WO2007018987A2 - System and method for selective encryption of input data during a retail transaction - Google Patents
System and method for selective encryption of input data during a retail transaction Download PDFInfo
- Publication number
- WO2007018987A2 WO2007018987A2 PCT/US2006/027952 US2006027952W WO2007018987A2 WO 2007018987 A2 WO2007018987 A2 WO 2007018987A2 US 2006027952 W US2006027952 W US 2006027952W WO 2007018987 A2 WO2007018987 A2 WO 2007018987A2
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- content
- fuel dispenser
- entry point
- information
- data entry
- Prior art date
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1008—Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
- G07F7/08—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means
- G07F7/10—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus by coded identity card or credit card or other personal identification means together with a coded signal, e.g. in the form of personal identification information, like personal identification number [PIN] or biometric data
- G07F7/1025—Identification of user by a PIN code
- G07F7/1075—PIN is checked remotely
Definitions
- the present invention is designed to prevent theft of sensitive and/or confidential information, such as personal identification numbers (PINs), during a retail transaction, particularly at a fuel dispenser retail device.
- PINs personal identification numbers
- a credit card is swiped through the magnetic card reader, and the credit card owner does not have to take further steps to complete the authorization of the transaction, although some establishments require a signature to complete the transaction.
- a debit card typically requires the card owner to enter, via a keypad, a personal identification number (PIN) to complete customer authorization of the transaction, since funds are transferred directly from the customer's bank account for payment.
- PIN personal identification number
- the PIN if present, is typically encrypted at the point of entry and then sent in an encrypted format over open communication links, such as a telephone line, to a host computer for transaction authorization.
- the encryption is used to protect the PIN from disclosure so that unauthorized persons may not obtain the PIN in clear form to defraud the legitimate card holder, the vendor, or an authorizing institution or card issuer.
- the PIN is encrypted by the data entry point device (a keypad, a card reader, or the like) using a local encryption algorithm, and is sent to the security module, which is tamper resistant.
- the security module decrypts the information from the data entry point device using the local encryption scheme and re-encrypts the information according to a host encryption algorithm used by the host computer. After re- encryption, the information is sent to the host computer for transaction authorization.
- the PIN is never present in an unencrypted format on the communication links.
- the fuel dispenser has numerous keypads that are used to interact with the customer.
- the customer may respond to queries presented on the display by pressing one or more keys on the keypad or the touch screen. Not all of these queries solicit sensitive or confidential information like a PIN. For example, the response to a query about whether a customer wants a receipt is not necessarily confidential.
- the dual nature of the queries to the customer generates a quandary about what to do with the non- confidential information.
- the present invention provides two techniques for encrypting data at the data entry point device to prevent fraud in a retail transaction.
- the first technique involves selectively encrypting only the confidential data at the data entry point device and sending this selectively encrypted data to a security module.
- a system controller associated with the data entry point device knows what queries are posed and what queries generate entry of confidential information. Only the responses to the queries that solicit confidential information are encrypted. The encrypted information is processed normally by the security module. The responses that do not contain confidential information are processed normally by the system controller as needed or desired.
- the first technique has a potential security vulnerability.
- the selective encryption of certain responses and the lack of encryption on other responses create windows of opportunity during which a thief could attempt to steal confidential information.
- a thief could hack or reprogram the software controlling the data entry point device and the display such that the display prompts the user to enter confidential information at a time during which the normal software does not expect entry of confidential information.
- the modified software could then record the key strokes of the customer and capture confidential information such as a personal identification number (PIN).
- PIN personal identification number
- the second technique also involves the selective encryption of confidential information, as discussed above, but adds a layer of complexity to the software to enhance the security vulnerability of the first technique.
- the second technique before any content is presented on the display, causes the system controller to verify the content. Once the content has been verified, the content is displayed. In this manner, no fraudulent content is presented on the display and there is no opportunity for a hacker to control the display in an unauthorized manner to request that the user enter confidential information at a time during which the data will not be encrypted. Since the selective encryption of data is used, the security module and the internal network for the retail establishment are not overburdened. Alternatively, if the content is not authenticated, the content may still be displayed, ' bmthe'fl&.td.'-eri ⁇ rypD ⁇ ' ⁇ 't devices may be disabled such that no input from the customer is accepted.
