Suche Bilder Maps Play YouTube News Gmail Drive Mehr »
Anmelden
Nutzer von Screenreadern: Klicke auf diesen Link, um die Bedienungshilfen zu aktivieren. Dieser Modus bietet die gleichen Grundfunktionen, funktioniert aber besser mit deinem Reader.

Patentsuche

  1. Erweiterte Patentsuche
VeröffentlichungsnummerUS20100174595 A1
PublikationstypAnmeldung
AnmeldenummerUS 12/664,079
PCT-NummerPCT/EP2008/057438
Veröffentlichungsdatum8. Juli 2010
Eingetragen12. Juni 2008
Prioritätsdatum12. Juni 2007
Auch veröffentlicht unterEP2168393A2, US7933799, US8195547, US20080313044, US20110173053, US20130144789, WO2008152118A2, WO2008152118A3
Veröffentlichungsnummer12664079, 664079, PCT/2008/57438, PCT/EP/2008/057438, PCT/EP/2008/57438, PCT/EP/8/057438, PCT/EP/8/57438, PCT/EP2008/057438, PCT/EP2008/57438, PCT/EP2008057438, PCT/EP200857438, PCT/EP8/057438, PCT/EP8/57438, PCT/EP8057438, PCT/EP857438, US 2010/0174595 A1, US 2010/174595 A1, US 20100174595 A1, US 20100174595A1, US 2010174595 A1, US 2010174595A1, US-A1-20100174595, US-A1-2010174595, US2010/0174595A1, US2010/174595A1, US20100174595 A1, US20100174595A1, US2010174595 A1, US2010174595A1
ErfinderJanne Aaltonen, Sami Saru
Ursprünglich BevollmächtigterCvon Innovations Ltd.
Zitat exportierenBiBTeX, EndNote, RefMan
Externe Links: USPTO, USPTO-Zuordnung, Espacenet
Method and system for managing credits via a mobile device
US 20100174595 A1
Zusammenfassung
System and method for delivering upon request credits having monetary value to a mobile device using a communications network. An account of available credit for the user of the mobile device is maintained and authorization to issue credit is generated when a request for credit for the mobile device is received and there is available credit in the account associated with the mobile device equal to or greater than the requested credit. Credit may be sponsored by one or more sponsors and issued to the user, upon authorization, to enable the user to use the mobile device to purchase items, e.g., at a point of sale terminal.
Bilder(3)
Previous page
Next page
Ansprüche(52)
1. A system for delivering credits having monetary value to a mobile device using a communications network, comprising:
maintaining means for maintaining an account of available credit for a user of the mobile device, and for generating an authorization to issue credit upon request if there is available credit in the account associated with the mobile device equal to or greater than the requested credit;
delivery coordination means operatively coupled to said maintaining means for coordinating delivery of the credit; and
issuing means operatively coupled to said maintaining means and said delivery coordination means for receiving authorization to issue credit from said maintaining means, issuing credit and then notifying said delivery coordination means of the issuance of credit,
said delivery coordination means being operatively arranged to notify the user of the mobile device via the communications network upon receiving notification of issuance of credit from said issuing means.
2. The system of claim 1, wherein said means for maintaining an account of available credit comprise a billing system.
3. The system of claim 1, wherein said means for maintaining an account of available credit comprise a bank or a credit card company.
4. The system of claim 1, wherein said maintaining means are arranged to maintain at least one of an account of pre-paid credit and an account of post-paid credit.
5. The system of claim 1, wherein said maintaining means are arranged to manage the account such that the account is reduced by each amount of authorized credit.
6. The system of claim 1, wherein said delivery coordination means comprise a wallet service server arranged to deliver credit to the mobile device.
7. The system of claim 1, wherein said delivery coordination means are arranged to receive a request from the mobile device for credit and notify said maintaining means of the request for credit such that said maintaining means determine whether to generate an authorization to issue credit.
8. The system of claim 1, further comprising at least one mobile device.
9. The system of claim 8, wherein each of said at least one mobile device is selected from a group consisting of a mobile telephone, a multimedia computer, a personal digital assistant, a laptop computer and a personal computer.
10. The system of claim 1, further comprising at least one sponsor for providing credit.
11. The system of claim 10, wherein said at least one sponsor is an advertiser which provides credit for the user of the mobile device in exchange for requiring the user to be exposed to an advertisement via their mobile device.
12. The system of claim 10, wherein said at least one sponsor is operatively coupled to said maintaining means and said maintaining means manages payments from each of said at least one sponsor for credits they have provided.
13. The system of claim 10, wherein said at least one sponsor is arranged to communicate with said issuing means to enable said at least one sponsor to authorize issuance of credits to the user's mobile device.
14. The system of claim 10, wherein said at least one sponsor is operatively coupled to the user's mobile device and receives requests for credit from the mobile device, said at least one sponsor being arranged to decide whether to provide credit to the requester's account at said maintaining means and if so, providing credit to the requester's account at said maintaining means.
15. The system of claim 14, wherein said at least one sponsor is arranged to receive the request for credit in association with an identification of an item sought to be purchased by the user of the mobile device using the credit.
16. The system of claim 15, wherein the item is identified using a bar code, key word, picture or link to a web site.
17. The system of claim 10, wherein said maintaining means are arranged to await approval from said at least one sponsor prior to generating the authorization to issue credit.
18. The system of claim 1, wherein said issuing means are arranged to issue a code indicative of the issuance of a specific amount of credit which is delivered via said delivery coordination means to the mobile device, said code being usable by a point of sale terminal to communicate with said issuing means in order to verify the amount of credit associated with said code.
19. A computer program resident on computer-readable media and arranged to deliver credits having monetary value to a mobile device using a communications network, the computer program being arranged to:
maintain an account of available credit for a user of the mobile device;
receive a request for authorization of credit;
ascertain whether there is available credit in the account associated with the mobile device equal to or greater than the requested credit;
generate an authorization to issue credit when there is available credit in the account;
issue credit in response to the authorization; and
notify the user of the mobile device via the communications network of the issuance of credit.
20. The computer program of claim 19, wherein the computer program is further arranged to maintain at least one of an account of pre-paid credit and an account of post-paid credit.
21. The computer program of claim 19, wherein said computer program is further arranged to manage the account such that the account is reduced by each amount of authorized credit.
22. The computer program of claim 19, wherein said computer program is further arranged to enable at least one sponsor to provide available credit into the account.
23. The computer program of claim 22, wherein said computer program is further arranged to manage payments from each of the at least one sponsor for credits they have provided.
