WO2005076181A1

WO2005076181A1 - Information buying and selling system

Info

Publication number: WO2005076181A1
Application number: PCT/KR2005/000318
Authority: WO
Inventors: Dal-Hyun Cho
Original assignee: Dal-Hyun Cho
Priority date: 2004-02-05
Filing date: 2005-02-03
Publication date: 2005-08-18

Abstract

This invention is Information Transaction System. Specifically, it is an information transaction system for product purchase between members through internet, a system that purchases information of buyer who is about to purchase service or products. If a product seller who wishes to sell products logs into the information transaction system as information buyer and registers information such as product type, consumer information entry list, product description, information commission, etc. of product he/she wishes to sell, information seller who knows the product buyer will send consumer information through the information transaction system to the information buyer. Then, the information buyer will check the information, sells the product to the consumer using online sale, offline sales, etc. and will pay the information seller the compensation for the information commission. Existing product sales method uses offline and online method which only certain people becomes target for marketing and thus, advertisement and management cost goes up. Also, online product sales method contains many products that can not handled offline and is adversely affected for consumers can not check the product prior to purchase. By correcting the existing product sales method and by changing the product sales into information transaction method, we have created system where everybody can sell product and acquire profits by participating. The information transacted in this Information Transaction System Invention are product and services and those are categorized as estate, vehicle, general merchandize, educational products, advertisement, financial packages, inauguration services, etc. and other services including information containing purchasing intention of the client who wants to purchase various product. The effects of invention are reduction of marketing costs such as advertisement cost, and HR costs for product seller who is the information buyer can find product consumer suiting amount of information commission, opportunity to earn profit for the information seller, when the information seller is the consumer itself then product can be purchased at lower price for intermediate profit will be acquired and has economical benefits where marketing can be done indirectly to all people using the internet.

Description

[DESCRIPTION]

[Title of invention]

Information buying and selling System

[Technical Field]

This invention is an Information Transaction System. To be specific, as an Information Transaction System for trading goods between members through internet, the system purchases information of buyers who want to purchase product or service. When seller who wants to sell a product connects to the Information Transaction System as an Information Buyer through the internet, they will input and send product category of the product to be sold, consumer information details, method to sell product to the consumer, product payment method, product price, product description, sales locations, information Commissions, information Commission payment method, information Commission payment period and requirement from information seller to the information seller through the information transaction system then the information buyer will confirm the information given by the information seller, make sales to the client who wants to purchase the product either online or offline and will pay information Commission for provision of information to the information seller through payment method provided by the information transaction system. It is an internet based information transaction system for trading information. :

Also, the invention an information transaction system equipped with auction functions for information seller to trade information of concerned client to the information buyer by paying the lowest bidding price as an information Commission, auction function where a member with the information may provide portion of the information to the product seller for the information buyer to award the information to the highest bidding information purchaser, information proxy function where information seller and information buyer can commission the information to the information transaction system manager for transacting information of both parties by through information transaction manager and the email information transaction function for transacting information using email.

[Background Art]

Existing product sales methods are selling of product under mutual agreement of product buyer and product seller by selecting the product, price and transaction method in offline or online electronic transaction where the product seller will register the product online for product buyer to select the product, pay through electronic payment method and to receive the product, and multi-level marketing where any person from the product purchase community purchases a product, people on the upper level may receive monetary profits and direct selling method where the product seller have to visit the consumer in order to sell a product.

The problem of above mentioned offline sales method and online sales methods are increase in product price due to high cost of advertisement and management for selling product to unspecific group of people. The online product sales method has shortcoming in existence of services and products that can not be handled in offline and consumers can not purchase the product with prior check up. The problems of multi-level marketing are high cost of the product then the original product price for certain product may be sold exclusively and limited number of products. In the case of the direct sales method, price of the product is too high for the consumers for the intermediate commission of the seller is too high.

[Disclosure of Invention]

With reference to information transaction system structure shown in the

Figure 1 in explanation of invention structure, Information Seller Client(l) and Information Buyer Client(2) will connect to the Information Transaction System(4) through the Internet Network(3) and the Information Transaction System(4) is connected with Financial Institution Service(5) and Mail Server(6). Definition of Major Terms of the Invention :

The Information Seller refers to people who receive information Commissions from the information buyer for selling of information of consumer who wants to purchase a product to the information buyer. The Information Buyer refers to people who purchases information of consumer from the information seller as a product seller by paying information Commissions.

Consumer refers to people who have not purchased the product of the information buyer but wants to purchase the product of information buyer in a short while and those who agreed to purchase the product to the information seller.

Various Information Buyer and Information Seller will participate in Information Transaction System(4).

The information transacted in this Information Transaction System Invention are product and services and those are categorized as Estate, General Merchandize, Vehicles, Furniture, Appliances, Program, Machines, Metals, Raw Materials, Electronic Goods, Internet products, Industrial Goods, Educational Products, Books, Travel, Event, Advertisement, Financial Packages, Inauguration Services, etc. and other services including information containing purchasing intention of the client who wants to purchase various product.

