WO2001029637A3 - System and method for secure electronic transactions - Google Patents

System and method for secure electronic transactions Download PDF

Info

Publication number
WO2001029637A3
WO2001029637A3 PCT/US2000/041480 US0041480W WO0129637A3 WO 2001029637 A3 WO2001029637 A3 WO 2001029637A3 US 0041480 W US0041480 W US 0041480W WO 0129637 A3 WO0129637 A3 WO 0129637A3
Authority
WO
WIPO (PCT)
Prior art keywords
transactions
secure electronic
numbers
electronic transactions
credit card
Prior art date
Application number
PCT/US2000/041480
Other languages
French (fr)
Other versions
WO2001029637A8 (en
WO2001029637A2 (en
Inventor
Michael Tsur
Naftali Bennett
Lior Golan
Ben Enosh
Original Assignee
Cyota Inc
Michael Tsur
Naftali Bennett
Lior Golan
Ben Enosh
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Cyota Inc, Michael Tsur, Naftali Bennett, Lior Golan, Ben Enosh filed Critical Cyota Inc
Priority to JP2001532367A priority Critical patent/JP2003532170A/en
Priority to AU26165/01A priority patent/AU2616501A/en
Priority to IL14927000A priority patent/IL149270A0/en
Priority to EP00989685A priority patent/EP1234223A2/en
Publication of WO2001029637A2 publication Critical patent/WO2001029637A2/en
Publication of WO2001029637A3 publication Critical patent/WO2001029637A3/en
Publication of WO2001029637A8 publication Critical patent/WO2001029637A8/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/385—Payment protocols; Details thereof using an alias or single-use codes

Abstract

The present invention relates to a system and method for conducting secure electronic transactions. Disclosed is a central server system (50) which can process and correlate proxy numbers or data which is substituted for personal data and financial information during transactions where the information could be intercepted or misused by the recipient. In the preferred mode, transaction numbers are used by customers (20) to conceal their actual credit card number from online merchants (30) and those who would attempt to intercept credit card numbers used in online transactions.
PCT/US2000/041480 1999-10-22 2000-10-23 System and method for secure electronic transactions WO2001029637A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
JP2001532367A JP2003532170A (en) 1999-10-22 2000-10-23 Systems and methods for secure electronic trading
AU26165/01A AU2616501A (en) 1999-10-22 2000-10-23 System and method for secure electronic transactions
IL14927000A IL149270A0 (en) 1999-10-22 2000-10-23 System and method for secure electronic transactions
EP00989685A EP1234223A2 (en) 1999-10-22 2000-10-23 System and method for secure electronic transactions

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US16094599P 1999-10-22 1999-10-22
US60/160,945 1999-10-22
US20443900P 2000-05-15 2000-05-15
US60/204,439 2000-05-15

Publications (3)

Publication Number Publication Date
WO2001029637A2 WO2001029637A2 (en) 2001-04-26
WO2001029637A3 true WO2001029637A3 (en) 2001-09-13
WO2001029637A8 WO2001029637A8 (en) 2002-01-24

Family

ID=26857367

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2000/041480 WO2001029637A2 (en) 1999-10-22 2000-10-23 System and method for secure electronic transactions

Country Status (5)

Country Link
EP (1) EP1234223A2 (en)
JP (1) JP2003532170A (en)
AU (1) AU2616501A (en)
IL (1) IL149270A0 (en)
WO (1) WO2001029637A2 (en)

