WO2005048145B1 - Dual card - Google Patents
Dual cardInfo
- Publication number
- WO2005048145B1 WO2005048145B1 PCT/IB2003/004512 IB0304512W WO2005048145B1 WO 2005048145 B1 WO2005048145 B1 WO 2005048145B1 IB 0304512 W IB0304512 W IB 0304512W WO 2005048145 B1 WO2005048145 B1 WO 2005048145B1
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- stored value
- credit
- card
- transactions
- dual card
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/24—Credit schemes, i.e. "pay after"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/342—Cards defining paid or billed services or quantities
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/02—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices
- G07F7/025—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by keys or other credit registering devices by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/12—Card verification
- G07F7/125—Offline card verification
Abstract
Claims
Priority Applications (11)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CA002517103A CA2517103A1 (en) | 2003-10-13 | 2003-10-13 | Dual card |
JP2005510551A JP2007516484A (en) | 2003-10-13 | 2003-10-13 | Dual card |
CNA2003801106997A CN1879120A (en) | 2003-10-13 | 2003-10-13 | Dual card |
MXPA06004275A MXPA06004275A (en) | 2003-10-13 | 2003-10-13 | Dual card. |
KR1020097023727A KR20090132641A (en) | 2003-10-13 | 2003-10-13 | Dual card |
EP03753837A EP1673717A4 (en) | 2003-10-13 | 2003-10-13 | Dual card |
AU2003271997A AU2003271997C1 (en) | 2003-10-13 | 2003-10-13 | Dual card |
BRPI0318547-8A BR0318547A (en) | 2003-10-13 | 2003-10-13 | networked payment transaction system, process for creating a dual card account, process for incorporating dual cards and for making payment transactions |
PCT/IB2003/004512 WO2005048145A1 (en) | 2003-10-13 | 2003-10-13 | Dual card |
US10/943,109 US7917432B2 (en) | 2003-10-13 | 2004-09-16 | Dual card |
US13/034,076 US20110161226A1 (en) | 2003-10-13 | 2011-02-24 | Dual card |
Applications Claiming Priority (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
PCT/IB2003/004512 WO2005048145A1 (en) | 2003-10-13 | 2003-10-13 | Dual card |
US51106803P | 2003-10-14 | 2003-10-14 | |
US10/943,109 US7917432B2 (en) | 2003-10-13 | 2004-09-16 | Dual card |
Related Child Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
US10/943,109 Continuation US7917432B2 (en) | 2003-10-13 | 2004-09-16 | Dual card |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2005048145A1 WO2005048145A1 (en) | 2005-05-26 |
WO2005048145B1 true WO2005048145B1 (en) | 2005-07-07 |
Family
ID=34426296
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/IB2003/004512 WO2005048145A1 (en) | 2003-10-13 | 2003-10-13 | Dual card |
Country Status (2)
Country | Link |
---|---|
US (2) | US7917432B2 (en) |
WO (1) | WO2005048145A1 (en) |
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-
2003
- 2003-10-13 WO PCT/IB2003/004512 patent/WO2005048145A1/en active Application Filing
-
2004
- 2004-09-16 US US10/943,109 patent/US7917432B2/en not_active Expired - Fee Related
-
2011
- 2011-02-24 US US13/034,076 patent/US20110161226A1/en not_active Abandoned
Also Published As
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US7917432B2 (en) | 2011-03-29 |
WO2005048145A1 (en) | 2005-05-26 |
US20110161226A1 (en) | 2011-06-30 |
US20050077350A1 (en) | 2005-04-14 |
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