Information Seller Client(l) is the computer used by the information seller which the information seller client computer will be used to input consumer information, etc. to sell the information to the information seller. Information Buyer Client(2) is a information buyer client computer used to connect to the Information Transaction System(4) and to transact with information seller by registering product information, transaction conditions and information Commissions, etc. Internet Network(3) refers wired or wireless network where communication data among client computers of the invention can be sent. ,

Information Transaction System(4) is equipped Member Registration Module, Member Mail Creation Module, Product registration and Information Input Module for inputting requirement of the information seller, Information Transaction Account Module where Information Buyer and Information Seller can check the information transaction statement, information Commission Management Account Module where Credits and Debits of information Commissions can be managed, Deposit Module where the information buyer can register information by depositing portion or whole amount of information Commission or the information buyer has to deposit certain amount in order to view consumer information registered by the information seller, Information Sales Module where information sales is registered to prevent provision of false information by the information seller, Information Transaction Commission Module where information seller and information buyer have to transact with Information Transaction System Manager for the information Transaction, Account Settlement Module where information buyer will click the Product Sales Confirmation button after selling the product and to settle the information Commissions to be provided to the information seller, Consumer Agreement Confirmation Module where the information can be registered only after checking whether the information seller have acquired the agreement of the consumer or not, Information Registration Restriction Module where information registration will be restricted for the information seller to sell information of 1 person to various information buyers, Credibility Evaluation Module where credibility of other can be evaluated for successful transaction, transaction failure or provision of false information, etc, Branch Module where sales people will be invited to participate in the active Information Transaction System and will be provided with the branch code and portion of information Commissions will be provided to the branch if concerned product or product from concerned category gets sold, module to register only the information Commissions that will be paid to the information buyer without the management charges, taxes, branch charges, consolidate charges, etc. when the information buyer registers information Commissions, Commission Segmentation Module where various participants can divide Information Commissions paid by the Information Seller with accordance to value set by the manager and above mentioned commission will be divided with accordance to ratio set forth when the information buyer pays information commission after selling the product, and the divided information commission will be saved to Information Commission Management Account of various participant through a module. Also, Information Transaction System(5) can be operated by inviting branches per product category and per district and when the information purchase registers the product by selecting the category and the district, commission division module will be selected at the same time and when the information buyer pays for the information commission, the divided information commission set by the Information Transaction System(4) Administrator will be saved to the Information Commission Management Account of the Branch Account. When the member wants to converts actual money to Information Transaction System(4) cyber money through Bank Transfer, Electronic Transfer, ARS or credit card, the Information Transaction System(5) will convert requested amount by the member to the cyber money and the converted cyber money may be used during Information Commission Payment and other additional services, and by connecting to the Financial Institution Server(5) using the module, cyber money can be converted to cash by transferring the amount to the bank account of the member.

Also, the Information Transaction System(4) is equipped with module function for Email Information Transaction module where Information Transaction can be made through email by forwarding Information Purchase Information registered by the Information Seller to the mail account of members. When the information seller confirms the email sent by the information buyer, the information seller will input concerning information to email sent by the information buyer then the transaction will be saved in the Information Transaction Account of the Information buyer and the information seller thus email transaction can be done. The Financial Institution Server(5) refers to computer of Financial Institution that is connected with the Information Transaction System(4), converting electronic money or cash to cyber money for information commissions transaction between information seller and information and converts cyber money to cash and transfers the amount to bank account of the member.

Mail Server(6) refers to email sending and receiving computer for email communication between site managers and members.

Figure 1 is a sketch of the structure of the information transaction system and Information Seller Client(l) and Information Buyer Client(2) is connected to the Information Transaction System(4) through Internet Network(3) and the Information Transaction System(5) and Mail Server(6). Figure 2 is an example of information Purchase Registration screen of the information buyer, showing information of the information buyer, information buyer credibility grade, product category, product price, product details, sales location, information commission, information commission payment method, requirement of information seller and requirement for consumers. It is a screen shot showing consumer information registration procedure by the information seller equiped with information sales button. Figure 3 is an example of inputting request details for information buyer by the information seller showing product consumer name, address, phone-number, email, remarks, consumer agreement and name of the information seller.

With reference Figure 3 in explanation of invention operation, the information transaction method between information seller and information buyer registered as members in the Information Transaction System(4) is: | Start; Information Seller Client(l) and Information Buyer Client(2) will connect to the Information Transaction System(4) through the Internet Network(3) and inputs product category, consumer information details, method to sell product to the consumer, product payment method, product price, product description, sales locations, information Commissions, information Commission payment method, information Commission payment period and requirement from information seller to the information seller and submits to the Information Transaction System(4); (101)

Stage to show Information Purchase Data sent by the Information Buyer Client(2) to the Information Transaction System(4) that is saved to the information transaction account of the information seller in the web page for the information seller member to see the information purchase information (102);

Information Seller Client(l) connects to the Information Transaction System(4) and confirms information purchase information registered by the Information Buyer Client(3) and selectively inputs information required by the information buyer and submitting to the Information Transaction System(4), (103);

Data submitted by Information Transaction System(4) Information Seller Client(l) to be registered to the information transaction account of the information seller and information buyer and data saving stage (104); The information buyer connects to the Information Transaction System(4) ι as the Information Buyer Client(2) and confirms data registered by the Information Seller Client(l) in the Information Buyer Client's Information Transaction Account and sells product to consumer through product sales method stated in the information purchase registration then settles information commission in the Information Transaction System(4) using payment method provided by the Information Transaction System(4); (105); : Information Transaction System to process settlement information submitted by the Information Transaction System(4) Information Buyer Client(2) and to deposit information commission to account set by the information seller and saving deposit confirmation to the information seller's Information Commission Management Account and Information buyer's Information Commission Management Account, (106).

