WO2005067611A3 - Method of managing prepaid accounts - Google Patents

Method of managing prepaid accounts Download PDF

Info

Publication number
WO2005067611A3
WO2005067611A3 PCT/US2005/000343 US2005000343W WO2005067611A3 WO 2005067611 A3 WO2005067611 A3 WO 2005067611A3 US 2005000343 W US2005000343 W US 2005000343W WO 2005067611 A3 WO2005067611 A3 WO 2005067611A3
Authority
WO
WIPO (PCT)
Prior art keywords
account
prepaid
account number
card
virtual
Prior art date
Application number
PCT/US2005/000343
Other languages
French (fr)
Other versions
WO2005067611A2 (en
Inventor
John Christopher Mallick
Joel Hall
Clay Andrews
Esther Martinez
Tony Keith
Original Assignee
Epassporte N V
John Christopher Mallick
Joel Hall
Clay Andrews
Esther Martinez
Tony Keith
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Epassporte N V, John Christopher Mallick, Joel Hall, Clay Andrews, Esther Martinez, Tony Keith filed Critical Epassporte N V
Priority to MXPA06007865A priority Critical patent/MXPA06007865A/en
Priority to EP05705128A priority patent/EP1815414A4/en
Priority to EA200601282A priority patent/EA009978B1/en
Priority to AU2005204671A priority patent/AU2005204671A1/en
Publication of WO2005067611A2 publication Critical patent/WO2005067611A2/en
Publication of WO2005067611A3 publication Critical patent/WO2005067611A3/en
Priority to AU2011201810A priority patent/AU2011201810A1/en

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/227Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/347Passive cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/405Establishing or using transaction specific rules
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/47Fraud detection or prevention means
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/68Payment of value-added services
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70Administration or customization aspects; Counter-checking correct charges
    • H04M15/765Linked or grouped accounts, e.g. of users or devices
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M15/00Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
    • H04M15/70Administration or customization aspects; Counter-checking correct charges
    • H04M15/77Administration or customization aspects; Counter-checking correct charges involving multiple accounts per user
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M17/20Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment
    • H04M17/201Prepayment of wireline communication systems, wireless communication systems or telephone systems with provision for recharging the prepaid account or card, or for credit establishment automatic recharging with predetermined amount at threshold
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M17/00Prepayment of wireline communication systems, wireless communication systems or telephone systems
    • H04M2017/22Prepayment of wireline communication systems, wireless communication systems or telephone systems with automatic recharging of account/card, e.g. if limit is reached during connection the account is recharged automatically
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01Details of billing arrangements
    • H04M2215/0148Fraud detection or prevention means
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/01Details of billing arrangements
    • H04M2215/0196Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/72Account specifications
    • H04M2215/724Linked accounts
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04MTELEPHONIC COMMUNICATION
    • H04M2215/00Metering arrangements; Time controlling arrangements; Time indicating arrangements
    • H04M2215/72Account specifications
    • H04M2215/724Linked accounts
    • H04M2215/7254Multiple accounts per user

Abstract

A method for managing prepaid accounts. A prepaid account is established for an account holder who deposits funds finto the account. A virtual account number is issued for the prepaid account. The virtual account number is compatible with a standardized credit transaction system. Use of the virtual account number is limited to transactions placed over the Internet and to transactions between the prepaid account and another prepaid account. A physical credit card for the prepaid account may also be issued to the account holder. Such a credit card has a card account number which is different than the virtual account number. The card account number is also compatible with the standardized credit transaction system. The card account number may also include use limitations.
PCT/US2005/000343 2004-01-06 2005-01-04 Method of managing prepaid accounts WO2005067611A2 (en)

Priority Applications (5)

Application Number Priority Date Filing Date Title
MXPA06007865A MXPA06007865A (en) 2004-01-06 2005-01-04 Method of managing prepaid accounts.
EP05705128A EP1815414A4 (en) 2004-01-06 2005-01-04 Method of managing prepaid accounts
EA200601282A EA009978B1 (en) 2004-01-06 2005-01-04 Method of managing prepaid accounts
AU2005204671A AU2005204671A1 (en) 2004-01-06 2005-01-04 Method of managing prepaid accounts
AU2011201810A AU2011201810A1 (en) 2004-01-06 2011-04-20 Method of managing prepaid accounts

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US53467604P 2004-01-06 2004-01-06
US60/534,676 2004-01-06

Publications (2)

Publication Number Publication Date
WO2005067611A2 WO2005067611A2 (en) 2005-07-28
WO2005067611A3 true WO2005067611A3 (en) 2007-05-10

Family

ID=34794307

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2005/000343 WO2005067611A2 (en) 2004-01-06 2005-01-04 Method of managing prepaid accounts

Country Status (8)

Country Link
US (1) US20050147225A1 (en)
EP (1) EP1815414A4 (en)
CN (1) CN101061499A (en)
AU (2) AU2005204671A1 (en)
EA (1) EA009978B1 (en)
MX (1) MXPA06007865A (en)
TW (1) TW200532521A (en)
WO (1) WO2005067611A2 (en)