24. The computer program of claim 19, wherein said computer program is further arranged to issue a code indicative of the issuance of a specific amount of credit and coordinate delivery of the code to the mobile device, the code being usable by a point of sale terminal in order to verify the amount of credit associated with the code.
25. A method for delivering credits having monetary value to a mobile device using a communications network, comprising:
maintaining an account of available credit for a user of the mobile device;
receiving a request for authorization of credit;
ascertaining whether there is available credit in the account associated with the mobile device equal to or greater than the requested credit;
generating an authorization to issue credit when there is available credit in the account;
issuing credit in response to the authorization; and
notifying the user of the mobile device via the communications network of the issuance of credit.
26. The method of claim 25, wherein the step of maintaining an account comprises maintaining at least one of an account of pre-paid credit and an account of post-paid credit.
27. The method of claim 25, further comprising managing the account such that the account is reduced by each amount of authorized credit.
28. The method of claim 25, further comprising enabling at least one sponsor to provide available credit into the account.
29. The method of claim 28, further comprising managing payments from each of the at least one sponsor for credits they have provided.
30. The method of claim 28, wherein the step of issuing credit comprises issuing credit in exchange for requiring the user to be exposed to at least one advertisement from the at least one sponsor.
31. The method of claim 28, wherein the step of receiving the request for credit comprises receiving the request at the at least one sponsor, the at least one sponsor deciding whether to provide credit to the requester's account and if so, providing credit to the requester's account.
32. The method of claim 31, further comprising delivering the request for credit to the at least one sponsor in association with an identification of an item sought to be purchased using the credit.
33. The method of claim 32, further comprising identifying the item using a bar code, key word, picture or link to a web site.
34. The method of claim 28, further comprising requiring approval from the at least one sponsor prior to generating the authorization to issue credit.
35. The method of claim 25, further comprising:
delivering at least one advertisement to the mobile device; and
exposing the user of the mobile device to the at least one advertisement in exchange for issuance of credit.
36. The method of claim 25, wherein the step of issuing credit comprises issuing a code indicative of the issuance of a specific amount of credit and delivering the code to the mobile device, the code being usable by a point of sale terminal in order to verify the amount of credit associated with the code.
37. The method of claim 25, further comprising:
generating the request for credit at the mobile device; and
transmitting the request for credit via the communications network.
38. The method of claim 25, wherein the request is received via a short message service.
39. The method of claim 25, wherein the request is received at a wallet service server and the account is maintained in a billing system, the step of ascertaining whether there is available credit in the account associated with the mobile device equal to or greater than the requested credit comprising directing a request from the wallet service center to the billing system to analyze the account, the authorization to issue credit when there is available credit in the account being made by the billing system.
40. A system for conducting a mobile advertising campaign in which credits having monetary value are delivered to a mobile device using a communications network in exchange for exposure to at least one advertisement, comprising:
maintaining means for maintaining an account of available credit for the user of the mobile device, and for generating an authorization to issue credit upon request if there is available credit in the account associated with the mobile device equal to or greater than the requested credit;
enabling means for enabling at least one advertiser to provide advertisements and credit into the account in said maintaining means;
delivery coordination means operatively coupled to said maintaining means for coordinating delivery of the credit sponsored by an advertiser and an advertisement to the mobile device; and
issuing means operatively coupled to maintaining means and said delivery coordination means for receiving authorization to issue credit from said maintaining means, issuing credit and then notifying said delivery coordination means of the issuance of credit,
said delivery coordination means being operatively arranged to notify the user of the mobile device via the communications network upon receiving notification of issuance of credit from said issuing means,
the mobile device being operatively arranged to require exposure to the delivered advertisements in order to enable use of the credit.
41. The system of claim 40, wherein said means for maintaining an account of available credit comprise a billing system.
42. The system of claim 40, wherein said means for maintaining an account of available credit comprise a bank or a credit card company.
43. The system of claim 40, wherein said maintaining means are arranged to maintain at least one of an account of pre-paid credit and an account of post-paid credit.
44. The system of claim 40, wherein said maintaining means are arranged to manage the account such that the account is reduced by each amount of authorized credit.
45. The system of claim 40, wherein said delivery coordination means comprise a wallet service server arranged to deliver credit to the mobile device.
46. The system of claim 40, wherein said delivery coordination means are arranged to receive a request from the mobile device for credit and notify said maintaining means of the request for credit such that said maintaining means determine whether to generate an authorization to issue credit.
47. The system of claim 40, wherein each mobile device is selected from a group consisting of a mobile telephone, a multimedia computer, a personal digital assistant, a laptop computer and a personal computer.
48. The system of claim 40, wherein said at least one advertiser is coupled to said maintaining means and said maintaining means manages payments from each of said at least one advertiser for credits they have provided.
49. The system of claim 40, wherein said at least one advertiser is arranged to communicate with said issuing means to enable said at least one advertiser to authorize issuance of credits to the user's mobile device.
50. The system of claim 40, wherein said at least one advertiser is operatively coupled to the user's mobile device and receives requests for credit from the mobile device, said at least one advertiser being arranged to decide whether to provide credit to the requester's account at said maintaining means and if so, providing credit to the requester's account at said maintaining means.
51. The system of claim 40, wherein said issuing means are arranged to issue a code indicative of the issuance of a specific amount of credit which is delivered via said delivery coordination means to said mobile device, said code being usable by a point of sale terminal to communicate with said issuing means in order to verify the amount of credit associated with said code.
52. The system of claim 40, wherein said enabling means are arranged to provide data about the user of the mobile device to said at least one advertiser to enable said at least one advertiser to consider such data when deciding whether to provide credit to the user.
Beschreibung
    CROSS-REFERENCE TO RELATED APPLICATIONS
  • [0001]
    This application claims the benefit under 35 USC 119 of U.S. Provisional Patent Application Ser. No. 60/934,227 filed Jun. 12, 2007 and GB Application No. GB803468.8 filed Feb. 26, 2008, the entire disclosure of each of which is incorporated herein by reference.
  • FIELD OF THE INVENTION
  • [0002]
    The present invention relates generally to methods and systems for payment of goods and services, and the issuance of credits toward the payment of goods and services, via a mobile device.
  • BACKGROUND OF THE INVENTION
  • [0003]
    Usage of cellular or mobile telephones is very popular and common. In a typical arrangement for use of a mobile telephone, a user subscribes to a mobile telephone service offered by a mobile telephone operator or carrier and enters into a pre-paid or post-paid plan with the mobile telephone operator. A pre-paid subscription plan is usually an arrangement where the user pays in advance for the telephone services to be used over a future period of time. A post-paid subscription plan is usually an arrangement where the user pays for the telephone services after using the services.