Above mentioned Information Transaction System(4) is equipped with modules for registration of information purchase advertisement by the information buyer without the depositing information commission, function allowing to register information purchase advertisement with partial or full payment of information commission, and equipped with module function allowing information purchase registration provided that registration cost will be paid during information purchase advertisement registration. Also, equipped with module function to pay deposited amount to information buyer or site manager when information sales information registered by the information seller found out to be false information. Deposit amount can be registered to the information commission management account in forms of cyber money and the deposit amount can not be used until the information transaction completes and can not use the deposit amount during registration of other products.

Also, Information Transaction System(4) is equipped with modules for registration of information sales advertisement by the information seller without the depositing information commission, function allowing to register Information sales advertisement with partial or full payment of information commission, and equipped with module function allowing information sales registration provided that registration cost will be paid during information sales advertisement registration. Also, equipped with module function to pay deposited amount to information buyer or site manager when information sales information registered by the information seller found out to be false information. Deposit amount can be registered to the information commission management account in forms of cyber money and the deposit amount can not be used until the information transaction completes and can not use the deposit amount during registration of other products.

Also, equipped with modules for registration of information purchase advertisement by the information buyer without the depositing information commission, function allowing to register information purchase advertisement with partial or full payment of information commission, and equipped with module function allowing information purchase registration provided that registration cost will be paid during information purchase advertisement registration.

Also, Information Transaction System(4) is equipped with modules for registration of information Seller Information advertisement without the depositing information selling registration commission, function allowing registration with partial payment and equipped with function to allow information sales registration after depositing certain amount. Also, equipped with module function to pay deposited amount to information buyer or site manager when information sales information registered by the information seller found out to be false information. Deposit amount can be registered to the information commission management account in forms of cyber money but the deposit amount can not be used until the information transaction completes and can not use the deposit amount during registration of other products. Also, Information Transaction System(4) is equipped with function to set credibility grade of information seller and information buyer following information transaction performance and following transaction result. By evaluating credibility of each other, successful sales, sales failure, false information, etc. will be shown by credibility evaluation module to be used for evaluating credibility of others members, and equipped with function to automatically remove ability to transact information from the site when the credibility point goes below the credibility point value set by the site manager of Information Transaction System(4). Also, Information Transaction System(4) allows information seller to check information sold by the information seller in the information transaction account and when the product wasn't able to be sold to the consumer then sales failure or false information provided by the information seller will be inputted in the information transaction account to be submitted to the Information Transaction System(4) that is equipped with module to save concerning details and adjust credibility grade. ^:

Also, Information Transaction System(4) is equipped with module for the information seller to input personal information of consumer such as name, residence number, medical insurance number, address, telephone number, email, remarks, etc. and to select above detailed to be open or closed to the public.

Also, Information Transaction System(4) is equipped with module to support settlement method by credit card, bank transfer, cyber money, etc. for payment of information commission deposit by the information buyer, information registration deposit for information seller and payment of information commission. Also, equipped with module to pay information seller after deducting certain commission for participant of Information Transaction System(4) Administrator, branch and associates when information buyer settles information commission. Also, payment for Information Transaction System(4) cyber money may be paid by member following payment method such as bank transfer, ARS to the Information Transaction System(4) and when cyber money conversion is requested, the Information Transaction System(4) will convert payment made by the member to equivalent cyber money and deposit it in the information commission management account using module and when the member requests conversion of cyber money in the information commission management account to cash, there is module function depositing requested amount to the bank account of the member. Also, Information Transaction System(4) will notify information registration details through information transaction account of information buyer, information buyer's email and SMS messages when the information seller registers information and is equipped with module function to register and notify deposit statement to information seller through information commission management account, email and SMS messages when the information buyer settles information commission.

Also, Information Transaction System(4) is equipped with module function to allow information seller and Information Transaction System(4) Administrator to confirmation of deposit details when information buyer does not settle information commission through Information Transaction System(4) but directly deposits to account of information seller and Information Transaction System(4) Administrator.

Also, inputted product sales method during registration of information purchase by the information buyer in the Information Transaction System(4) are electronic transaction of product sales on the web, sales through phone, direct sales method by visiting the consumer, sales method by requesting consumer to visit product sales location, sales through fax contract, etc. which online and offline sales method maybe requested to the consumer and information seller. Also, Information Transaction System(4) will notify information buyer through email or SMS messages on registration details when the information seller registers information and when the information buyer settles information commission, concerning data will be registered to the information commission management account and is equipped with module to send deposit statement to the information seller through email or SMS messages.

Also, Information Transaction System(4) is equipped with module to pay information commissions to information seller by setting multiple payment duration. When registering information purchase, intention to pay information commission in multiple payment within certain period of time should be notified and when the information transaction successfully completes, the information buyer will confirm information purchase information of information transaction account, information seller and concerning conditions of transaction then will select the ID of information seller to settle information commission through multiple payment using cyber money, credit card and ARS within the agreed period which will be transferred by the module. Also, in the Information Transaction System(4), various products or services with exception to cash, cyber money or other financial capitals can be exchanged for the compensation of information commission and when this happens, the information buyer should notify that products and services will be provided as information commission instead of financial capitals in the concerning screen when registering information purchase information. Also, member such as product seller, product consumers are allowed to transact information in the Information Transaction System(4) by selling their own information and with acquisition of agreement of the 3rd party consumer with exception to the product seller and product consumer, the consumer information may be sold to the product seller. Also, Information Transaction System(4) is equipped with function for information seller and information buyer to select whether to open their information to the public or not, module function to open personal information and financial account information to the public under mutually agreement and a module function to selectively open information of information seller and information buyer to the public by Information Transaction System(4) administrator.

