WO2003005149A3 - Systems and methods for providing purchase transaction incentives - Google Patents

Systems and methods for providing purchase transaction incentives Download PDF

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Publication number
WO2003005149A3
WO2003005149A3 PCT/US2002/019802 US0219802W WO03005149A3 WO 2003005149 A3 WO2003005149 A3 WO 2003005149A3 US 0219802 W US0219802 W US 0219802W WO 03005149 A3 WO03005149 A3 WO 03005149A3
Authority
WO
WIPO (PCT)
Prior art keywords
purchase transaction
data relating
identification code
transaction
systems
Prior art date
Application number
PCT/US2002/019802
Other languages
French (fr)
Other versions
WO2003005149A2 (en
Inventor
Jeffrey Norris
Original Assignee
Capital One Financial Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Capital One Financial Corp filed Critical Capital One Financial Corp
Priority to EP02746627A priority Critical patent/EP1412895A4/en
Priority to AU2002316334A priority patent/AU2002316334A1/en
Publication of WO2003005149A2 publication Critical patent/WO2003005149A2/en
Publication of WO2003005149A3 publication Critical patent/WO2003005149A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226—Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]

Abstract

A method, system, and a computer are disclosed for providing purchase transaction incentives (808) using a financial product having an identification code that may be scanned at a point-of-sale terminal (804). The method comprises tracking a purchase transaction by a consumer based on identification data obtained from scanning of the identification code on the financial product (804). Data relating to the transaction and identification data relating to the identification code are received for storage in a transaction database (806). A purchase transaction incentive is provided based on the stored data relating to the plurality of transactions and the stored identification data relating to the identification code. The purchase transaction incentive provides an incentive to a particular consumer to make a purchase (808).
PCT/US2002/019802 2001-07-05 2002-07-05 Systems and methods for providing purchase transaction incentives WO2003005149A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP02746627A EP1412895A4 (en) 2001-07-05 2002-07-05 Systems and methods for providing purchase transaction incentives
AU2002316334A AU2002316334A1 (en) 2001-07-05 2002-07-05 Systems and methods for providing purchase transaction incentives

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US09/897,901 US20030009393A1 (en) 2001-07-05 2001-07-05 Systems and methods for providing purchase transaction incentives
US09/897,901 2001-07-05

Publications (2)

Publication Number Publication Date
WO2003005149A2 WO2003005149A2 (en) 2003-01-16
WO2003005149A3 true WO2003005149A3 (en) 2003-07-03

Family

ID=25408626

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2002/019802 WO2003005149A2 (en) 2001-07-05 2002-07-05 Systems and methods for providing purchase transaction incentives

Country Status (4)

Country Link
US (1) US20030009393A1 (en)
EP (1) EP1412895A4 (en)
AU (1) AU2002316334A1 (en)
WO (1) WO2003005149A2 (en)

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Also Published As

Publication number Publication date
EP1412895A2 (en) 2004-04-28
EP1412895A4 (en) 2007-05-09
US20030009393A1 (en) 2003-01-09
WO2003005149A2 (en) 2003-01-16
AU2002316334A1 (en) 2003-01-21

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