  • [0004]
    The services available using the mobile telephone may be voice services (i.e., making and receiving telephone calls), messaging services such as Short Message Service (SMS), Multimedia Message Service (MMS), data services such as Internet browsing or Wireless Application Protocol (WAP) browsing, video calls, downloading content, streaming content, purchasing applications such as games or other software, using location, guidance or navigation services, finding information, and communicating with a group of people and others.
  • [0005]
    Mobile telephones can also be used as a payment method in point of sales transactions. One example of such usage involves use of the near field communication (NFC) capabilities of a mobile telephone to use it as credit card in the point of sales transaction.
  • [0006]
    On the other hand, instead of being used to pay for goods and services, a mobile telephone can receive coupons for discounts which may be used in a point of sales transactions conducted using the mobile telephone or otherwise, and free samples which may be received using the mobile telephone or otherwise. In this regard, reference is made to International Publication No. WO 2007/060451, incorporated by reference herein in its entirety.
  • SUMMARY OF THE INVENTION
  • [0007]
    The present invention is directed at least in part to a method and system for providing credits, vouchers or coupons representative of monetary value to users of mobile devices such as mobile telephones. The users of the mobile telephones are able to use the monetary value of the credits to purchase goods and/or services.
  • BRIEF DESCRIPTION OF THE DRAWINGS
  • [0008]
    The invention, together with further objects and advantages thereof, may best be understood by reference to the following description taken in conjunction with the accompanying drawings, wherein like reference numerals identify like elements, and wherein:
  • [0009]
    FIG. 1 is a schematic of an exemplifying architecture of a first embodiment of a credit delivery system in accordance with the invention.
  • [0010]
    FIG. 2 is a schematic of an exemplifying architecture of a second embodiment of a credit delivery system in accordance with the invention.
  • [0011]
    FIG. 3 is a schematic of an exemplifying architecture of a third embodiment of a credit delivery system in accordance with the invention.
  • DETAILED DESCRIPTION OF THE INVENTION
  • [0012]
    Referring to the accompanying drawings wherein the same reference numerals refer to the same or similar elements, FIG. 1 shows an architecture of an embodiment of a mobile payment system in accordance with the invention which is designated generally as 10.
  • [0013]
    System 10 may be implemented to provide credits having monetary value to mobile devices 12 (only one of which is shown in FIG. 1) and thus can be considered to be independent of the mobile devices 12, i.e., not include the mobile devices. On the other hand, the invention also encompasses a system for enabling users of mobile devices 12 to receive credits having monetary value which would be inclusive of the mobile devices. In the latter case, the users may be required to view advertisements in exchange for the credits.
  • [0014]
    The mobile devices 12 may be any form of mobile terminal such as a mobile telephone, a multimedia computer, a personal digital assistant (PDA), a laptop computer or a personal computer.
  • [0015]
    Mobile devices 12 are arranged to use a communications network 14 to communicate with other elements of the system 10 described below. Communications network 14 can utilize any cellular network technologies which include, but are not limited to, GSM, WCDMA, CDMA, GPRS. In addition to traditional cellular networks, local area networks such as Wireless Local area networks (WLAN), BlueTooth (BT) and other technologies such as WiMax, Broadcasting over DVB-H, ISDB-T, DMB or broadcasting over cellular can be used. The communications network 14 can also be a generic Internet access network using any data transport methods. Moreover, the communications network 14 may be any cellular, broadcast, wide area, local area or Internet network. Communications network 14 can also be a combination of different communications networks such as a Wireless Local Area Network (WLAN) and a Wideband Code Division Multiplex (WCDMA) network.
  • [0016]
    Subscribers to the mobile telephone operator using the mobile devices 12 can use the same communications network or another communications network as the communications network 14 being used to receive credits, i.e., a hybrid network is possible.
  • [0017]
    In a preferred embodiment, the communications network 14 is a cellular network and the mobile device 12 is a mobile telephone.
  • [0018]
    System 10 also includes a billing system 16 operatively coupled to the communications network 14 or specific parts thereof, and may be arranged to maintain an account of available money for each mobile device. Further, billing system 16 may be arranged to monitor and/or meter usage of the communications network 14 by each mobile device 14 and monitor and/or meter usage and payments of or for the advertisements being delivered to each mobile device 12. The billing system 16 may be a real-time billing system or a close-to-real-time billing system. The billing system 16 or other suitable means associated with the system 10 can thus arrange for payment from users of the mobile devices 12 based on their usage of the communications network 14. Payment may be pre-paid, i.e. the user has paid for the service before using the communications network and the billing system monitors and reduces the paid amount in the user's account based on usage. Alternatively payment may be post-paid and a billing system monitors usage of the communications network and the user pays for the services after usage. Usage of the communications network 14 may entail voice services, messaging services (Short Message Service, Multimedia Message Service, Instant Message Service, Electronic mail services), video telephony services, push-to-talk services, data services such as Internet or Wireless Application Protocol (WAP) browsing services, content usage (television, radio, video) services, download services, premium SMS (pSMS) service, among others.
  • [0019]
    In one embodiment of the invention, billing system 16 meters usage of the services by each user and compares the metered usage with a free or subsidized balance allocated to each user. In this manner, although invoices are not sent to the users, the metered usage is compared with business rules associated with the users and the cost for providing the free or subsidized services to the users is invoiced directly or indirectly from advertisers. Other techniques to provide subsidized or free telephone services to the users are also envisioned. For subsidized telephone services, the users may be responsible for a portion of their usage and thus they would be interested in eliminating unnecessary use of such telephone services.
  • [0020]
    System 10 also includes a wallet service server 18 which in one embodiment, is a computer system running the wallet service, described below. Wallet service server 18 communications with the mobile devices 12 via the communications network 14, and is operatively coupled to the billing system 16.
  • [0021]
    In conjunction with the system 10, there may be one or more sponsors 20 which sponsor some of the mobile service such as voice or messaging or a sponsor can be an advertiser which, in exchange for sponsoring a portion of the mobile service being provided to users of the mobile devices 12, sends advertisements via communications network 14 to the users' mobile devices (additional details of this feature are described below). A sponsor 20 may also be a party which wants to sponsor some specific payments to users of mobile devices 12. Each sponsor 20 is provided with access via a computer program operating system 10 to the billing system 14 and the wallet service server 18. Billing system 14 would manage the payments from each sponsor for whatever credits or services they have sponsored.