Also, Information Transaction System(4) may be operated by inviting branches per product category and per product. By providing branch code under condition to activate transaction of concerning category and product and when information transaction occurs in the concerning category and product, portion of information commission will be credited to branch information commission management account by a module function. Also, Information Transaction System(4) is equipped with module to expose information commission amount to web page when information buyer registers information commission, with selectively exception to information buyer information commission amount, administrator commission, tax, branch commission, associate commission, etc. from the total information commission amount. Also, in the Information Transaction System(4), information buyer account and information seller account may be created at the same time, equipped with module function where by registering as member once, the member can become information buyer and the information seller. Figure 5 is information transaction flow between information seller and information buyer through information commission method. The method to transact information between the information seller and information buyer registered in the Information Transaction System(4) by commissioning the information to the Information Transaction System(4) administrator is: Start: The information seller or information buyer will connects the Information Transaction System(4) using computer client(l) and (2) through Internet Network(3), then connects to the information transaction commission account and the information seller will selectively input information sales information such as product category, consumer information input requirement, product sales method to the consumer, product payment method, product price, product details, sales location, information commission, information commission payment method, information commission payment period and information buyer requirement, etc. and the information buyer will selectively input information purchase information such as product details, sales location, information commission, information commission payment method, information commission payment method and Information seller requirement and submitting concerned data to the Information Transaction System(4). (201); Stage to save data submitted by Information Seller Client(l) or Information

Buyer Client(2) of the Information Transaction System(4) to the information transaction account and information transaction commission account of the members. (202)

Stage where Information Transaction System(4) administrator will check information sales information registered by the information seller and information purchase information registered by the information buyer, registers consumer information registered by the information seller to the information transaction account of the information buyer and registering details to the information transaction account of the information seller, to transfer data to information buyer and information seller members through email, SMS messages, telephone, etc. (203);

Information buyer will connect to the Information Transaction System(4) using information buyer client(2) and checks data registered by the Information Transaction System(4) administrator on the information transaction account then sells the product to the consumer following product sales method specified during information purchase registration and submitting information commission settlement to Information Transaction System(4) using payment method provided by the Information Transaction System(4). (204);

Information Transaction System(4) processing settlement details of Information buyer client(2), depositing information commission to the bank account specified by the information seller and Information Transaction System(4) including end stage(205) where deposit statement will be registered to the information seller information commission management account and information buyer information commission management account. From the above, method to commissioning information to Information Transaction System(4) administrator to successfully transact information transaction, despite that the information seller and information buyer client (1) and (2) does not connect to the Information Transaction System(4) at the same time, information purchase and information sales can be transacted under management of Information Transaction System(4) administrator. Figure 6 shows flow of transaction method through information transaction auction, information auction method between information seller and information buyer registered as member in the Information Transaction System(4). Start; The information seller will connect to the Information Transaction System(4) using information seller client(l), then transfers to the information auction web page, inputs product category, consumer information input requirement, product sales method to the consumer, product payment method, product price, product details, sales location, information commission, information commission payment method, information commission payment period and information buyer requirement, estimated successful bid information commission, auction closing time, etc. from the information auction registration screen and submits concerned data to the Information Transaction System(4) by selecting open to public option. (301);

Stage for the Information Transaction System(4) to save data submitted by Information Seller Client(l) on the information auction web page and saving concerning information to the information transaction account of the information seller. (302); Stage where Various information buyer will connect to the information i transaction system(4) using the information buyer client(2) then checks information auction web page registered by the information seller client(l) and to register information commission to bid in the auction. (303); Stage where among Information Buyer Client(2) from Information Transaction System(4), the information buyer with highest bid at the end of i the auction closing date and the information seller processes information registered to the information transaction account of the information buyer. (304); Stage where the information buyer will connect to the Information Transaction System(4) using the information buyer client(2) and confirms data registered by the information buyer client(l) on the information transaction account and after the selling the product to the consumer following the product sales method specified by the information seller, then submitting information commission settlement to the Information Transaction System(4) through payment method provided by the Information i Transaction System(4). (305);

Information Transaction System(4) processing settlement details submitted by the Information buyer client(2), deposits information commission to the bank account specified by the information seller and Information Transaction System including end stage(306) where deposit statement will be registered to the information seller information commission management account and information buyer information commission management account.

In the above, information auction through Information Transaction System(4), there is module function equipped for the information seller to settle information auction registration charges set by the Information

Transaction System(4) administrator in order to register for the information auction bidding.

Also, Information Transaction System(4) is equipped with module function for information buyer participating information auction to be able to participate in the bidding by depositing portion or whole information commission then the information registered by the information seller will be registered in the buyer's information transaction account.

Also, Information Transaction System(4) auction module is equipped with module for the information seller to set whether to open the portion of information to the public or not prior to the information auction for information buyer to check it in the web page.

