USRE37660E1 - Automatic dialing system - Google Patents
Automatic dialing system Download PDFInfo
- Publication number
- USRE37660E1 USRE37660E1 US08/933,951 US93395197A USRE37660E US RE37660 E1 USRE37660 E1 US RE37660E1 US 93395197 A US93395197 A US 93395197A US RE37660 E USRE37660 E US RE37660E
- Authority
- US
- United States
- Prior art keywords
- data
- telephone
- credit card
- input
- numbers
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Expired - Lifetime
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Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/067—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components
- G06K19/07—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips
- G06K19/0723—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs
- G06K19/0728—Record carriers with conductive marks, printed circuits or semiconductor circuit elements, e.g. credit or identity cards also with resonating or responding marks without active components with integrated circuit chips the record carrier comprising an arrangement for non-contact communication, e.g. wireless communication circuits on transponder cards, non-contact smart cards or RFIDs the arrangement being an optical or sound-based communication interface
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/0866—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means by active credit-cards adapted therefor
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/26—Devices for calling a subscriber
- H04M1/27—Devices whereby a plurality of signals may be stored simultaneously
- H04M1/274—Devices whereby a plurality of signals may be stored simultaneously with provision for storing more than one subscriber number at a time, e.g. using toothed disc
- H04M1/2745—Devices whereby a plurality of signals may be stored simultaneously with provision for storing more than one subscriber number at a time, e.g. using toothed disc using static electronic memories, e.g. chips
- H04M1/275—Devices whereby a plurality of signals may be stored simultaneously with provision for storing more than one subscriber number at a time, e.g. using toothed disc using static electronic memories, e.g. chips implemented by means of portable electronic directories
Definitions
- the invention relates to a credit card size microprocessor operated telephone dialer/credit card.
- the telephone dialer To place long distance telephone calls often the telephone dialer must either reverse the charges or recall a charge number for inputting into the telephone system. Particularly four for those who make a number of telephone calls, recalling these numbers can be a difficult process. Where a list of numbers is kept at a separate location the user, particular when travelling, must locate and retrieve the appropriate number, not always an easy to task.
- the invention described therein includes the utilization of the present phone system, almost any phone, to automatically enter one's phone system credit card number.
- the user would no longer need to hunt for special magnetic card reading phones. Rather the user can enjoy the same ease of operation with the phone in his hotel room, client's office, or basically any phone.
- the credit card number will be entered to the phone system correctly each time, thus avoiding the tedious task of manually dialing the requisite code.
- One embodiment of the invention will not require any use programming. The user can receive his/her card completely pre-programmed.
- Certain advantages of the invention include ease of dialing a telephone number using a charge card to input the number through the receiver of the telephone or through insertion into the charge card slot provided on certain telephones.
- the card has the ability to store a large number of numbers which can be retrieved as desired or dialed in sequence. This permits the user to recall numbers that he otherwise would not use because of the inability to locate the number. Where a sequence of numbers is to be dialed, the invention provides this feature as well.
- Another advantage of the invention is the elimination of concurrent unauthorized use since the card can be designed without a visible number that can be readily copied. In this way the user can be ensured that while using the card no other third party can have access to his charge number. Because the number is not written elsewhere, there is no fear of losing the number so that it falls into the wrong hands and is used without permission. Should the “Universal Credit Card” be lost or stolen, the owner simply reports such and the access number would be made inactive by the appropriate company, or in the case that the user is using a PIN number, the card is inoperative. Essentially the card could be lost or stolen without the fear of fraudulent use. Industry-wide use would all but eliminate credit card fraud, currently in excess of 1.4 billion dollars.
- the invention would resemble the size of an average credit card and fit in a credit card pouch of a wallet.
- the average person carries between three to twenty credit cards, and the invention is in this same format size. Due to the wide acceptance of the credit card the size of the invention would be readily accepted and have a place in everyone's wallet.
- the invention will eliminate misdialings of the credit card numbers, reduce phone fraud, expedite access time, utilize more of the existing phone equipment, and eliminate the expenditure on magnetic card reading phones, ultimately reducing the cost to the consumer for phone service.