- the content is verified through an authentication process in which indicia associated with the content is compared to a secure copy of the indicia. If the indicia match, then the content is verified.
- the indicia comprise a digital signature and the secure copy of the indicia is passed to the retail establishment through an encrypted communication. Other forms of verification are also possible.
- Figure 1 illustrates a fuel dispenser in a fueling environment
- Figure 2 illustrates schematically the elements of the fuel dispenser and the fueling environment connected to a host computer
- Figure 3 illustrates in a flow chart the steps of passing the encryption keys to the fuel dispenser for transactional use
- Figure 4 illustrates in a flow chart the steps of a first exemplary methodology of the present invention
- Figures 5A and 5B illustrate in a flow chart the steps of a second exemplary methodology of the present invention.
- Figures 6 and 7 illustrate in a flow chart the steps of authenticating content provided by a manufacturer.
- the present invention is directed to providing selective encryption of data at a retail terminal.
- the retail terminal is a fuel dispenser in a fueling environment.
- Sensitive or confidential information such as a credit card account number or personal identification number (PIN) is solicited from a customer at predetermined times during the course of a transaction.
- the customer then enters the confidential information through a data entry point device such as a keypad.
- the fuel dispenser's controller knows that the data entry point device is receiving confidential information, and the controller causes the confidential information to be encrypted and passed to a security module.
- the fuel dispenser's controller knows that the data entry point device is receiving non- confidential information, and causes the input to be processed normally without encryption.
- the content of the display associated with the retail terminal is verified so that fraudulent content that solicits confidential information when the controller is expecting non-confidential data can not be displayed. Verification of the content of the display helps insure that someone has not reprogrammed the content in an unauthorized manner. Since the content of the display is known and verified, the fuel dispenser's control system knows when confidential information is being solicited, and thus knows when to encrypt information received at the data entry point devices. Likewise, the fuel dispenser's control system knows when the information being received at the data entry point devices is not confidential and thus does not need to be encrypted. While the present invention is optimized for use on a fuel dispenser in a fueling environment, the invention is not so limited and may be used with other retail terminals or kiosks in other retail settings.
- the fueling environment 10 includes one or more fuel dispensers 12
- the fuel dispensers 12 communicate with a site controller (SC) 14 in a central building of the fueling environment.
- SC site controller
- the central building is not necessarily central to the physical layout of the fueling environment 10, but typically serves as the central focus of the fueling environment 10 and may include a convenience store, a quick serve restaurant, a service bay, or the like as is well understood.
- the site controller 14 may be associated with a counter top retail terminal 12a if needed or desired.
- the fuel dispensers 12 may be the ENCORE® or ECLIPSE® fuel dispensers sold by the assignee of the present invention, Gilbarco Inc., of 7300 W. Friendly Avenue, Greensboro, North Carolina 22087. Other fuel dispensers could also be used if needed or desired.
- the site controller 14 may be the G-S ITE® also sold by the assignee of the present invention, Gilbarco Inc. Other site controllers could also be used if needed or desired. Sometimes the site controller 14 may not be made by the same manufacturer as the fuel dispensers 12, in which case certain proprietary protocols may not be fully compatible.
- the optional translator 16 may be used to make the elements compatible, as is well known.
- Each fuel dispenser 12 may have a user interface 18 (illustrated schematically in Figure 2).
- Each user interface 18 may include one or more displays 20, which may optionally be a touch screen display, a smart pad 22 ( Figure 2 only), a keypad 24 and a card reader 26.
- the smart pad 22 may be the Smart Pad TM sold by Gilbarco Inc.
- the interested reader is referred to commonly owned U.S. Patent No. 6,736,313, which is hereby incorporated by reference in its entirety.
- the customer may swipe her debit card (or other payment mechanism) in the card reader 26 and enter her PIN through either the smart pad 22 or the keypad 24.
- data entry point devices Collectively, the display 20 (if equipped with a touch pad), smart pad 22, the keypad 24, and the card reader 26 are referred to as data entry point devices.
- data entry point devices is also herein defined to include contactless card readers and interrogators that interoperate with smart cards, transponders, and other contactless or wireless payment mechanisms th'aHltow me trarisFe'r of information from an item controlled by a customer to the fuel dispenser 12 or other retail terminal.