Also, there is a method for information buyer to make use of information auction through Information Transaction System(4). When the information buyer registers information to the information auction, various information sellers will bid to sell the information and method where the information seller with the lowest information commission bid will be selected as the successful bidder will be applied.

Figure 7 shows flow of information transaction through email and method where the information transaction between information seller and information buyer registered in the Information Transaction System(4) through email,

Start:

The information buyer will connect to the Information Transaction System(4) using information buyer client(2), then transfers to the email information transaction web page, inputs product category, consumer information input requirement, product sales method to the consumer, product payment method, product price, product details, sales location, information commission, information commission payment method, information commission payment period and information buyer requirement, and submits to the Information Transaction System(4). (401);

Information Transaction System(4) will send data submitted by the information buyer client(2) to the email of members, saves data to the information buyer information transaction account and exposes data to the web page for information selling members to see the information purchase information. (402) ;

Stage where information purchase information sent by the above mentioned Information Transaction System(4) will be confirmed by members through email and members who can sell information will sending email reply by selectively inputting information sales information requested by the information buyer. (403)

Stage where email sent by Information Transaction System(4) Information seller is registered separately to the Information seller information transaction account, and Information buyer information transaction account. (404)

Stage where Information buyer connects to the Information Transaction System(4) using information buyer client(2), checks data registered by the information seller client(2) on the information transaction account, sells the , product to the consumer following product sales method specified in the information purchase registration, submits information commission settlement to the Information Transaction System(4) following payment method provided by the Information Transaction System(4).(405); Information Transaction System(4) processing settlement details submitted by the Information buyer client(2), deposits information commission to the bank account specified by the information seller and Information Transaction System including end stage(406) where deposit statement will be registered to the information seller information commission management account and information buyer information commission management account. Above mentioned Information Transaction System(4) is equipped with module function to register concerning information from the email data sent by the information seller to the information seller and information buyer's information transaction account separately. Also, Information Transaction System(4) confirms concerned information when the information seller registers the information to the email information transaction module and prior to sending of email by the Information Transaction System(4) Administrator. Can selectively send email to possible information seller member at the same possible to register information purchase on the web page as well.

Simple Explanation of Figures

Figure 1 is information transaction system structure.

Figure 2 is example of information buyer information purchase registration screen

Figure 3 is example of inputting details required by the information seller or information buyer.

Figure 4 shows information transaction flow between information seller and information buyer registered as member in the Information Transaction System(4).

Figure 5 shows information transaction flows for the information commission method between information seller and information buyer.

Figure 6 shows flow of transaction method through information transaction auction. Figure 7 shows flow of information transaction using the email. <Definition of Important Terms in the Figures> 1. Information Seller Client 2. Information Buyer Client

3. Internet Network 4. Information Transaction System 5. Financial Institute Server 6. Mail Server

[Best Mode for Carrying Out the Invention]

Scenario 1

Example of information transaction between vehicle Sales person registered in the information transaction system as Information Buyer(A) and Information Seller(B), knowing vehicle purchase intention of a friend. The information buyer(A) logs in to the information transaction system inputs Product type vehicle, product details Sonata, Product Price 15 million won negotiable, sales location Seoul, Information Commission 300 thousand won, information commission payment method: Cash deposit within 3 days after sales. Then sets deposit of 30 thousand as information purchase deposit and registers to the information transaction account prepared in the information transaction system. Information Transaction System will expose information of Information Buyer(A) to the vehicle category of the web.

Information seller(B) logs in to the information transaction system, checks information purchase information registered by the information buyer(A) then clicks Information Sales Button. Then inputs name of the friend Hong, Gil Dong who has intention to purchase a vehicle, telephone number, etc. and other personal information and submits by clicking information sales register button. The information transaction system will register and save data to information transaction account of information seller(B) and information buyer(A). The information buyer (B) will connect to t e information transaction account prepared in the information transaction system, checks personal information data of consumer Hong, Gil Dong that is registered by the information seller(B), calls up Hong, Gil Dong on the phone, meets him offline and after mutual agreement sells the vehicle at 14.5 million won. Information buyer(A), after selling the product to Hong, Gil Dong, will connect to the information transaction system then pays for the information commission 30 won using credit card following payment method provided by the information transaction system. The 250 thousand won remaining after deducting transaction charges (Tax, Administrator Charges, Associate Charges, Branch Charges, etc.) from the 300 thousand won paid by the information buyer(A) to the Information Transaction System, will be converted to cyber money and deposited under information commission management account of information seller(B), credit card 300 thousand won settlement statement will be registered on the information commission management account of the information buyer(A) then the deposit of 30 thousand will be deposited back to the information commission management account of the information buyer (A). ^! After few days, information seller(B) will connect to the information transaction system and requests information transaction system for conversion of 250 thousand won cyber money in the information commission management account to cash.

The information transaction system will accept the command of the ι information buyer(B) and will deposit 250 thousand won to the bank account of the information seller(B). Scenario 2.

Example of information transaction between Information Seller(B) and estate broker registered in the information transaction system as Information Buyer(A) using the auction method. The information Seller(B) logs in to the information transaction system, I moves to information auction transaction web page. With permission from the friend at work, inputs House and Lot Type, House and Lot Location, ^'. Product Purchase Price 300 million won or negotiable, estimated bid information commission 2 million won, Bid closing date 10 days after registration, information commission payment method: within 3 days by cash payment, selects 1 million as Auction Bidding Deposit and registers concerning data to the information auction in the Information Transaction System by clicking information auction registration button. Various estate handling information buyer will connect to the information transaction system, checks auction information registered by the information seller(B), registers deposit, then participate on the information auction by setting information commission.