  • [0022]
    Regardless of the nature of the sponsorship provided by sponsor(s) 20, each sponsor 20 will cause credits or services, or possibly other items of value, to be provided to the users' mobile devices 12. As such, it should be understood that system 10 may be implemented to provide the credits or services arising from sponsorship by sponsor(s) 20 to mobile devices 12 and thus can be considered to be independent of the sponsor(s) 20, i.e., not include the sponsor(s) 20 or the mobile devices 12. On the other hand, the invention also encompasses a system for enabling sponsors to sponsor delivery of credits or services, or possibly other items of values, to users of mobile devices 12 to receive credits or services, and this system would be inclusive of the sponsor(s) 20 and mobile devices 12.
  • [0023]
    Issuer 22 is a party which can issue vouchers, coupons or mobile credits for the mobile devices 12. The issuer 22 can issue the credits using any of the techniques disclosed in International Publication No. WO 2007/060451, incorporated in its entirety by reference herein. In one such technique, issuer 22 issues a code which is delivered to the mobile device 12, e.g., via the wallet service server 18 and possibly also via the billing system 16. This code, in practice, works as a coupon which can be used in or by a point of sales (POS) terminal 24. The code is used in or by the POS terminal 24 to verify the amount of credit associated with the code. Thus, the POS terminal 24 sends the code to issuer 22 so that issuer 22 can verify and provide a verification message to the POS terminal 24. When a positive verification message is received by the POS terminal 24, the user of the mobile device 12 is granted the value of the issued coupon for consideration by the POS terminal 24
  • [0024]
    The sponsor(s) 20 is operatively connected to the issuer 22 to enable each sponsor 20 to authorize issuance of credits to the users' mobile devices 12. The issuer 22 is also operatively coupled to the billing system 16 to coordinate payment for the credits, i.e., allocate payments for the credits to the different sponsors 20. The issuer 22 is also operatively coupled to the wallet service server 18 to provide the credits to the mobile devices 12.
  • [0025]
    There are several ways to use system 10 to enable a user of a mobile device 12 to receive and use an electronically provided credit, which is being considered equivalent to a voucher or coupon. In one embodiment, a user of the mobile device 12 sends a request for a credit having monetary value (message S1 in FIG. 1). The request can be short message service (SMS) message sent over communications network 14 or a Multimedia Message Service (MMS) message. The request can also be a premium SMS message with a specific monetary value sent to a specific number. Further, the request can be, for example, a Web or Wireless Application Protocol (WAP) session between the wallet service server 18 and the mobile device 12. In addition, the request can be generated by a special application running in the mobile device 12. This special application can be, for example, Java, Symbian or, an application running in Subscriber Identity Module. (SIM application). Other forms of requests, and applications for generating such requests are also envisioned.
  • [0026]
    The message S1 indicating a request for a credit having monetary value is analyzed by the wallet service server 18. The wallet service server 18 communicates with billing system 16, message S2, to determine whether the user of the mobile device 12 which generated the request message S1 has a credit in their account maintained by the billing system 16. The credit in each account can be so called pre-paid credit, i.e., existing and available money, or it can be post-paid credit. For pre-paid credit, the requested amount of money is deducted from the amount in the pre-paid account. For post-paid credit, the requested amount of money will be invoiced later.
  • [0027]
    In the embodiment described above, the wallet service server 18 communicates with the billing system 16 to ascertain whether the user requesting credit has available credit in their account (pre-paid credit) or the ability to draw on a line of credit (post-paid credit). In an alternative embodiment, the wallet service server 18 communicates with the issuer 22, or even possibly with a third party such as a bank or credit card company (not shown in FIG. 1) to ascertain whether the issuer 22 or third party has an account with pre-paid or post-paid credit for the user of the mobile device 12 requesting credit.
  • [0028]
    Regardless of which technique is used to ascertain the availability of credit to the user of the mobile device 12 requesting credit, when there is sufficient credit, i.e., in the account maintained by the billing system 16 or by the third party such as a bank or credit card company, this causes a process of generating and delivering a code to be used to confirm the transaction. The code is typically generated by the user 22, as in prior art techniques. In one embodiment of the invention, the code corresponds to the monetary value of the requested credit or the monetary value of the premium SMS sent from the POS terminal 24 to the wallet service server 18. The monetary value can be less then, equal to or more than the requested amount of credit depending on possible transaction fees and also on the existence and nature of possible sponsors 20 of the credit request.
  • [0029]
    Once generated, the code to be used in the POS terminal 24 is delivered to the mobile device 12 by message S3.
  • [0030]
    Once the message S3 is received by the mobile device 12, a computer program in the mobile device 12 can enable the user of the mobile device 12 to obtain money or items, tangible or intangible, having monetary value using the POS terminal 24. In one embodiment, message S3 is readable by the user, e.g. by displaying the message to the user as a text message, and the user may use the code by entering the code at the POS terminal using numeric keys at the POS terminal. The POS terminal 24 validates the code from the user 22, for example, using prior art techniques.
  • [0031]
    In some embodiments of the invention, the sponsor 22 may be another subscriber to the mobile telephone operator, such as a friend or a parent of the user of the mobile device 12. Thus, in the embodiment shown in FIG. 2, a user of mobile device 12 contains a sponsor 20, e.g., his mother, to ask her to give him some money (message S11) in order to, for example, buy an ice cream from a shop. Alternatively, the user of mobile device 12 may ask sponsor 20 to give him an authorization/credit to buy a certain item via message S11. The item sought to be purchased may be identified in message S11 using different means like an ISBN number of a book or as a web link to a web site having information about the item (e.g., a link to a book in the Amazon.com web store), a key word, a bar code, or a bar code number.
  • [0032]
    Upon receipt of message S11, e.g., by a mobile device of the sponsor 20, a computer program in the mobile device of the sponsor 20 would be arranged to enable the user thereof to connect with wallet service server 18 to grant credit having a certain monetary value or credit for the item for the user of the mobile device 12 (message S12). This may take the form of an authorization to allow a certain amount of credit from an account maintained by the billing system 16 to be used by the user of mobile device 12.
  • [0033]
    Identification of an item may be implemented such that the user of the mobile device 12 contacts sponsor 20 by sending, for example, a MMS message identifying an item sought to be purchased and disclosing or otherwise providing a bar code of the item (message S11). This bar code information may be then delivered to the wallet service server 18, via message S12, by including a picture received in the message S11 or as a SMS message containing a bar code number.
  • [0034]
    The connection between a sponsor 20 and the wallet service server 18 may be implemented in several ways, including as a SMS, MMS, using Web/WAP interface, or using a software application installed in the sponsor's mobile device (an application in the mobile device will then manage the connection between the mobile device and the wallet service server 18, e.g., using SMS or a data connection). The wallet service server 18 may then communicate with billing system 16 (as in FIG. 1) to ascertain the availability of credit, as explained above.