- the user interface 18 and/or the data entry point devices (20, 22, 24) encrypts the card number and the PIN according to a local encryption scheme and sends the encrypted information to a security module (SM) 28 through the site controller 14.
- SM security module
- the encrypted information is decrypted by the security module 28 using the local encryption scheme and re-encrypted using a host encryption scheme.
- the security module 28 then sends the re-encrypted information to a host computer 30.
- the transmission to the host computer 30 may be over a telephone line, a packet network, or the like as needed or desired. Even if the re-encrypted information is intercepted, the host encryption scheme reduces the likelihood of a malefactor gaining access to the card number or PIN.
- the host computer 30 may be a front end merchant processor such as BUYP ASSTM, PAYMENTECHTM, VITALTM, HEARTLAND EXCHANGETM, or the like. Front end merchant processors act as an interface to companies such as SUN TRUSTTM, BANK OF AMERICATM, WELLS FARGOTM, CONCORD EFSTM, and the like. Such arrangements are well known in the industry.
- the fueling environment 10 purchases a security module 28 from a manufacturer such as Gilbarco Inc., and has the manufacturer's authorized representatives install the security module 28 at the fueling environment 10. Once the security module 28 is installed, cryptographic keys may be exchanged between the data entry point devices (20, 22, 24) and the security module 28 for local and host zone encryption.
- the site controller 14 is in overall charge of the operation of the fueling environment 10, including the sequence of events between the security module 28 and the fuel dispensers 12.
- the site controller 14 requests key generation for a specific fuel dispenser 12 from the se ' t ⁇ f'ity rtiddserver 2:8:
- the following process is known as exponential key exchange, and is presented in a flow chart format in Figure 3 as an example.
- the security module 28 and the fuel dispenser 12 are both initially loaded with several values in common, namely the values A, Q, a test message, and a default master key (DMK) (blocks 100).
- the values A and Q are large prime numbers. None of these values need to be stored on a secure basis, since even knowledge of all four will not assist a malefactor in determining the actual encryption keys which will be used to encrypt the PINs.
- the value of X is then encrypted by the security module 28 using the default master key (block 104).
- the encrypted value of X is then sent to the site controller 14 and the site controller 14 sends it to the correct fuel dispenser 12.
- the fuel dispenser 12 calculates a Key Exchange Key (KEK) from the value KD (block 110). This calculation may involve any desired suitable function f(KD) so as to produce KEK as a 64 bit DES key. Several methods can be used in f(KD), including truncation and exclusive ORing parts of KD together. [0032] The fuel dispenser 12 then encrypts Y with the default key (block 112), and encrypts the test message using the DES algorithm with KEK used as the encryption key (block 114). Both the encrypted Y and the encrypted test message are returned to the site controller 14, which in turn sends this data to the security module 28.
- KEK Key Exchange Key
- the KEK values in the fuel dispenser 12 and the security module 28 are equal, not only as confirmed by identity in the test messages, but also because the values of KEK calculated are mathematically equivalent.
- the security module 28 selects a randomly or pseudorandomly generated working key, WK (block 130), encrypts it with the KEK (block 132), and sends it to the site controller 14, which then sends it to the correct fuel dispenser 12.
- the fuel dispenser 12 decrypts the working key with the KEK (block 134).
- the dispenser may use WK as an encrypting key in any of the various encryption methods whenever a PIN or card number is to be encrypted (block 136).
- the fuel dispensers 12 use
- WK as a generating key for Unique Key Per Transaction (UKPT) (block 138).
- UPT Unique Key Per Transaction
- the KEKs may change for various reasons: cold starting a fuel dispenser 12 (clearing all its memory data storage); replacing a fuel dispenser 12 or a security module 28; or replacing a site controller 14 (either hardware or software).
- the generation of the KEKs may also be accomplished by algorithms other than exponential key exchange if needed or desired.
- the present invention solves this problem by providing software embodied on a computer readable medium (such as FLASH memory, EEPROM, a hard drive, or the like) that knows when confidential and non-confidential information is being solicited at the data entry point devices (20, 22, 24) and selectively encrypts only the confidential information" While software is preferred, it is possible that the present invention could also be implemented in hardware, such as an Application Specific Integrated Circuit (ASIC), that effectuates the same result.