- the system also reduces the delay often experienced in accessing the telephone. It eliminates wrong numbers, misdialings, wrong charge numbers and other such delays which often frustrate the use of public telephone systems.
- This invention could also be used instead of the generic bank credit card or any credit card for that matter.
- the “Universal Credit Card” could be used for anything that the current credit cards are used for, while providing greater security to the credit card industry.
- the retainer or merchant can be assured that the person placing the order is authorized to use the charge card and not just ordering from a number that has been copied down, carbon copies with someone's number imprinted out or a lost or stolen card.
- the way the current system works a person willing to commit credit card fraud could so for fifty-nine (59) days or more. Not until the owner recognized a dispute in his/her charges in a statement, would that person know someone was making illegal charges to their account.
- the merchant, the consumer, the industry, and general public all bear this unnecessary added expense. Should the invention become the industry standard it would all but eliminate credit card fraud.
- the “Universal Credit Card” will greatly simplify the credit card industry through both consolidation of the multiple cards and eliminating credit card fraud.
- a bank card company i.e. Visa, Master Card
- gas company i.e. Visa, Master Card
- phone company etc.
- PIN number his personal identification number
- One apparatus for achieving these goals is a credit card size unit having a memory, encoder, speaker, microphone and switch.
- the card is used to access an account or gain access to a phone system.
- the invention accesses the account via tones or signals fed through the receiver (microphone) or direct data input via a small data bus on the card.
- the data bus can also be used for inputting and outputting information to and from the device, and if applicable, in conjunction with the infrared source and detector.
- a second apparatus for achieving these goals includes a credit card size microprocessor unit having a keypad, a microprocessor memory, an encoder, a speaking unit, a microphone as well as an alphanumeric display.
- the keypad permits the user to input the desired numbers, and to provide serial dialing to input new numbers and to identify the numbers as belonging to particular sources.
- the processor is connected to a microphone and an output speaker such that the account number is not input to the telephone until the appropriate dial tone signal has been sensed by the microphone. This avoids the inefficiencies of programming a time delay as utilized in other systems. Each number that is being dialed is displayed so that the user can be sure that the correct number is being dialed in the telephone.
- the invention can also have a connection to an external system for inputting and outputting data to and from another source if that is desired.
- an external bus is used for conventional credit card use (i.e. bank card), and if applicable in conjunction with a infrared source and detector.
- the microphone, speaker, and encoder may or may not be part of the design depending on the intended use of the device (i.e. the phone dialing circuitry could be eliminated in the event the manufacturer does not desire to utilize phone related capabilities).
- FIG. 1 is a schematic of the dialer/credit card of the invention.
- FIG. 2 shows one side of the dialer/credit card with the keypad and display.
- FIG. 3 is the reverse side of the credit card as shown in FIG. 2, the side with the speaker and microphone.
- FIG. 4 is a schematic of the “Universal Credit Card”, the invention.
- FIG. 5 is a second schematic of the “Universal Credit Card”.
- FIG. 6 shows one side of the “Universal Credit Card”.
- FIG. 7 shows an edge view of the “Universal Credit Card.”
- FIG. 8 shows the reverse side of the “Universal Credit Card”.
- the apparatus includes a keypad for inputting certain information into input/output module 20 .
- the processor 22 is connected to the input/output module 20 through control lines 26 and also is connected to memory 24 through address and data busses.
- a data bus also connects input/output module to processor 22 and memory 24 .
- the input/output module 20 is connected to input microphone 16 and separately to output speaker 18 .
- the user can access the number by pressing the appropriate key on the keyboard.
- To use as a phone credit card the card is placed against the receiver and the number, through use of tones corresponding to touch tone frequencies, will be dialed into the receiver. Only the number being dialed will be immediately input into the receiver. Once the credit card request tone is sensed by the microphone, the user charge number will then be input into the receiver again corresponding to touch tone frequencies to complete the call.
- the card can also be used via the data bus as a phone card or regular credit card (i.e. bank credit card, etc.) in a similar manner.