Families Citing this family (21)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004531779A (en) * 2000-06-01 2004-10-14 ワールドコム・インコーポレーテッド System and method for providing a prepaid service over an internet protocol network system
US20170046679A1 (en) * 2004-04-09 2017-02-16 Blackhawk Network, Inc. Systems and methods for mimicking post-paid user experience with stored-value card accounts
US8306986B2 (en) * 2005-09-30 2012-11-06 American Express Travel Related Services Company, Inc. Method, system, and computer program product for linking customer information
US20070170247A1 (en) * 2006-01-20 2007-07-26 Maury Samuel Friedman Payment card authentication system and method
US10068220B2 (en) 2006-10-11 2018-09-04 Visa International Service Association Systems and methods for brokered authentication express seller links
EP2074726A4 (en) 2006-10-11 2011-06-01 Visa Int Service Ass Method and system for processing micropayment transactions
US20080208735A1 (en) * 2007-02-22 2008-08-28 American Expresstravel Related Services Company, Inc., A New York Corporation Method, System, and Computer Program Product for Managing Business Customer Contacts
US20080301016A1 (en) * 2007-05-30 2008-12-04 American Express Travel Related Services Company, Inc. General Counsel's Office Method, System, and Computer Program Product for Customer Linking and Identification Capability for Institutions
US20090043667A1 (en) * 2007-08-10 2009-02-12 Deyoe David System And Method For Real Time Account and Account Number Generation Using Origination APIS
US8170998B2 (en) * 2007-09-12 2012-05-01 American Express Travel Related Services Company, Inc. Methods, systems, and computer program products for estimating accuracy of linking of customer relationships
US8060502B2 (en) 2007-10-04 2011-11-15 American Express Travel Related Services Company, Inc. Methods, systems, and computer program products for generating data quality indicators for relationships in a database
CN101500203B (en) * 2008-02-02 2011-04-20 华为技术有限公司 Implementation method, system and apparatus for message receiver paid service
US9105019B1 (en) * 2008-04-17 2015-08-11 Intuit Inc. Method and system for depositing funds at a point of sale terminal
US7827108B2 (en) 2008-11-21 2010-11-02 Visa U.S.A. Inc. System and method of validating a relationship between a user and a user account at a financial institution
US8825548B2 (en) * 2009-06-30 2014-09-02 Ebay Inc. Secure authentication between multiple parties
US8280788B2 (en) 2009-10-29 2012-10-02 Visa International Service Association Peer-to-peer and group financial management systems and methods
US8676639B2 (en) * 2009-10-29 2014-03-18 Visa International Service Association System and method for promotion processing and authorization
SE536683C2 (en) * 2012-11-16 2014-05-20 Mobile Payment Solutions Holding Nordic Ab Procedure for making a payment using a portable communication device
US20170132719A1 (en) * 2015-11-11 2017-05-11 CASHét Card LLC Dashboard interface for account management
US10410232B1 (en) 2016-07-08 2019-09-10 Harold Lueken Systems and methods for prioritizing default payment options in virtual wallets
US20230067630A1 (en) * 2021-09-02 2023-03-02 The Toronto-Dominion Bank Systems and methods for handling transfers

Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20010037316A1 (en) * 2000-03-23 2001-11-01 Virtunality, Inc. Method and system for securing user identities and creating virtual users to enhance privacy on a communication network
US20020022966A1 (en) * 2000-04-20 2002-02-21 Innovative Payment Systems, Llc Method and system for ubiquitous enablement of electronic currency
US20030028481A1 (en) * 1998-03-25 2003-02-06 Orbis Patents, Ltd. Credit card system and method
US20030083992A1 (en) * 2001-10-31 2003-05-01 Netbuck Payment Service Co., Ltd. System and method for opening on-line transaction account

Family Cites Families (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7747523B2 (en) * 1998-03-30 2010-06-29 Cohen Morris E Internet-based financial vehicles
US7249097B2 (en) * 1999-06-18 2007-07-24 Echarge Corporation Method for ordering goods, services, and content over an internetwork using a virtual payment account
US20020026418A1 (en) * 1999-07-02 2002-02-28 Adam Koppel Method for providing pre-paid anonymous electronic debit card compatible with existing network of credit cards
US7031939B1 (en) * 2000-08-15 2006-04-18 Yahoo! Inc. Systems and methods for implementing person-to-person money exchange
EP1180750A1 (en) * 2000-08-18 2002-02-20 Siemens Aktiengesellschaft Method and system for transmitting an amount of electronic money from a credit memory
US20020052841A1 (en) * 2000-10-27 2002-05-02 Guthrie Paul D. Electronic payment system
US20020095386A1 (en) * 2000-12-07 2002-07-18 Maritzen L. Michael Account control and access management of sub-accounts from master account

