WO2000049554A8 - Method and apparatus for conducting commerce between individuals - Google Patents
Method and apparatus for conducting commerce between individualsInfo
- Publication number
- WO2000049554A8 WO2000049554A8 PCT/US2000/004348 US0004348W WO0049554A8 WO 2000049554 A8 WO2000049554 A8 WO 2000049554A8 US 0004348 W US0004348 W US 0004348W WO 0049554 A8 WO0049554 A8 WO 0049554A8
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- individuals
- conducting commerce
- commerce
- conducting
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/403—Solvency checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0241—Advertisements
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/08—Auctions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP00911887A EP1272947A2 (en) | 1999-02-19 | 2000-02-18 | Method and apparatus for conducting commerce between individuals |
CA002371820A CA2371820A1 (en) | 1999-02-19 | 2000-02-18 | Method and apparatus for conducting commerce between individuals |
AU33709/00A AU779188B2 (en) | 1999-02-19 | 2000-02-18 | Method and apparatus for conducting commerce between individuals |
AU2005201681A AU2005201681B2 (en) | 1999-02-19 | 2005-04-13 | Method and apparatus for conducting commerce between individuals |
Applications Claiming Priority (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US13510399P | 1999-02-19 | 1999-02-19 | |
US60/135,103 | 1999-02-19 | ||
US09/352,468 US7451114B1 (en) | 1999-02-19 | 1999-07-14 | Conducting commerce between individuals |
US09/352,468 | 1999-07-14 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2000049554A2 WO2000049554A2 (en) | 2000-08-24 |
WO2000049554A8 true WO2000049554A8 (en) | 2002-10-31 |
Family
ID=26832990
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2000/004348 WO2000049554A2 (en) | 1999-02-19 | 2000-02-18 | Method and apparatus for conducting commerce between individuals |
Country Status (5)
Country | Link |
---|---|
US (8) | US7451114B1 (en) |
EP (1) | EP1272947A2 (en) |
AU (2) | AU779188B2 (en) |
CA (1) | CA2371820A1 (en) |
WO (1) | WO2000049554A2 (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8832809B2 (en) | 2011-06-03 | 2014-09-09 | Uc Group Limited | Systems and methods for registering a user across multiple websites |
Families Citing this family (211)
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JP2002527012A (en) | 1998-10-02 | 2002-08-20 | コムセンス・テクノロジーズ・リミテッド | Card for interaction with computer |
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US7889052B2 (en) | 2001-07-10 | 2011-02-15 | Xatra Fund Mx, Llc | Authorizing payment subsequent to RF transactions |
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US7962406B2 (en) * | 1999-11-05 | 2011-06-14 | American Express Travel Related Services Company, Inc. | Systems and methods for facilitating transactions |
US8458086B2 (en) * | 1999-11-05 | 2013-06-04 | Lead Core Fund, L.L.C. | Allocating partial payment of a transaction amount using an allocation rule |
US8820633B2 (en) | 1999-11-05 | 2014-09-02 | Lead Core Fund, L.L.C. | Methods for a third party biller to receive an allocated payment authorization request |
US7877325B2 (en) * | 1999-11-05 | 2011-01-25 | American Express Travel Related Services Company, Inc. | Systems and methods for settling an allocation of an amount between transaction accounts |
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- 2000-02-18 AU AU33709/00A patent/AU779188B2/en not_active Expired
- 2000-02-18 WO PCT/US2000/004348 patent/WO2000049554A2/en active IP Right Grant
- 2000-02-18 EP EP00911887A patent/EP1272947A2/en not_active Ceased
-
2003
- 2003-05-05 US US10/429,440 patent/US7499886B2/en not_active Expired - Fee Related
-
2005
- 2005-04-13 AU AU2005201681A patent/AU2005201681B2/en not_active Expired
-
2008
- 2008-08-12 US US12/190,130 patent/US7921038B2/en not_active Expired - Fee Related
-
2010
- 2010-09-28 US US12/892,807 patent/US8473353B2/en not_active Expired - Lifetime
-
2012
- 2012-04-18 US US13/449,715 patent/US20120203652A1/en not_active Abandoned
- 2012-04-18 US US13/450,153 patent/US9665862B2/en not_active Expired - Lifetime
- 2012-04-18 US US13/450,298 patent/US9665863B2/en not_active Expired - Lifetime
- 2012-04-18 US US13/450,235 patent/US20120203699A1/en not_active Abandoned
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8832809B2 (en) | 2011-06-03 | 2014-09-09 | Uc Group Limited | Systems and methods for registering a user across multiple websites |
Also Published As
Publication number | Publication date |
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EP1272947A2 (en) | 2003-01-08 |
US20120203652A1 (en) | 2012-08-09 |
AU3370900A (en) | 2000-09-04 |
US20120203653A1 (en) | 2012-08-09 |
US7921038B2 (en) | 2011-04-05 |
US8473353B2 (en) | 2013-06-25 |
US20030195843A1 (en) | 2003-10-16 |
US20090037304A1 (en) | 2009-02-05 |
AU779188B2 (en) | 2005-01-13 |
US7499886B2 (en) | 2009-03-03 |
US20110087528A1 (en) | 2011-04-14 |
CA2371820A1 (en) | 2000-08-24 |
WO2000049554A2 (en) | 2000-08-24 |
AU2005201681A1 (en) | 2005-05-12 |
US20120203699A1 (en) | 2012-08-09 |
US9665862B2 (en) | 2017-05-30 |
US9665863B2 (en) | 2017-05-30 |
US7451114B1 (en) | 2008-11-11 |
AU2005201681B2 (en) | 2008-07-24 |
US20120203654A1 (en) | 2012-08-09 |
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