  • [0035]
    After the availability of credit to the user of mobile device 12 requesting such credit is checked and confirmed, the wallet service server 18 notifies the user of mobile device 12 about the available credit (message S13), and the user can then proceed with a purchase as explained above with reference to FIG. 1.
  • [0036]
    As shown in FIG. 3, an embodiment of the present invention also contemplates only indirect communications between the user of the mobile device 12 and a sponsor 20. In this embodiment, the user of the mobile device communicates with the wallet service server 18 to request credit (message S21) and the wallet service server 18 forwards as such or as a modified request to a sponsor identified in the message S21 by the user of the mobile device 12. In some embodiments, it is conceivable that the user does not know for certain whether there will be a sponsor willing to partly or even fully sponsor the requested credit. Wallet service server 22 then communicates with a sponsor 20 advising the sponsor of the user's request for credit and requesting a response as to whether the sponsor 20 is willing to provide some or all of the requested credit (message S22). If sponsor 20 agrees to provide credit, a message S23 is sent by sponsor 20 to the wallet service server 18 which proceeds to issue credit to the user and notify the user of the available credit (message S24), and possibly also notify the user of the identity of the sponsor or sponsors of the credit. The available credit can be used by the user of the mobile device in the manner described above.
  • [0037]
    In one embodiment, a sponsor 20 may be an entity or individual that wants to advertise products or services to customers participating in a mobile marketing arrangement, or an advertisement management system that is operated by, for example, an advertising delivery company. In exchange for providing credit to a user, the user would be required to be exposed to one or more advertisements.
  • [0038]
    A sponsor can thus refer to a brand owner, a service provider, an advertisement agent, a merchant or any other party that wants to provide advertisements to consumers. Advertisements can be commercial, such as a product or service promotion, or non-commercial, such as a general information service notification. A sponsor may also be a company in the business of delivering advertisements from several advertisers, i.e., it is the intermediary between advertisers and the operators of advertisement distribution channels. Such a sponsor would create an advertisement management system, which could be over an Internet interface, and includes tools for each advertiser to define rules of their advertisement campaign, i.e., to enable them to tailor the advertisement campaign to their specific desires. This may include reserving, programming and/or booking an advertising campaign via an Internet interface. Parameters which are determined include, but are not limited to, the time period or periods when to send advertisements, the duration of the advertising campaign, the target group or groups, demographics of the target group(s), the format or type of advertisement, the target price level or cost per advertisement or for the advertising campaign in its entirety, the sociological background of the target audience, demographics of the target group(s) including, for example, age, sex and income level(s), target telephone type, etc. In addition to determining the rules, each advertiser typically provides one or more actual advertisements in the form of data, text, pictures, video, audio, html-documents, links, television content, videos, HTML, xHTML, WAP pages, web pages, etc., or any digital content compatible for reception and display by the users' mobile devices 12.
  • [0039]
    The server including or interfacing with the billing system 16, wallet service server 18 and issuer 22 may also include a database containing information such as profiles of the users of the mobile devices 12. Alternatively, the wallet service server 18 includes such a database. In this manner, each sponsor could be provided with data about each user requesting credit (in the message from the wallet service server 18 to the sponsor 20), determine which user or users they want to receive their advertisements as per their advertising campaign, and authorize credit only for the user or users. An advertisement-supported system for providing credit to users of mobile devices is therefore provided.
  • [0040]
    Several computer programs resident on computer-readable media may be used in the invention. One computer program is resident in a server which controls or functions as the billing system 16, wallet service server 18 and issuer 22, and interfaces with the mobile device 12 via the communications network 14 and with the sponsor 20, e.g., also via a communications network. This computer program enables users of mobile devices to request and receive credit, possibly from one or more sponsors. In this regard, the designation of elements as a billing system 16, wallet service server 18 and issuer 22 are for ease of explanation of the invention and it is envisioned that all of these elements can be combined in a single electronic component.
  • [0041]
    In the context of this document, computer-readable medium could be any means that can contain, store, communicate, propagate or transmit a program for use by or in connection with the method, system, apparatus or device. The computer-readable medium can be, but is not limited to (not an exhaustive list), electronic, magnetic, optical, electromagnetic, infrared, or semi-conductor propagation medium. The medium can also be (not an exhaustive list) an electrical connection having one or more wires, a portable computer diskette, a random access memory (RAM), a read-only memory (ROM), an erasable, programmable, read-only memory (EPROM or Flash memory), an optical fiber, and a portable compact disk read-only memory (CDROM). The medium can also be paper or other suitable medium upon which a program is printed, as the program can be electronically captured, via for example, optical scanning of the paper or other medium, then compiled, interpreted, or otherwise processed in a suitable manner, if necessary, and then stored in a computer memory. Also, a computer program or data may be transferred to another computer-readable medium by any suitable process such as by scanning the computer-readable medium.
  • [0042]
    One embodiment of a computer program in accordance with the invention which delivers upon request credits having monetary value to a mobile device using a communications network is arranged to maintain an account of available credit for the user of the mobile device (a function of the billing system 16), receive a request for credit from the mobile device 12, ascertain whether there is available credit in the account associated with the mobile device equal to or greater than the requested credit (a function of the wallet service server 18), generate an authorization to issue credit when there is available credit in the account (a function of the wallet service server 18), issue credit in response to the authorization (a function of the issuer 22), and notify the user of the mobile device via the communications network of the issuance of credit (a function of the wallet service server 18).
  • [0043]
    The same or a different computer program can maintain and manage both pre-paid credit accounts which have an available balance and post-paid credit accounts which require later payment. The computer program manages the pre-paid account such that the account is reduced by each amount of authorized credit.
  • [0044]
    The same or a different computer program can also enable one or more sponsors to provide available credit into the account of each user of a mobile device, and also manage payments from each sponsor for credits they have provided.
  • [0045]
    The same or a different computer program can also issue a code indicative of the issuance of a specific amount of credit and coordinate delivery of the code to the mobile device. As noted above, the code can be used by a point of sale terminal in order to verify the amount of credit associated with the code.
  • [0046]
    The foregoing enables innovative and focused mobile marketing and advertising. Indeed, the popularity of mobile telephones has enabled their use, along with related infrastructure, as a media for providing mobile marketing, i.e., advertisements to the users of the telephones.
  • [0047]
    This is important because such a concept is considered by advertisers as the next new channel to directly reach consumers since it utilizes core assets and characteristics of the mobile media, namely, it is personal in that it is directed solely to individual consumers, it is “always on” and can reach the consumers whenever they access their communications devices, it is mobile and naturally forms groups of people who communicate actively with each other. These characteristics combined with social networks-based approaches of the Internet could form a very powerful base to execute marketing strategies.
