, the memorandum form being substantially the size, shape and area of the check form.
KELLOGG B. MCCARTHY.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US636266A US1946751A (en) | 1932-10-05 | 1932-10-05 | Bank-check post-card folder |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US636266A US1946751A (en) | 1932-10-05 | 1932-10-05 | Bank-check post-card folder |
Publications (1)
Publication Number | Publication Date |
---|---|
US1946751A true US1946751A (en) | 1934-02-13 |
Family
ID=24551164
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US636266A Expired - Lifetime US1946751A (en) | 1932-10-05 | 1932-10-05 | Bank-check post-card folder |
Country Status (1)
Country | Link |
---|---|
US (1) | US1946751A (en) |
Cited By (26)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US2831707A (en) * | 1955-11-18 | 1958-04-22 | Jr William H James | Check and envelope assembly |
US2873906A (en) * | 1957-04-16 | 1959-02-17 | Martin B Loetscher | Combined letter and envelope with juxtaposed pair of three-ply folded corners |
US2873907A (en) * | 1957-04-16 | 1959-02-17 | Martin B Loetscher | Combined letter and envelope with juxtaposed pair of two-ply folded corners |
US2887326A (en) * | 1957-05-14 | 1959-05-19 | Kramer Victor | Interleaved check and envelope inserts for check books |
US2985464A (en) * | 1958-03-10 | 1961-05-23 | M B Mcfarland & Sons | Mailing instrument |
US3075791A (en) * | 1960-03-22 | 1963-01-29 | Wolf David | Message transmitting means |
US3126211A (en) * | 1964-03-24 | Information transmission | ||
US3329332A (en) * | 1965-06-04 | 1967-07-04 | Jr George C Dagher | Series envelope form |
US3726471A (en) * | 1971-11-26 | 1973-04-10 | P Kalb | Credit card mailer |
US3790193A (en) * | 1971-10-26 | 1974-02-05 | R Mcbride | Combination statement and check and method of making a negotiable check |
US4008852A (en) * | 1976-02-03 | 1977-02-22 | Davis Elmer O | Apertured mailing card and method of using |
US4189353A (en) * | 1976-11-18 | 1980-02-19 | Harriman Russell H | Method and device for transmitting confidential information through the mail |
US4585160A (en) * | 1985-04-29 | 1986-04-29 | Fiske Ii William W | Negotiable instrument mailing device |
US5053955A (en) * | 1989-03-23 | 1991-10-01 | Fulfillment Systems Inc. | Process and apparatus for administering promotional mailings |
US5062570A (en) * | 1990-11-19 | 1991-11-05 | Moore Business Forms, Inc. | Mailer with die cut insert and self-imaging area |
US5085470A (en) * | 1989-03-23 | 1992-02-04 | Fulfillment Systems Inc. | Combined post card and check |
US5121945A (en) * | 1988-04-20 | 1992-06-16 | Remittance Technology Corporation | Financial data processing system |
US5353574A (en) * | 1993-03-31 | 1994-10-11 | Liberty Share Draft & Check Printers, Inc. | System and device for preparing checks for delivery |
US5496991A (en) * | 1989-02-09 | 1996-03-05 | Delfer, Iii; Frank W. | Automated remittance system |
US5667134A (en) * | 1996-08-16 | 1997-09-16 | Moore Business Forms, Inc. | Variably duplex-imaged and sealed double postcard check |
US5829953A (en) * | 1996-01-19 | 1998-11-03 | International Billing Services, Inc. | Billing statement system |
US5924737A (en) * | 1996-12-12 | 1999-07-20 | Young America Corporation | Postcard check |
US20030135454A1 (en) * | 2002-01-11 | 2003-07-17 | Keller Joseph F. | Debit authorization post card |
US20060208044A1 (en) * | 2005-03-17 | 2006-09-21 | Rotary Multiforms, Inc. | Double postcard |
US20110240723A1 (en) * | 2010-03-31 | 2011-10-06 | David Yost | Double Postcard and Intermediate Form For Same |
