WO2004049129A3 - Method and card for accelerated provision of funds and fraud reduction for social services - Google Patents

Method and card for accelerated provision of funds and fraud reduction for social services Download PDF

Info

Publication number
WO2004049129A3
WO2004049129A3 PCT/US2003/037676 US0337676W WO2004049129A3 WO 2004049129 A3 WO2004049129 A3 WO 2004049129A3 US 0337676 W US0337676 W US 0337676W WO 2004049129 A3 WO2004049129 A3 WO 2004049129A3
Authority
WO
WIPO (PCT)
Prior art keywords
government
funds
service provider
card
health
Prior art date
Application number
PCT/US2003/037676
Other languages
French (fr)
Other versions
WO2004049129A2 (en
Inventor
Richard Glee Wood
Wesley Jack White Jr
Original Assignee
Richard Glee Wood
Wesley Jack White Jr
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Priority claimed from US10/303,217 external-priority patent/US20040103061A1/en
Priority claimed from US10/303,191 external-priority patent/US6873959B2/en
Priority claimed from US10/428,213 external-priority patent/US6820059B2/en
Application filed by Richard Glee Wood, Wesley Jack White Jr filed Critical Richard Glee Wood
Priority to EP03808417A priority Critical patent/EP1565860A4/en
Priority to AU2003302357A priority patent/AU2003302357A1/en
Publication of WO2004049129A2 publication Critical patent/WO2004049129A2/en
Publication of WO2004049129A3 publication Critical patent/WO2004049129A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00—Administration; Management
    • G06Q10/10—Office automation; Time management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/342—Cards defining paid or billed services or quantities
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/357—Cards having a plurality of specified features
    • G06Q20/3576—Multiple memory zones on card
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
    • G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
    • G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
    • G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
    • G—PHYSICS
    • G16—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR SPECIFIC APPLICATION FIELDS
    • G16H—HEALTHCARE INFORMATICS, i.e. INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR THE HANDLING OR PROCESSING OF MEDICAL OR HEALTHCARE DATA
    • G16H10/00—ICT specially adapted for the handling or processing of patient-related medical or healthcare data
    • G16H10/60—ICT specially adapted for the handling or processing of patient-related medical or healthcare data for patient-specific data, e.g. for electronic patient records
    • G16H10/65—ICT specially adapted for the handling or processing of patient-related medical or healthcare data for patient-specific data, e.g. for electronic patient records stored on portable record carriers, e.g. on smartcards, RFID tags or CD

Abstract

Methods of accelerating the provision of funds to an individual from a non-health government social service program via a program administrator using a smart card are described herein. One method includes issuing a smart card to an individual (100) related to a particular non-health government social service program, using the smart card to determine if the user is preauthorized for the advancement of funds (120) for a particular non-health government social service program and to determine if the service provider is preauthorized to provide service (130) under the non-health government social service program, then transmitting acknowledgment of services from service provider to government (140), transmitting amount from government to service provider (160), transmitting acknowledgement of amount from service provider to government (170), and transferring payment quickly from government to service provider (180).
PCT/US2003/037676 2002-11-25 2003-11-24 Method and card for accelerated provision of funds and fraud reduction for social services WO2004049129A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
EP03808417A EP1565860A4 (en) 2002-11-25 2003-11-24 Method and card for accelerated provision of funds and fraud reduction for social services
AU2003302357A AU2003302357A1 (en) 2002-11-25 2003-11-24 Method and card for accelerated provision of funds and fraud reduction for social services

Applications Claiming Priority (6)

Application Number Priority Date Filing Date Title
US10/303,217 2002-11-25
US10/303,217 US20040103061A1 (en) 2002-11-25 2002-11-25 Smart card for accelerated payment of medical insurance
US10/303,191 2002-11-25
US10/303,191 US6873959B2 (en) 2002-11-25 2002-11-25 Method for accelerated provision of funds for social services directly to an individual using a smart card
US10/428,213 2003-05-02
US10/428,213 US6820059B2 (en) 2003-04-08 2003-05-02 Method for reducing fraud in government benefit programs using a smart card

Publications (2)

Publication Number Publication Date
WO2004049129A2 WO2004049129A2 (en) 2004-06-10
WO2004049129A3 true WO2004049129A3 (en) 2004-08-19

Family

ID=32397927

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2003/037676 WO2004049129A2 (en) 2002-11-25 2003-11-24 Method and card for accelerated provision of funds and fraud reduction for social services

Country Status (3)

Country Link
EP (1) EP1565860A4 (en)
AU (1) AU2003302357A1 (en)
WO (1) WO2004049129A2 (en)

Families Citing this family (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US10423964B2 (en) 2017-12-29 2019-09-24 Scott Kimmel User controlled event record system

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5070452A (en) * 1987-06-30 1991-12-03 Ngs American, Inc. Computerized medical insurance system including means to automatically update member eligibility files at pre-established intervals
US5536045A (en) * 1994-12-28 1996-07-16 Adams; Thomas W. Debit/credit card system having primary utility in replacing food stamps
US5884271A (en) * 1994-06-20 1999-03-16 Pitroda; Satyan G. Device, system and methods of conducting paperless transactions
US6208973B1 (en) * 1998-02-27 2001-03-27 Onehealthbank.Com Point of service third party financial management vehicle for the healthcare industry

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US5070452A (en) * 1987-06-30 1991-12-03 Ngs American, Inc. Computerized medical insurance system including means to automatically update member eligibility files at pre-established intervals
US5884271A (en) * 1994-06-20 1999-03-16 Pitroda; Satyan G. Device, system and methods of conducting paperless transactions
US5536045A (en) * 1994-12-28 1996-07-16 Adams; Thomas W. Debit/credit card system having primary utility in replacing food stamps
US6208973B1 (en) * 1998-02-27 2001-03-27 Onehealthbank.Com Point of service third party financial management vehicle for the healthcare industry

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of EP1565860A4 *

Also Published As

Publication number Publication date
EP1565860A4 (en) 2008-03-05
WO2004049129A2 (en) 2004-06-10
EP1565860A2 (en) 2005-08-24
AU2003302357A1 (en) 2004-06-18
AU2003302357A8 (en) 2004-06-18

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