  • [0048]
    In general, mobile marketing and advertising can be divided into the following four categories: mobile marketing, mobile advertising, mobile direct marketing and mobile customer relation management (CRM). The present invention in any of its forms discussed above is applicable to all categories.
  • [0049]
    Mobile marketing is commonly considered as the systematic planning, implementing and control of a mix of business activities intended to bring together buyers and sellers for the mutually advantageous exchange or transfer of products or services where the primary point of contact with the consumer is via their mobile device.
  • [0050]
    Mobile advertising is commonly considered as the paid, public, non-personal announcement of a persuasive message by an identified sponsor as well as the non-personal presentation or promotion by a firm of its products to its existing customers and potential customers where such communication is delivered to a mobile telephone or other mobile device. Examples of mobile advertising include: Wireless Application Protocol (WAP) Banner ads, mobile search advertising, mobile video bumpers, and interstitial ads in or on device portals.
  • [0051]
    Mobile direct marketing is commonly considered a sales and promotion technique in which promotional materials are delivered individually to potential customers via the potential customer's mobile telephone or other mobile device. Examples of mobile direct marketing include the sending of Short Message Service (SMS), Multimedia Message Service (MMS) or Wireless Application Protocol (WAP) push messages, Bluetooth messaging and other marketing to mobile telephones or other mobile devices.
  • [0052]
    Mobile customer relation management is commonly considered as a combination of all the foregoing in a manner that establishes a long-term, engaging relationship between the customer and the marketing or promoting company.
  • [0053]
    At present, mobile marketing and advertising is mostly based on push campaigns to opt-in a consumer mobile number in a database, or pull campaigns that acquire mobile telephone numbers from consumers. The most typical example of the pull campaign is the “text-to-win” campaign where, e.g., a soft drink bottle contains a short code to be sent via text message to a certain telephone number. In return, the consumer receives a notification if they have won with the selected marketing message, or a series of messages is broadcast to their mobile telephone. Other popular methods of direct advertisement are achieved using text and video messaging.
  • [0054]
    Having described exemplary embodiments of the invention with reference to the accompanying drawings, it will be appreciated that the present invention is not limited to those embodiments, and that various changes and modifications can be effected therein by one of ordinary skill in the art without departing from the scope or spirit of the invention as defined by the appended claims. For example, while it is described that a mobile phone user will initiate a request for issuance of credits, it is foreseen that the initiation of requests can come from an advertiser or sponser, wherein after receiving the request the system checks to determine if enough credits are present in a user's account to issue credits to the particular user.
Patentzitate
Zitiertes PatentEingetragen Veröffentlichungsdatum Antragsteller Titel
US698163 *29. Apr. 190122. Apr. 1902Charles WessellProcess of refining spelter.
US780533 *24. Sept. 190424. Jan. 1905Peter A SheleyMotor-controlling mechanism.
US794956 *23. Dez. 190418. Juli 1905Pettibone Mulliken & CompanyRailway-rail.
US5381470 *28. Mai 199110. Jan. 1995Davox CorporationSupervisory management center with parameter testing and alerts
US5613213 *31. März 199418. März 1997Motorola, Inc.Determining and displaying available services for a communication unit
US5768521 *2. Febr. 199616. Juni 1998Intel CorporationGeneral purpose metering mechanism for distribution of electronic information
US6078866 *14. Sept. 199820. Juni 2000Searchup, Inc.Internet site searching and listing service based on monetary ranking of site listings
US6250557 *25. Aug. 199826. Juni 2001Telefonaktiebolaget Lm Ericsson (Publ)Methods and arrangements for a smart card wallet and uses thereof
US6253189 *15. Sept. 199726. Juni 2001At&T Corp.System and method for completing advertising time slot transactions
US6269361 *28. Mai 199931. Juli 2001Goto.ComSystem and method for influencing a position on a search result list generated by a computer network search engine
US6327578 *29. Dez. 19984. Dez. 2001International Business Machines CorporationFour-party credit/debit payment protocol
US6408309 *23. Febr. 200018. Juni 2002Dinesh AgarwalMethod and system for creating an interactive virtual community of famous people
US6807410 *18. Febr. 200019. Okt. 2004France TelecomElectronic payment process and system for implementing this process
US6871183 *24. Jan. 200122. März 2005AccentureSystem and method of preparing and processing data for trade promotion
US6920464 *4. Juni 200219. Juli 2005Grantley Patent Holdings, Ltd.System for generating an advertising revenue projection
US7200633 *23. Aug. 20013. Apr. 2007Ntt Docomo, Inc.Information delivery system and information delivery method
US7213742 *14. Dez. 20048. Mai 2007Convergys Information Management Group, Inc.System and method for value creation
US7225156 *29. Jan. 200229. Mai 2007Fisher Douglas CPersistent dynamic payment service
US7275685 *20. Juli 20052. Okt. 2007Rearden Capital CorporationMethod for electronic payment
US7406307 *3. Sept. 200429. Juli 2008Freetech, L.L.C.System and method for providing interoperable and on-demand telecommunications service
US7406434 *17. Dez. 200129. Juli 2008Carl MeyerSystem and method for improving the performance of electronic media advertising campaigns through multi-attribute analysis and optimization
US7478065 *23. Dez. 199913. Jan. 2009Swisscom Mobile AgPayment transaction method and payment transaction system
US7487126 *7. Aug. 20013. Febr. 2009Khai Hee KwanComputer network method for conducting payment over a network by debiting and crediting utilities accounts
US7533047 *3. Mai 200512. Mai 2009International Business Machines CorporationMethod and system for securing card payment transactions using a mobile communication device
US7540408 *22. Juni 20062. Juni 2009Hip Consult Inc.Apparatus and method for facilitating money or value transfer