- the card would be inserted into a phone or an input unit of a cash register/computer allowing the charge if the appropriate PIN number has been entered.
- the front of the card there is shown a display and a keypad with function keys and decimal numbers 30 .
- the speaker and microphone can be placed against the mouthpiece of the telephone, once the appropriate number has been selected.
- the card can have the speaker 18 a and microphone 16 c located on the same side of the card with the keypad and display.
- sequence key 42 which enables the user to shift from one number to the next in sequencing the calls.
- the telephone number and identification number are shown on display 14 C.
- Clear key 36 is provided to clear a number from the register for inputting a new number.
- Scroll keys 46 and 56 are provided and operate with the microprocessor to scroll through the numbers until the desired number is obtained. By pressing the scroll keys 46 and 56 the name, address and corresponding data will be displayed simultaneously or sequentially by the display means on the face of the card.
- a sequence key 42 is provided to dial several numbers in sequence. Starting with a particular number and inputting according to the sequence key, numbers will continue to be dialed until a particular connection is made.
- a local dialing key 37 is provided to eliminate the area code for local dialing.
- an enter key 40 is provided for inputting new data.
- the data can be used in the following manner.
- the user presses the sequence key until the desired data is displayed on display 14 C. This is the data that will be input to the system once operated properly.
- the card's speaker is placed over the mouthpiece of the receiver and the user then presses the direct long distance dial key, if it is a long distance number.
- the number will be dialed using the tones according to a touch tone system. Once the number is completed the system will stop until the appropriate tone which identifies the need for the account number is sensed by microphone 16 c. Once the tone is sensed, the speaker 18 a will then be actuated to input the account number using the touch tone system.
- the sequence key 42 can be operated. In this system the sequence key is initially pressed and the card will automatically seek the next set of data. If no data is stored in a particular block, the sequence addressing step will move to the next block of data until a number is located. At this point the operation of the program will stop until a direct call is dialed or the sequence key is again pressed. Dialing would be accomplished again as discussed above. Similarly, rather than automatically sequencing, the user can scroll to the desired number by pressing the scroll key 46 and 56 .
- the processor is operated to arrive at a particular data location. This data is cleared by actuating clear key 36 and a new identification number and telephone number is input using the decimal keys 30 . Once the desired number has been input the enter key is hit to place it in memory.
- scroll keys 46 and 56 the user can input the identification numbers, actuating the scroll keys until the data corresponding to the identification number is found.
- another embodiment of the apparatus includes switch 60 that activates the microprocessor with memory 62 that in turn outputs to speaker 58 .
- the microprocessor 62 is connected to an input/output bus 64 .
- the user can place the speaker 58 over the receiver and press switch 60 activating the microprocessor outputting to the speaker 58 .
- the speaker emits the touch tone frequencies corresponding to the user's account number thus allowing access to the phone system or completing the dialing procedure.
- the input/output bus 64 could be used for programming the card or outputting information directly to a phone system, cash register, or computer.
- the apparatus consists of a switch 80 connected to a clock 81 and a shift register 82 that outputs via databus 83 to the encoder 87 that in turn outputs to speaker 88 .
- the user can place the speaker 88 over the receiver and press switch 80 activating the clock and shift register outputting to the encoder 87 in turn outputting to the speaker 88 , or place the card on the receiver and when the credit card request tone is sensed by the microphone 86 the input/output circuitry 84 activating the clock 81 and shift register 82 outputting to the encoder 87 in turn outputting to the speaker 88 .
- the speaker emits touch tone frequencies corresponding to the user's account number thus allowing access to the phone system or completing the dialing procedure.
- the input/output bus 84 could be used for programming the card or outputting information directly to the phone system, cash register, or computer.
- the actual size of the device to house the elements discussed above is shown in FIGS. 6, 7 and 8 .
- the card 90 as shown has a typical credit card configuration with the logo and other information on front 92 .
- the near side 93 includes the microphone and speaker that can be made small enough not to significantly interfere with the thickness as shown. These elements can be embedded in the card and the circuit board to reduce the amount of space required.