Patent Citations (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US20030028481A1 (en) * 1998-03-25 2003-02-06 Orbis Patents, Ltd. Credit card system and method
US20010037316A1 (en) * 2000-03-23 2001-11-01 Virtunality, Inc. Method and system for securing user identities and creating virtual users to enhance privacy on a communication network
US20020022966A1 (en) * 2000-04-20 2002-02-21 Innovative Payment Systems, Llc Method and system for ubiquitous enablement of electronic currency
US20030083992A1 (en) * 2001-10-31 2003-05-01 Netbuck Payment Service Co., Ltd. System and method for opening on-line transaction account

Also Published As

Publication number Publication date
CN101061499A (en) 2007-10-24
EA200601282A3 (en) 2007-04-27
AU2005204671A2 (en) 2005-07-28
EA009978B1 (en) 2008-04-28
TW200532521A (en) 2005-10-01
AU2005204671A1 (en) 2005-07-28
WO2005067611A2 (en) 2005-07-28
EP1815414A2 (en) 2007-08-08
EA200601282A2 (en) 2007-02-27
EP1815414A4 (en) 2011-03-09
AU2011201810A1 (en) 2011-05-19
US20050147225A1 (en) 2005-07-07
MXPA06007865A (en) 2007-03-01

Similar Documents

Publication Publication Date Title
WO2005067611A3 (en) Method of managing prepaid accounts
WO2008153766A3 (en) Method and system for processing financial transactions using multiple financial accounts
WO2008118182A3 (en) Uncle gem v, universal automatic instant money, data and precious metal & stone transfer machine
WO2005091977A3 (en) Equipment to facilitate money transfers into bank accounts
WO2005119549A8 (en) Methods and systems for accepting offers via checks
WO2001082243A3 (en) Method and system for ubiquitous enablement of electronic currency
WO2010039703A3 (en) Immediate recognition of financial transactons
WO2007076331A3 (en) Method, transaction card or identification system for transaction network
WO2004044822A3 (en) Time-of-transaction foreign currency conversion
WO2005098702A3 (en) Methods and systems for integration of multiple rewards programs
MX2008014012A (en) Methods and systems for managing transaction card accounts enabled for use with particular categories of providers and/or goods/services.
WO2004079508A3 (en) Method and system for monitoring transactions
WO2007146575A3 (en) Personal electronic payment system and related method
WO2010091238A3 (en) Push payment system and method including billing file exchange
WO2010135157A3 (en) Recurring transaction processing
WO2004008288A3 (en) Method and system for a multi-purpose transactional platform
WO2005104725A3 (en) Automated financial service system
WO2014170741A3 (en) Payback payment system and method to facilitate the same
WO2002071194A3 (en) System and method for processing multi-currency transactions at a point of sale
WO2007148234A3 (en) System and method for authenticating a customer's identity and completing a secure credit card transaction without the use of a credit card number
WO2008059465A3 (en) Secure financial transactions
WO2005038627A3 (en) Systems and methods for banking transactions using a stored-value card
WO2004097580A3 (en) System and method for managing accounts payable and accounts receivable
WO2007127424A3 (en) Methods and systems for opening and funding a financial account online
WO2004114168A8 (en) A system and method for facilitating on-line payment

Legal Events

Date Code Title Description
AK Designated states

Kind code of ref document: A2

Designated state(s): AE AG AL AM AT AU AZ BA BB BG BR BW BY BZ CA CH CN CO CR CU CZ DE DK DM DZ EC EE EG ES FI GB GD GE GH GM HR HU ID IL IN IS JP KE KG KP KR KZ LC LK LR LS LT LU LV MA MD MG MK MN MW MX MZ NA NI NO NZ OM PG PH PL PT RO RU SC SD SE SG SK SL SY TJ TM TN TR TT TZ UA UG US UZ VC VN YU ZA ZM ZW

AL Designated countries for regional patents

Kind code of ref document: A2

Designated state(s): BW GH GM KE LS MW MZ NA SD SL SZ TZ UG ZM ZW AM AZ BY KG KZ MD RU TJ TM AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HU IE IS IT LT LU MC NL PL PT RO SE SI SK TR BF BJ CF CG CI CM GA GN GQ GW ML MR NE SN TD TG

DPEN Request for preliminary examination filed prior to expiration of 19th month from priority date (pct application filed from 20040101)
WWE Wipo information: entry into national phase

Ref document number: PA/a/2006/007865

Country of ref document: MX

NENP Non-entry into the national phase

Ref country code: DE

WWW Wipo information: withdrawn in national office

Ref document number: DE

WWE Wipo information: entry into national phase

Ref document number: 2005204671

Country of ref document: AU

WWE Wipo information: entry into national phase

Ref document number: 200601282

Country of ref document: EA

WWE Wipo information: entry into national phase

Ref document number: 2005705128

Country of ref document: EP

WWE Wipo information: entry into national phase

Ref document number: 200580005503.7

Country of ref document: CN

ENP Entry into the national phase

Ref document number: 2005204671

Country of ref document: AU

Date of ref document: 20050104

Kind code of ref document: A

WWP Wipo information: published in national office

Ref document number: 2005204671

Country of ref document: AU

WWP Wipo information: published in national office

Ref document number: 2005705128

Country of ref document: EP