US7546619 *22. Juli 20089. Juni 2009Invidi Technologies CorporationVoting and headend insertion model for targeting content in a broadcast network
US7552867 *15. März 200630. Juni 2009Qualcomm IncorporatedM-commerce virtual cash system, method, and apparatus
US7562058 *16. Apr. 200414. Juli 2009Fortelligent, Inc.Predictive model management using a re-entrant process
US7630986 *27. Okt. 20008. Dez. 2009Pinpoint, IncorporatedSecure data interchange
US7660581 *16. Nov. 20059. Febr. 2010Jumptap, Inc.Managing sponsored content based on usage history
US7668950 *23. Sept. 200423. Febr. 2010Marchex, Inc.Automatically updating performance-based online advertising system and method
US7676405 *18. Okt. 20069. März 2010Google Inc.System and method for media play forecasting
US7742996 *28. Juli 200222. Juni 2010Khai Hee KwanComputer program, system and method for on-line issuing and verifying a representation of economic value interchangeable for money having identification data and password protection over a computer network
US7764947 *5. Dez. 200527. Juli 2010Nokia CorporationOnline charging management server
US7974988 *26. Febr. 20075. Juli 2011Syniverse Icx CorporationSystem and method for cross-carrier mobile device capability discovery
US8090613 *17. Jan. 20083. Jan. 2012Kalb Kenneth JSystem and method for real-time management and optimization of off-line advertising campaigns
US8099316 *9. Juli 200817. Jan. 2012Velti PlcMobile device marketing and advertising platforms, methods, and systems
US8099490 *6. Febr. 200617. Jan. 2012Telcordia Operations LimitedServer for determining and storing mobile device capability data
US20010007983 *2. März 200112. Juli 2001Lee Jong-IiMethod and system for transaction of electronic money with a mobile communication unit as an electronic wallet
US20020006803 *2. Mai 200117. Jan. 2002Dennis MendiolaMethod and system for inviting and creating accounts for prospective users of an instant messaging system
US20020019829 *21. März 200114. Febr. 2002Ehud ShapiroCommunity co-presence system and method having virtual groups
US20020035568 *22. Dez. 200021. März 2002Benthin Mark LouisMethod and apparatus supporting dynamically adaptive user interactions in a multimodal communication system
US20020075305 *18. Dez. 200020. Juni 2002Beaton Brian F.Graphical user interface for a virtual team environment
US20020077993 *18. Dez. 200020. Juni 2002Nokia CorporationMethod and system for conducting wireless payments
US20020091569 *1. Aug. 200111. Juli 2002Keiko KitauraElectronic coupon system
US20020111848 *12. Febr. 200115. Aug. 2002White Craig R.Aggregation of services on network portals
US20020120498 *23. Febr. 200129. Aug. 2002Gordon Donald F.Method and apparatus for providing targeted advertisements
US20030040297 *27. Aug. 200127. Febr. 2003Pecen Mark E.Advice of charge for communications services, architectures and methods therefor
US20030074259 *16. Okt. 200117. Apr. 2003Slyman David J.Wireless electronic coupon redemption
US20030126015 *19. Nov. 20023. Juli 2003Jenny ChanSystem and Method for Cardmember Acquisition
US20040068435 *9. Juli 20028. Apr. 2004Scot BraunzellMethod of automated Ad campaign management
US20040093289 *7. Nov. 200213. Mai 2004International Business Machines CorporationLocation based services anonymous session tracking and anonymous information aggregation
US20040133480 *26. Sept. 20038. Juli 2004Domes Ronald J.Targeted promotional method & system
US20050021457 *14. Juli 200427. Jan. 2005Johnson A. WayneFinancial account up-front incentives management system and method
US20050075929 *12. Juni 20047. Apr. 2005Wolinsky Robert I.System and method for partitioning airtime for distribution and display of content
US20050125289 *5. Nov. 20049. Juni 2005Gil BeydaAudience targeting system with segment management
US20050125397 *6. Dez. 20049. Juni 2005William GrossTransparent search engine
US20050160002 *31. März 200421. Juli 2005Alex RoetterSystems and methods for determining user actions
US20050177506 *21. Dez. 200411. Aug. 2005Jussi RissanenHost-sponsored data transmission billing system and method
US20050203849 *8. Okt. 200415. Sept. 2005Bruce BensonMultimedia distribution system and method
US20060026063 *30. Dez. 20042. Febr. 2006Collins Robert JSystem and method for advertising campaign strategy development and optimization
US20060026067 *20. Mai 20052. Febr. 2006Nicholas Frank CMethod and system for providing network based target advertising and encapsulation
US20060048059 *26. Aug. 20052. März 2006Henry EtkinSystem and method for dynamically generating, maintaining, and growing an online social network
US20060068845 *30. Sept. 200330. März 2006Dietmar MullerSim-card for operation with a terminal of a communication network
US20060117378 *4. Nov. 20051. Juni 2006Tam Chung MSystem and method for creating a secure trusted social network
US20060123014 *7. Dez. 20048. Juni 2006David NgRanking Internet Search Results Based on Number of Mobile Device Visits to Physical Locations Related to the Search Results
US20060165060 *21. Jan. 200527. Juli 2006Robin DuaMethod and apparatus for managing credentials through a wireless network
US20060173772 *2. Febr. 20053. Aug. 2006Hayes John BSystems and methods for automated processing, handling, and facilitating a trade credit transaction
US20070005429 *6. Sept. 20064. Jan. 2007Jacobs Paul EMethod for controlling the distribution of advertisements to informational client devices using a plurality of operating modes
US20070050372 *31. Aug. 20051. März 2007Convergent Media SystemsSystems and methods for creating, managing and publishing advertisements
US20070060109 *16. Nov. 200515. März 2007Jorey RamerManaging sponsored content based on user characteristics
US20070066295 *29. Dez. 200422. März 2007Martin WennbergMethod and network for downloading data to mobile devices
US20070074262 *18. Mai 200429. März 2007Sony CorporationDisplay device, display method, and display control program
US20070094066 *6. Jan. 200626. Apr. 2007Shailesh KumarMethod and apparatus for recommendation engine using pair-wise co-occurrence consistency
US20070094113 *21. Okt. 200526. Apr. 2007Eduardo ChapetaTransactional mobile system
US20070100805 *27. Okt. 20063. Mai 2007Jorey RamerMobile content cross-inventory yield optimization
US20070105536 *7. Nov. 200510. Mai 2007Tingo George JrMethods and apparatus for providing SMS notification, advertisement and e-commerce systems for university communities
US20070106564 *15. Aug. 200610. Mai 2007Utiba Pte Ltd.Mobile phone as a point of sale (POS) device