Among various estate handling members in the information transaction system, information buyer(A) who has bid the highest bid at 2.3 million won at the closing date of the auction, acquires information of work friend of information seller(B). The information transaction system will register information auction data to the information transaction account of information seller and information transaction account of information buyer, : registers other personal information of work friend of Information seller(B) that have not be released to the information transaction account of information buyer (A).

The information buyer(A) will connect to the information transaction system, logs in to the information transaction account, checks personal information of work friend of information seller(B), meets work friend of information seller(B) offline then sells the house and lot with mutual agreement.

The information buyer(A), after selling the house and lot, will connect to the information transaction system then settles information commission of 2.3 million in forms of cyber money. The information transaction system will deposit remaining 2 million won of information commission after deducting charges of 300 thousand won, to the information commission management account of information seller (B). In order to convert cyber money to cash, the information seller (B) will log in to the information transaction system, requests information transaction system to convert 2 million won cyber money in the information commission management account to cash.

The information transaction system will accept the command of the ι information seller(B) and deposits 2 million won to the bank account of the information seller (B).

[Industrial Applicability]

The possible industrial use of this invention is on application to various products and services that can be traded. Effects of industrial usage of this invention lies on reduction of marketing and advertisement costs of the information buyer for product consumer can be found within the amount specified as the information commission, monetary benefits for information seller who will be selling the information of the consumer with consumer's agreement, benefiting consumer for the product is recommended by trustable person thus products can be purchased safely, economical benefits for information seller who himself is the consumer for products can be purchased with intermediate profits and economical benefits where marketing can be done indirectly to all people using the internet.

Claims

[CLAIMS]

1. Information transaction method between information seller and information buyer registered in the information transaction system: Start;

Information Buyer Client will connect to the Information Transaction System through the Internet Network and inputs product category, consumer information details, method to sell product to the consumer, product payment method, product price, product description, sales locations, information Commissions, information Commission payment method, information Commission payment period and requirement from information seller to the information seller and submits to the Information Transaction System(lθl); Stage to show Information Purchase Data sent by the Information Buyer Client to the Information Transaction System that is saved to the information transaction account of the information seller in the web page for the information seller member to see the information purchase information ( 102 ) ; Information Seller Client connects to the Information Transaction System and confirms information purchase information registered by the Information Buyer Client and selectively inputs information required by the information buyer and submitting to the Information Transaction System, (103); Data submitted by Information Transaction System Information Seller Client to be registered to the information transaction account of the information seller and information buyer and data saving stage (104); The information buyer connects to the Information Transaction System as the Information Buyer Client and confirms data registered by the Information Seller Client in the Information Buyer Client's Information Transaction Account and sells product to consumer through product sales method stated in the information purchase registration then settles information commission in the Information Transaction System using payment method provided by the Information Transaction System (105); Information Transaction System to process settlement information submitted by the Information Transaction System Information Buyer Client and to deposit information commission to account set by the information seller and saving deposit confirmation to the information seller's Information Commission Management Account and Information buyer's Information Commission Management Account, (106).

2. Information transaction method between information seller and information registered in the Information Transaction System by commissioning the information to the Information Transaction System administrator is: Start;

The information seller or information buyer connects to the Information Transaction System using their computer client through Internet Network, then connects to the information transaction commission account and the information seller will selectively input information sales information such as product category, consumer information input requirement, product sales method to the consumer, product payment method, product price, product details, sales location, information commission, information commission payment method, information commission payment period and information buyer requirement, etc. and the information buyer will selectively input information purchase information such as product details, sales location, information commission, information commission payment method, information commission payment method and information seller requirement and submitting concerned data to the Information Transaction System. (201);

Stage to save data submitted by Information Seller Client or Information Buyer Client of the Information Transaction System to the information transaction account and information transaction commission account of the members. (202)

Stage where Information Transaction System administrator will check information sales information registered by the information seller and information purchase information registered by the information buyer, registers consumer information registered by the information seller to the information transaction account of the information buyer and registering details to the information transaction account of the information seller, to transfer data to information buyer and information seller members through email, SMS messages, telephone, etc. (203); Information buyer will connect to the Information Transaction System using information buyer client and checks data registered by the Information Transaction System administrator on the information transaction account then sells the product to the consumer following product sales method specified during information purchase registration and submitting information commission settlement to Information Transaction System using payment method provided by the Information Transaction System. (204); ^'.

Information Transaction System processing settlement details of Information buyer client, depositing information commission to the bank account specified by the information seller and Information Transaction System including end stage(205) where deposit statement will be registered to the information seller information commission management account and information buyer information commission management account.