- a flowchart of a first exemplary embodiment of the present invention is presented in Figure 4. [0038] Initially, the content for presentation on the displays 20 is programmed
- Block 200 Programming of the content may be done through any conventional manner such as in a conventional programming language as C, C++, JAVA, or the like.
- Content can be divided into two sorts of content: the first type does not solicit information from the customer and the second type does solicit information from the customer.
- a determination is made as to whether the content solicits information (block 202). If the answer to block 202 is yes, then a first flag is set for the content to accept input from the data entry point devices (20, 22, 24) (block 204). If the answer to block 202 is no, the content does not solicit information, the process proceeds to block 210, explained below.
- the content may be installed on the fuel dispenser 12 in any conventional manner such as through downloading from a remote source; uploading from a computer readable medium such as a floppy disk, compact disc, or optical disc; insertion of a memory device such as an EEPROM; programming the fuel dispenser 12 directly; or any other technique that allows the fuel dispenser 12 to have access to the content.
- the content runs on the fuel dispenser 12 (block 212).
- the content may provide advertising to the customers, instruct the customers on how to use the fuel dispenser 12, or provide responses to customer input, as is well understood.
- the fuel dispenser control system ( ⁇ P) 32 checks to see if the first flag is present (block 214).
- the fuel dispenser control system 32 turns on the data entry point devices (20, 22, 24) such that they will accept input from the customer (block 216).
- the fuel dispenser control system 32 then checks to see if the second flag is present (block 218). If the answer to block 218 is yes, the second flag is present, the fuel dispenser control system 32 instructs the data entry point devices (20, 22, 24) to encrypt input received by the data entry point devices (20, 22, 24) (block 220). If the answer to either block 214 or 218 is no, or after block 220, then the process ends (block 222).
- the second embodiment builds on the first embodiment and relies on the concept of authenticating the content before it is displayed on the retail device. If the content is not authenticated, then the data entry point devices (20, 22, 24) may remain inoperative or the fuel dispenser control system 32 may preclude the content from being presented on the display 20.
- the process of authentication is described in detail below with references to Figures 6 and 7, and in commonly owned U.S. Patent Application Serial No. 09/798,411, filed March 2, 2001, which is hereby incorporated by reference in its entirety and is now published as U.S. Patent Publication No. 2002/0124170. While the '411 application is a particularly contemplated method of performing an authentication process, any form or method of content authentication is within the scope of the present invention.
- the second embodiment begins much as the first embodiment, wherein content is programmed for presentation on the displays 20 of the fuel dispensers 12 (block 250, Figure 5A). After the content is programmed, appropriate authentication indicia are appended to the content (block 252). A determination is made as to whether the content solicits information (block 254). If the answer to block 254 is yes, then a first flag is set for the content to accept input from the data entry point devices (block 256). If the answer to block 254 is no, the content does not solicit information, the process proceeds to block 262, explained below. [0045] A second determination is made as to whether the information that is solicited is confidential (block 258).
- the content is then installed on the fuel dispenser 12 and the fuel dispenser 12 runs (block 262).
- the content may be installed on the fuel dispenser 12 in any conventional manner.
- the fuel dispenser control system 32 of the fuel dispenser 12 determines if the authentication indicia on the content is proper (block 264). As noted above, the process by which content is authenticated is explained in greater detail below. If the answer to block 264 is no, the authentication indicia is missing or otherwise improper, the fuel dispenser 12 may lock or otherwise disable the data entry point devices such that no input therefrom is accepted and end the process (block 266). Additionally (or alternatively), the fuel dispenser 12 may preclude the content from being presented on display or take other steps (such as generating an alarm) to prevent the customer from inputting data in response to the unauthenticated content.
- the fuel dispenser 12 presents the content on the display 20 (block 268).
- the content may provide advertising to the customers, instruct the customers on how to use the fuel dispenser 12, or provide responses to customer input as is well understood.