Abstract
Description
Claims (26)
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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US08/933,951 USRE37660E1 (en) | 1990-03-20 | 1997-09-19 | Automatic dialing system |
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US49603890A | 1990-03-20 | 1990-03-20 | |
US07/928,163 US5452352A (en) | 1990-03-20 | 1992-08-13 | Automatic dialing system |
US08/933,951 USRE37660E1 (en) | 1990-03-20 | 1997-09-19 | Automatic dialing system |
Related Parent Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US07/928,163 Reissue US5452352A (en) | 1990-03-20 | 1992-08-13 | Automatic dialing system |
Publications (1)
Publication Number | Publication Date |
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USRE37660E1 true USRE37660E1 (en) | 2002-04-16 |
Family
ID=23970994
Family Applications (2)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US07/928,163 Ceased US5452352A (en) | 1990-03-20 | 1992-08-13 | Automatic dialing system |
US08/933,951 Expired - Lifetime USRE37660E1 (en) | 1990-03-20 | 1997-09-19 | Automatic dialing system |
Family Applications Before (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US07/928,163 Ceased US5452352A (en) | 1990-03-20 | 1992-08-13 | Automatic dialing system |
Country Status (1)
Country | Link |
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US (2) | US5452352A (en) |
Cited By (7)
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US20050177484A1 (en) * | 2004-01-16 | 2005-08-11 | Keith Jentoft | Audio-equipped transaction card systems and approaches |
US7043011B1 (en) * | 2004-08-06 | 2006-05-09 | Noble, Inc. | Long distance telephonic access assembly and method for conducting telephonic transactions |
US20080105751A1 (en) * | 2006-10-31 | 2008-05-08 | Steven Landau | Powered Authenticating Cards |
US20080109309A1 (en) * | 2006-10-31 | 2008-05-08 | Steven Landau | Powered Print Advertisements, Product Packaging, and Trading Cards |
US20080156885A1 (en) * | 2006-12-29 | 2008-07-03 | Steven Landau | Card Configured To Receive Separate Battery |
US20080156690A1 (en) * | 2006-12-29 | 2008-07-03 | Steven Landau | Mailing Apparatus For Powered Cards |
US20130262291A1 (en) * | 2012-03-15 | 2013-10-03 | Flextronics Ap, Llc | Universal credit card |
Families Citing this family (49)
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US5452352A (en) * | 1990-03-20 | 1995-09-19 | Talton; David | Automatic dialing system |
US5583933A (en) | 1994-08-05 | 1996-12-10 | Mark; Andrew R. | Method and apparatus for the secure communication of data |
US5907597A (en) | 1994-08-05 | 1999-05-25 | Smart Tone Authentication, Inc. | Method and system for the secure communication of data |
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US5850446A (en) * | 1996-06-17 | 1998-12-15 | Verifone, Inc. | System, method and article of manufacture for virtual point of sale processing utilizing an extensible, flexible architecture |
US5943424A (en) * | 1996-06-17 | 1999-08-24 | Hewlett-Packard Company | System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture |
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US8447668B2 (en) * | 2004-01-16 | 2013-05-21 | Keith Jentoft | Audio-equipped transaction card systems and approaches |
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US20080105751A1 (en) * | 2006-10-31 | 2008-05-08 | Steven Landau | Powered Authenticating Cards |
US20080109309A1 (en) * | 2006-10-31 | 2008-05-08 | Steven Landau | Powered Print Advertisements, Product Packaging, and Trading Cards |
US20080156885A1 (en) * | 2006-12-29 | 2008-07-03 | Steven Landau | Card Configured To Receive Separate Battery |
US20080156690A1 (en) * | 2006-12-29 | 2008-07-03 | Steven Landau | Mailing Apparatus For Powered Cards |
US7967214B2 (en) | 2006-12-29 | 2011-06-28 | Solicore, Inc. | Card configured to receive separate battery |
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US20130262291A1 (en) * | 2012-03-15 | 2013-10-03 | Flextronics Ap, Llc | Universal credit card |
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