US20070125838 *15. März 20067. Juni 2007Law Eric C WElectronic wallet management
US20070150411 *6. März 200628. Juni 2007Addepalli Sateesh KUniversal payment system
US20070162328 *20. Jan. 200512. Juli 2007Nooly Technologies, Ltd.Lbs nowcasting sensitive advertising and promotion system and method
US20070174124 *19. März 200726. Juli 2007Utbk, Inc.Methods and Apparatuses for Prioritizing Featured Listings
US20070194108 *31. Juli 200623. Aug. 2007American Express Travel Related Services Company, Inc.Assured Payments For Health Care Plans
US20080052158 *26. März 200728. Febr. 2008Nutricate CorporationPOS Advertising System, Method, and Computer Program Product
US20080057917 *30. Aug. 20066. März 2008Daniela OriaService availability update for a user having a prepaid account at a service provider capable of providing one or more services over a communications network
US20080057920 *27. Febr. 20076. März 2008Commonwealth Intellectual Property Holdings, Inc.Interactive Marketing on Mobile Telephone
US20080065474 *12. Sept. 200613. März 2008Abhinay SharmaSecure conversion tracking
US20080065491 *11. Sept. 200713. März 2008Alexander BakmanAutomated advertising optimizer
US20080102766 *24. Apr. 20071. Mai 2008Schultz Michael JSystem and method for user identity authentication via mobile communication devices
US20080103895 *15. Febr. 20071. Mai 2008Microsoft CorporationSelf-serve percent rotation of future site channels for online advertising
US20080114657 *18. Jan. 200815. Mai 2008Modasolutions CorporationInternet payment system and method
US20080154727 *21. Dez. 200726. Juni 2008Mark CarlsonCoupon offers from multiple entities
US20080162343 *29. Dez. 20063. Juli 2008Ebay Inc.Method and system for user payment account management
US20090037239 *2. Aug. 20075. Febr. 2009Daniel WongMethod For Improving Internet Advertising Click-Through Rates through Time-Dependent Keywords
US20090043644 *29. Sept. 200812. Febr. 2009Wilkman Michael AUniversal transaction manager agent, systems and methods
US20090048905 *13. Aug. 200819. Febr. 2009Xin FengMethods for Grouping, Targeting and Meeting Objectives for an Advertisement Campaign
US20090106100 *19. Apr. 200623. Apr. 2009Governing Dynamics LlcMethod of digital good placement in a dynamic, real time environment
US20090157546 *11. Febr. 200818. Juni 2009G-Xchange, Inc.Person to person virtual cash transfer transaction using mobile phones
US20100082401 *29. Sept. 20081. Apr. 2010Yahoo! Inc.Forecasting for advertising inventory allocation
US20100082439 *22. Nov. 20021. Apr. 2010Matchcraft, Inc.Online media exchange
US20100100407 *17. Okt. 200822. Apr. 2010Yahoo! Inc.Scaling optimization of allocation of online advertisement inventory
US20100106606 *29. Okt. 200829. Apr. 2010Yahoo! Inc.Automated user segment selection for delivery of online advertisements
US20100121694 *15. Jan. 201013. Mai 2010Yahoo! Inc.System for display advertising optimization with uncertain supply
US20100131352 *22. Juni 200927. Mai 2010Admarvel, Inc.Mobile ad optimization architecture
US20110137941 *4. Dez. 20099. Juni 2011Microsoft CorporationSegmentation and profiling of users
US20140236702 *24. Apr. 201421. Aug. 2014The Retail Equation, Inc.Systems and methods for data collection and providing coupons at a point of return
Referenziert von
Zitiert von PatentEingetragen Veröffentlichungsdatum Antragsteller Titel
US887522816. Okt. 201228. Okt. 2014Jvl Ventures, LlcSystems, methods, and computer program products for managing secure elements
US9100223 *11. März 20094. Aug. 2015Google Inc.Selecting format for content distribution
US910488716. Okt. 201211. Aug. 2015Google Inc.Systems, methods, and computer program products for interfacing multiple service provider trusted service managers and secure elements
US932394516. Sept. 201426. Apr. 2016Google Inc.Systems, methods, and computer program products for managing secure elements
US947957117. Sept. 201325. Okt. 2016Google Inc.Systems, methods, and computer program products for interfacing multiple service provider trusted service managers and secure elements
US954475918. Febr. 201410. Jan. 2017Google Inc.Systems, methods, and computer program products for managing states
US96526283. Juli 201516. Mai 2017Google Inc.Systems, methods, and computer program products for interfacing multiple service provider trusted service managers and secure elements
US20100138553 *11. März 20093. Juni 2010Google Inc.Selecting Format for Content Distribution
US20110066491 *16. Sept. 200917. März 2011Telefonaktiebolaget L M Ericsson (Publ)Method and Communication Device for Using a First Service Based on an Account Chargeable with the Use of a Second Service
US20110320252 *24. Juni 201129. Dez. 2011Mobile Media Solutions, Inc.Apparatus and Method for Redeeming an Incentive on a Wireless Device
Klassifizierungen
US-Klassifikation705/14.23, 705/41, 705/17
Internationale KlassifikationG06Q20/00, G06Q30/00
UnternehmensklassifikationG06Q20/204, G06Q30/0207, G06Q20/3276, G06Q20/322, G06Q20/363, H04L12/14, G06Q30/0238, G06Q30/0239, G06Q30/0267, G06Q20/35785, G06Q20/32, G06Q40/00, G06Q20/20, G06Q30/0241, G06Q30/0222, G06Q20/327, G06Q20/40, G06Q30/0225, G06Q20/349, G06Q30/0277, G06Q30/0273, G06Q20/325, H04L12/146, H04W4/24, G06Q20/105, G06Q40/12
Europäische KlassifikationG06Q20/32, G06Q20/20, G06Q40/10, G06Q20/105, G06Q20/322, G06Q30/0241, H04L12/14P2, G06Q30/0207, G06Q20/3276, G06Q30/0267, G06Q30/0225, G06Q20/325, G06Q20/35785, G06Q20/327, G06Q20/363, G06Q30/0238, G06Q40/00, G06Q30/0273, G06Q30/0277, G06Q30/0239, G06Q20/349, G06Q20/40, G06Q20/204, G06Q30/0222, H04W4/24, H04L12/14
Juristische Ereignisse
DatumCodeEreignisBeschreibung
11. Dez. 2009ASAssignment
Owner name: BLYK SERVICES OY, FINLAND
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:AALTONEN, JANNE;REEL/FRAME:023638/0592
Effective date: 20071105
Owner name: CVON INNOVATIONS LIMITED, UNITED KINGDOM
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:BLYK SERVICES OY;REEL/FRAME:023638/0627
Effective date: 20071120
Owner name: CVON INNOVATION SERVICES OY, FINLAND
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:SARU, SAMI;REEL/FRAME:023638/0660
Effective date: 20071104
Owner name: CVON INNOVATIONS LIMITED, UNITED KINGDOM
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:CVON INNOVATION SERVICES OY;REEL/FRAME:023638/0683
Effective date: 20071120
21. Juni 2011ASAssignment
Owner name: APPLE INC., CALIFORNIA
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:CVON INNOVATIONS LIMITED;REEL/FRAME:026468/0166
Effective date: 20101130