Families Citing this family (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2002366859A (en) * 2001-06-11 2002-12-20 Sony Corp System, device, and method for credit mediation, recording medium, and program
JP4363800B2 (en) 2001-06-11 2009-11-11 ソニー株式会社 Electronic commerce support apparatus, electronic commerce support method, and computer program
US6901387B2 (en) 2001-12-07 2005-05-31 General Electric Capital Financial Electronic purchasing method and apparatus for performing the same
US7805376B2 (en) 2002-06-14 2010-09-28 American Express Travel Related Services Company, Inc. Methods and apparatus for facilitating a transaction
EP1625470A1 (en) 2003-05-21 2006-02-15 Hewlett-Packard Development Company, L.P. Use of certified secrets in communication
WO2005098702A2 (en) * 2004-03-26 2005-10-20 Citicorp Credit Services, Inc. Methods and systems for integration of multiple rewards programs
US8571980B1 (en) 2005-06-01 2013-10-29 Stragent, Llc System, method and computer program product for transferring money
JP4886365B2 (en) * 2006-06-01 2012-02-29 ヤフー株式会社 Method for verifying identity and server for realizing the method
SG175617A1 (en) * 2006-10-12 2011-11-28 Peter A Shapiro Method and system for making anonymous on-line purchases
JP4981461B2 (en) * 2007-01-18 2012-07-18 株式会社日立製作所 Information concealment method and information concealment device
CA2688762C (en) * 2007-05-17 2016-02-23 Shift4 Corporation Secure payment card transactions
US7770789B2 (en) * 2007-05-17 2010-08-10 Shift4 Corporation Secure payment card transactions
US7891563B2 (en) 2007-05-17 2011-02-22 Shift4 Corporation Secure payment card transactions
US7841523B2 (en) 2007-05-17 2010-11-30 Shift4 Corporation Secure payment card transactions
WO2020162706A1 (en) * 2019-02-08 2020-08-13 주식회사 센스톤 Virtual corporate card-based financial transaction providing method, program and system
JP6799097B2 (en) * 2019-02-20 2020-12-09 ヤフー株式会社 Information processing device, control program, information processing method and information processing program

Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5590197A (en) * 1995-04-04 1996-12-31 V-One Corporation Electronic payment system and method
US5930767A (en) * 1997-05-28 1999-07-27 Motorola, Inc. Transaction methods systems and devices
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
US5956699A (en) * 1996-10-03 1999-09-21 Jaesent Inc. System for secured credit card transactions on the internet
WO1999049424A1 (en) * 1998-03-25 1999-09-30 Orbis Patents Limited Credit card system and method
US5991738A (en) * 1996-02-05 1999-11-23 Ogram; Mark E. Automated credit card processing
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
US6061665A (en) * 1997-06-06 2000-05-09 Verifone, Inc. System, method and article of manufacture for dynamic negotiation of a network payment framework
US6138107A (en) * 1996-01-04 2000-10-24 Netscape Communications Corporation Method and apparatus for providing electronic accounts over a public network

Patent Citations (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5590197A (en) * 1995-04-04 1996-12-31 V-One Corporation Electronic payment system and method
US6138107A (en) * 1996-01-04 2000-10-24 Netscape Communications Corporation Method and apparatus for providing electronic accounts over a public network
US5991738A (en) * 1996-02-05 1999-11-23 Ogram; Mark E. Automated credit card processing
US5956699A (en) * 1996-10-03 1999-09-21 Jaesent Inc. System for secured credit card transactions on the internet
US5930767A (en) * 1997-05-28 1999-07-27 Motorola, Inc. Transaction methods systems and devices
US6061665A (en) * 1997-06-06 2000-05-09 Verifone, Inc. System, method and article of manufacture for dynamic negotiation of a network payment framework
US5949044A (en) * 1997-06-13 1999-09-07 Walker Asset Management Limited Partnership Method and apparatus for funds and credit line transfers
US6000832A (en) * 1997-09-24 1999-12-14 Microsoft Corporation Electronic online commerce card with customer generated transaction proxy number for online transactions
WO1999049424A1 (en) * 1998-03-25 1999-09-30 Orbis Patents Limited Credit card system and method

Also Published As

Publication number Publication date
WO2001029637A8 (en) 2002-01-24
IL149270A0 (en) 2002-11-10
WO2001029637A2 (en) 2001-04-26
EP1234223A2 (en) 2002-08-28
JP2003532170A (en) 2003-10-28
AU2616501A (en) 2001-04-30

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