- the fuel dispenser control system 32 checks to see if the first flag is present (block 270, Figure 5B). If the answer to block 270 is yes, then the fuel dispenser control system 32 turns on the data entry point devices such that they will accept input from the customer (block 272). The fuel dispenser control system 32 then checks to see if the second flag is present (block 274).
- the fuel dispenser control system 32 instructs the data entry point devices (20, 22, 24) to encrypt input received by the data entry point devices (20, 22, 24) (block 276). If the answer to either block 270 or 274 is no, or after block 276, then the process ends (block 278).
- the more probable practical implementation is that the process will repeat as additional content is presented on the display 20 and the fuel dispenser control system 32 checks for the presence of the flags.
- the process described above presents the decision making as being within the fuel dispenser control system 32, it is possible that the decision making could be within the data entry point devices (20, 22, 24) or other processor that operates the data entry point devices (20, 22, 24).
- the process describes a particular sequence of checking for flags and may potentially imply that there is an order in which the flags are checked, it should be appreciated that the flags can be checked concurrently or in reverse order.
- the "I" is the person or entity that owns the private key.
- the key owner is able to create the digital signatures.
- the owner of the private key keeps the private key secret.
- the public key can either be published or stored in a non-secure manner since it does not have to be kept secret.
- the public key is used to verify that the digital signature is authentic.
- the public key cannot be used to generate a valid digital signature.
- An example of a digital signature system that uses private and public keys is the one defined in Federal Information Processing Standard (FIPS) publications 180 and 186. This version of a digital signature is referred to as the Digital Signature Standard (DSS).
- FIPS Federal Information Processing Standard
- FIG 6 illustrates a situation wherein the digital signature of the content is provided by the Original Equipment Manufacturer (OEM). That is, the content is created by the manufacturer of the fuel dispenser 12. This content file is transferred to the fuel dispenser 12 after operating software has been downloaded and is operational in the fuel dispenser 12.
- OEM Original Equipment Manufacturer
- the process starts (block 300), and the OEM appends its signature, also known as DSS, to the content file, using the OEM's private key (block 302).
- the content file is delivered to the site controller 14 either by electronic communication or by a downloading device directly connected to site controller 14 (block 304).
- the content file is sent from site controller 14 to the fuel dispenser 12 when desired (block 308).
- the content file may be a particular web page application that is only to be presented on fuel dispenser 12 for a particular option selected by the customer.
- the application software or boot software uses the public key to authenticate the signature with the file contents (block 308), and the fuel dispenser 12 decides if the signature is authentic (decision 310). If the signature is not authentic, the fuel dispenser 12 performs alternative handling on the content file (block 312). If the content file is authenticated, the content file is executed by fuel dispenser control system 32 of the fuel dispenser 12 (block 314), and the process ends (block 316).
- the fuel dispenser control system 32 causes the data entry input devices to be disabled (block 356), and the content file is executed if desired (block 314 from Figure 6). In this manner, the content file is still executed on the fuel dispenser 12 but the customer cannot interact with the data entry input devices since they are disabled. If the data entry input devices are not to be disabled, any other alternative handling is performed as dictated by the special handling data in memory of the fuel dispenser 12 (block 358), and the content file is executed (block 314 from Figure 6) if desired.
- the content is derived from a third party other than the OEM, the previously incorporated '411 application describes how to authenticate such content as well.
- the '411 application also describes how content may be delivered to the fuel dispenser 12 in a secure manner.
- the interested reader is referred to the '411 application for a more thorough understanding of authentication and content delivery.
- Other techniques for authenticating data are also within the scope of the present invention.