3. Information auction method between information seller and information buyer registered in the information transaction system as member;

Start;

The information seller will connect to the Information Transaction System using information seller client, then transfers to the information auction web page, inputs product category, consumer information input requirement, product sales method to the consumer, product payment method, product price, product details, sales location, information commission, information commission payment method, information commission payment period and information buyer requirement, estimated successful bid information commission, auction closing time, etc. from the information auction registration screen and submits concerned data to the Information Transaction System by selecting open to public option. (301); Stage for the Information Transaction System to save data submitted by Information Seller Client on the information auction webpage and saving concerning information to the information transaction account of the information seller. (302);

Stage where Various information buyer will connect to the information transaction system using the information buyer client then checks information auction webpage registered by the information seller client and to register information commission to bid in the auction. (303);

Stage where among Information Buyer Client from Information Transaction System, the information buyer with highest bid at the end of the auction closing date and the information seller processes information registered to the information transaction account of the information buyer. (304); Stage where the information buyer will connect to the Information

Transaction System using the information buyer client and confirms data registered by the information buyer client on the information transaction account and after the selling the product to the consumer following the

..product sales method specified by the information seller, then submitting information commission settlement to the Information Transaction System through payment method provided by the Information Transaction System. (305);

Information Transaction System processing settlement details submitted by the Information buyer client, deposits information commission to the bank I account specified by the information seller and Information Transaction System including end stage(306) where deposit statement will be registered to the information seller information commission management account and information buyer information commission management account.

4. Information Transaction Method between information seller and information buyer registered in the information transaction system using email; Start; The information buyer will connect to the Information Transaction System using information buyer client, then transfers to the email information transaction web page, inputs product category, consumer information input requirement, product sales method to the consumer, product payment method, product price, product details, sales location, information commission, information commission payment method, information commission payment period and information buyer requirement, and submits to the Information Transaction System. (401);

Information Transaction System will send data submitted by the information buyer client to the email of members, saves data to the information buyer information transaction account and exposes data to the webpage for information selling members to see the information purchase information. (402) ;

Stage where information purchase information sent by the above mentioned Information Transaction System will be confirmed by members through email and members who can sell information will sending email reply by selectively inputting information sales information requested by the information buyer. (403) Stage where email sent by Information Transaction System Information seller is registered separately to the Information seller information transaction account, and Information buyer information transaction account. (404) Stage where Information buyer connects to the Information Transaction System using information buyer client, checks data registered by the information seller client on the information transaction account, sells the product to the consumer following product sales method specified in the information purchase registration, submits information commission settlement to the Information Transaction System following payment method provided by the Information Transaction System. (405); Information Transaction System processing settlement details submitted by the Information buyer client, deposits information commission to the bank account specified by the information seller and Information Transaction System including end stage(406) where deposit statement will be registered to the information seller information commission management account and information buyer information commission management account.

5. From the Clause 1, 2, 3, 4 Information Transaction System is equipped with modules for registration of information purchase advertisement by the information buyer without the depositing information commission, function allowing to register information purchase advertisement with partial or full payment of information commission, and equipped with module function allowing information purchase registration provided that registration cost will be paid during information purchase advertisement registration. Also, equipped with module function to pay deposited amount to information buyer or site manager when information purchase information registered by the information buyer found out to be false information. Deposit amount can be registered to the information commission management account in forms of cyber money and the deposit amount can not be used until the information transaction completes and can not use the deposit amount during registration of other products.

6. From the Clause 1, 2, 3, 4

Information Transaction System is equipped with modules for registration of information sales advertisement by the information seller without the depositing information commission, function allowing to register information sales advertisement with partial settlement or full payment of information commission,. Also, equipped with module function to pay deposited amount to information buyer or site manager when information sales information registered by the information seller found out to be false information. Deposit amount can be registered to the information commission management account in forms of cyber money and the deposit amount can not be used until the information transaction completes and can not use the deposit amount during registration of other products.

7. From the Clause 1, 2, 3, 4 Also, Information Transaction System is equipped with function to set credibility grade of information seller and information buyer following information transaction performance and following transaction result. By evaluating credibility of each other, successful sales, sales failure, false information, etc. will be shown by credibility evaluation module to be used for evaluating credibility of other members. When information seller checks information sold by the information seller in the information transaction account and when the product wasn't able to be sold to the consumer then sales failure or false information provided by the information seller will be inputted in the information transaction account to be submitted to the i Information Transaction System that is equipped with module to save concerning details and adjust credibility grade. Also equipped with function to automatically remove ability to transact informations from the site when the credibility point goes below the credibility point value set by the site manager of Information Transaction System. ι

8. From the Clause 1, 2, 3, 4

Information Transaction System is equipped with module for the information seller to input personal information of consumer such as name, residence number, medical insurance number, address, telephone number, email, remarks, etc. and to select above detailed to be open or closed to the public.

9. From the Clause 1, 2, 3, 4

Information Transaction System is equipped with module to support settlement method by credit card, bank transfer, cyber money, etc. for payment of information commission deposit by the information buyer, information registration deposit for information seller and payment of information commission. Also, equipped with module to pay information seller after deducting certain commission for participating Information Transaction System Administrator, branch and associates when information buyer settles information commission.

10. From the Clause 1, 2, 3, 4 Payment for Information Transaction System cyber money may be done by members following payment method such as bank transfer, ARS to the Information Transaction System and when cyber money conversion is requested, the Information Transaction System will convert payment made by the member to equivalent cyber money and deposit it in the information commission management account using module and when the member requests conversion of cyber money in the information commission management account to cash, there is module function depositing requested amount to the bank account of the member.