USD784377S1 (en) * | 2014-12-12 | 2017-04-18 | Jpmorgan Chase Bank, N.A. | Display screen or portion thereof with a graphical user interface |
-
1932
- 1932-10-05 US US636266A patent/US1946751A/en not_active Expired - Lifetime
Cited By (28)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US3126211A (en) * | 1964-03-24 | Information transmission | ||
US2831707A (en) * | 1955-11-18 | 1958-04-22 | Jr William H James | Check and envelope assembly |
US2873906A (en) * | 1957-04-16 | 1959-02-17 | Martin B Loetscher | Combined letter and envelope with juxtaposed pair of three-ply folded corners |
US2873907A (en) * | 1957-04-16 | 1959-02-17 | Martin B Loetscher | Combined letter and envelope with juxtaposed pair of two-ply folded corners |
US2887326A (en) * | 1957-05-14 | 1959-05-19 | Kramer Victor | Interleaved check and envelope inserts for check books |
US2985464A (en) * | 1958-03-10 | 1961-05-23 | M B Mcfarland & Sons | Mailing instrument |
US3075791A (en) * | 1960-03-22 | 1963-01-29 | Wolf David | Message transmitting means |
US3329332A (en) * | 1965-06-04 | 1967-07-04 | Jr George C Dagher | Series envelope form |
US3790193A (en) * | 1971-10-26 | 1974-02-05 | R Mcbride | Combination statement and check and method of making a negotiable check |
US3726471A (en) * | 1971-11-26 | 1973-04-10 | P Kalb | Credit card mailer |
US4008852A (en) * | 1976-02-03 | 1977-02-22 | Davis Elmer O | Apertured mailing card and method of using |
US4189353A (en) * | 1976-11-18 | 1980-02-19 | Harriman Russell H | Method and device for transmitting confidential information through the mail |
US4585160A (en) * | 1985-04-29 | 1986-04-29 | Fiske Ii William W | Negotiable instrument mailing device |
US5121945A (en) * | 1988-04-20 | 1992-06-16 | Remittance Technology Corporation | Financial data processing system |
US5496991A (en) * | 1989-02-09 | 1996-03-05 | Delfer, Iii; Frank W. | Automated remittance system |
US5053955A (en) * | 1989-03-23 | 1991-10-01 | Fulfillment Systems Inc. | Process and apparatus for administering promotional mailings |
US5085470A (en) * | 1989-03-23 | 1992-02-04 | Fulfillment Systems Inc. | Combined post card and check |
US5321604A (en) * | 1989-03-23 | 1994-06-14 | Fulfillment Systems Inc. | Apparatus and process for administering promotional mailing |
US5062570A (en) * | 1990-11-19 | 1991-11-05 | Moore Business Forms, Inc. | Mailer with die cut insert and self-imaging area |
US5353574A (en) * | 1993-03-31 | 1994-10-11 | Liberty Share Draft & Check Printers, Inc. | System and device for preparing checks for delivery |
US5829953A (en) * | 1996-01-19 | 1998-11-03 | International Billing Services, Inc. | Billing statement system |
US6209860B1 (en) | 1996-01-19 | 2001-04-03 | Robert L. Fehringer | Billing statement system |
US5667134A (en) * | 1996-08-16 | 1997-09-16 | Moore Business Forms, Inc. | Variably duplex-imaged and sealed double postcard check |
US5924737A (en) * | 1996-12-12 | 1999-07-20 | Young America Corporation | Postcard check |
US20030135454A1 (en) * | 2002-01-11 | 2003-07-17 | Keller Joseph F. | Debit authorization post card |
US20060208044A1 (en) * | 2005-03-17 | 2006-09-21 | Rotary Multiforms, Inc. | Double postcard |
US20110240723A1 (en) * | 2010-03-31 | 2011-10-06 | David Yost | Double Postcard and Intermediate Form For Same |
USD784377S1 (en) * | 2014-12-12 | 2017-04-18 | Jpmorgan Chase Bank, N.A. | Display screen or portion thereof with a graphical user interface |
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