11. From the Clause 1, 2, 3, 4 Information Transaction System will notify information registration details through information transaction account of information buyer, information buyer's email and SMS messages when the information seller registers information and is equipped with module function to register and notify deposit statement to information seller through information commission management account, email and SMS messages when the information buyer settles information commission.

12. From the Clause 1, 2, 3, 4 Information Transaction System is equipped with module function to allow information seller and Information Transaction System Administrator to confirm deposit details when information buyer does not settle information commission through Information Transaction System but directly deposits to account of information seller and Information Transaction System Administrator.

13. From the Clause 1, 2, 3, 4 Inputted product sales method during registration of information purchase by the information buyer in the Information Transaction System are electronic transaction of product sales on the web, sales through phone, direct sales method by visiting the consumer, sales method by requesting consumer to visit product sales location, sales through fax contract, etc. which online and offline sales method maybe requested to the consumer and information seller.

14. From the Clause 1, 2, 3, 4 Information Transaction System will notify information buyer through email or SMS messages on registration details when the information seller registers information and when the information buyer settles information commission, concerning data will be registered to the information commission management account. The Information Transaction System is equipped with module to send deposit statement to the information seller through email or SMS messages.

15. From the Clause 1, 2, 3, 4 Information Transaction System is equipped with module to pay information commissions to information seller by setting multiple payment duration. When registering information purchase, intention to pay information commission in multiple payment within certain period of time should be notified and when the information transaction successfully completes, the information buyer will confirm information purchase information of information transaction account, information seller and concerning conditions of transaction then will select the ID of information seller to settle information commission through multiple payment using cyber money, credit card and ARS within the agreed period which will be transferred by the i module.

16. From the Clause 1, 2, 3, 4 In the Information Transaction System, various products or services with exception to cash, cyber money or other financial capitals can be exchanged for the compensation for the information commission and when this happens, the information buyer should notify that products and services will be provided as information commission instead of financial capitals in the concerning screen when registering information purchase information.

17. From the Clause 1, 2, 3, 4 Member such as product seller, product consumers are allowed to transact information in the Information Transaction System by selling their own information and with acquisition of agreement of the 3rd party consumer with exception to the product seller and product consumer, the consumer information may be sold to the product seller.

18. From the Clause 1, 2, 3, 4 Information Transaction System is equipped with function for information seller and information buyer to select whether to open their information to the public or not, module function to open personal information and financial account information to the public under mutually agreement and a module function to selectively open information of information seller and information buyer to the public by Information Transaction System administrator.

19. From the Clause 1, 2, 3, 4 Information Transaction System may be operated by inviting branches per product category and per product. By providing branch code under condition to activate transaction of concerning category and product and when information transaction occurs in the concerning category and product, portion of information commission will be credited to branch information commission management account by a module function.

20. From the Clause 1, 2, 3, 4

Information Transaction System is equipped with module to expose information commission amount to webpage when information buyer registers information commission, with selectively exception to information buyer information commission amount, administrator commission, tax, branch commission, associate commission, etc. from the total information commission amount.

21. From the Clause 1, 2, 3, 4 In the Information Transaction System, information buyer account and information seller account may be created at the same time, equipped with module function where by registering as member once, the member can become information buyer and the information seller.

22. From the Clause 1, 2, 3, 4 The information transaction system is equipped with Commission Segmentation Module where various participants can divide Information Commissions paid by the Information Seller with accordance to value set by the manager and above mentioned commission will be divided with accordance to ratio set forth when the information buyer pays information commission after selling the product, and the divided information commission will be saved to Information Commission Management Account of various participant through a module.

23. From the Clause 1, 2, 3, 4 The information transacted in this Information Transaction System Invention are product and services and those are categorized as Estate, General Merchandize, Vehicles, Furniture, Appliances, Program, Machines, Metals, Raw Materials, Electronic Goods, Internet products, Industrial Goods, Educational Products, Books, Travel, Event, Advertisement, Financial Packages, Inauguration Services, etc. and other services including information containing purchasing intention of the client who wants to purchase various product.

24. From the Clause 2 As a method to commissioning information to Information Transaction System administrator to successfully transact information transaction, despite that the information seller and information buyer client does not connect to the Information Transaction System at the same time, information purchase and information sales can be transacted under management of Information Transaction System administrator.

25. From the Clause 3 The information transaction system is equipped with module for the information seller to settle information auction registration charges set by the Information Transaction System administrator in order to register for the information auction bidding.

26. From the Clause 3 Information Transaction System equipped with module function for information buyer participating information auction to deposit portion or whole information commission in order to participate the bidding then the information registered by the information seller will be registered in the buyer's information transaction account.

27. From the Clause 3 Information Transaction System auction module is equipped with module for the information seller to set whether to open the portion of information to the public or not prior to the information auction for information buyer to check it in the webpage.

28. From the Clause 3 There is a method for information buyer to make use of information auction through Information Transaction System. When the information buyer registers information to the information auction, various information seller will bid to sell the information anc method where the information seller with the lowest information commission bid will be selected as the successful bidder.

29. From the Clause 4 For the email sent by the information seller, the Information Transaction System is equipped with research module that will register concerning information separately to the Information seller information transaction account, and Information buyer information transaction account.

30. From the Clause 4 Information Transaction System confirms concerned information when the information seller registers the information to the email information transaction module and prior to sending of email by the Information Transaction System Administrator. Can selectively send email to possible information seller member, and at the same time, possible to register information purchase on the webpage as well.