Abstract
Description
Claims
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
AU2006279151A AU2006279151B2 (en) | 2005-08-04 | 2006-07-19 | System and method for selective encryption of input data during a retail transaction |
EP06787794A EP1911005A2 (en) | 2005-08-04 | 2006-07-19 | System and method for selective encryption of input data during a retail transaction |
CA2617901A CA2617901C (en) | 2005-08-04 | 2006-07-19 | System and method for selective encryption of input data during a retail transaction |
NZ565433A NZ565433A (en) | 2005-08-04 | 2006-07-19 | System and method for selective encryption of input data during a retail transaction |
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US11/197,220 | 2005-08-04 | ||
US11/197,220 US7953968B2 (en) | 2005-08-04 | 2005-08-04 | System and method for selective encryption of input data during a retail transaction |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2007018987A2 true WO2007018987A2 (en) | 2007-02-15 |
WO2007018987A3 WO2007018987A3 (en) | 2007-06-21 |
Family
ID=37499510
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2006/027952 WO2007018987A2 (en) | 2005-08-04 | 2006-07-19 | System and method for selective encryption of input data during a retail transaction |
Country Status (6)
Country | Link |
---|---|
US (3) | US7953968B2 (en) |
EP (1) | EP1911005A2 (en) |
AU (1) | AU2006279151B2 (en) |
CA (1) | CA2617901C (en) |
NZ (1) | NZ565433A (en) |
WO (1) | WO2007018987A2 (en) |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8554688B2 (en) | 2005-11-14 | 2013-10-08 | Dresser, Inc. | Fuel dispenser management |
Families Citing this family (26)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CA2648523C (en) | 2005-04-21 | 2018-09-04 | Securedpay Solutions, Inc. | Portable handheld device for wireless order entry and real time payment authorization and related methods |
US9087427B2 (en) * | 2007-09-27 | 2015-07-21 | Wayne Fueling Systems Llc | Conducting fuel dispensing transactions |
WO2009048613A1 (en) * | 2007-10-10 | 2009-04-16 | Gilbarco Inc. | System and method for controlling secure and non-secure content at dispenser or retail device |
US10558961B2 (en) | 2007-10-18 | 2020-02-11 | Wayne Fueling Systems Llc | System and method for secure communication in a retail environment |
WO2009061788A1 (en) * | 2007-11-05 | 2009-05-14 | Gilbarco Inc. | System and method for secure keypad protocol emulation in a fuel dispenser environment |
US20090119221A1 (en) * | 2007-11-05 | 2009-05-07 | Timothy Martin Weston | System and Method for Cryptographically Authenticated Display Prompt Control for Multifunctional Payment Terminals |
TW200929974A (en) | 2007-11-19 | 2009-07-01 | Ibm | System and method for performing electronic transactions |
EP2387775A4 (en) * | 2009-01-18 | 2013-07-03 | Gilbarco Inc | Payment processing system for use in a retail environment having segmented architecture |
US8392846B2 (en) * | 2010-01-28 | 2013-03-05 | Gilbarco, S.R.L. | Virtual pin pad for fuel payment systems |
WO2011108004A1 (en) * | 2010-03-02 | 2011-09-09 | Eko India Financial Services Pvt. Ltd. | Authentication method and device |
US8788428B2 (en) | 2010-06-28 | 2014-07-22 | Dresser, Inc. | Multimode retail system |
US9262760B2 (en) | 2010-12-22 | 2016-02-16 | Gilbarco Inc. | Fuel dispensing payment system for secure evaluation of cardholder data |
US10102401B2 (en) * | 2011-10-20 | 2018-10-16 | Gilbarco Inc. | Fuel dispenser user interface system architecture |
US8677154B2 (en) | 2011-10-31 | 2014-03-18 | International Business Machines Corporation | Protecting sensitive data in a transmission |
US9268930B2 (en) * | 2012-11-29 | 2016-02-23 | Gilbarco Inc. | Fuel dispenser user interface system architecture |
US20140208105A1 (en) * | 2013-01-23 | 2014-07-24 | GILBARCO, S.r.I. | Automated Content Signing for Point-of-Sale Applications in Fuel Dispensing Environments |
US20140279561A1 (en) * | 2013-03-15 | 2014-09-18 | Gilbarco, Inc. | Alphanumeric keypad for fuel dispenser system architecture |
CN105556553B (en) | 2013-07-15 | 2020-10-16 | 维萨国际服务协会 | Secure remote payment transaction processing |
CA2921008A1 (en) | 2013-08-15 | 2015-02-19 | Visa International Service Association | Secure remote payment transaction processing using a secure element |
CN105745678B (en) | 2013-09-20 | 2022-09-20 | 维萨国际服务协会 | Secure remote payment transaction processing including consumer authentication |
NZ720450A (en) | 2013-10-30 | 2021-07-30 | Gilbarco Inc | Cryptographic watermarking of content in fuel dispensing environments |
US9455960B2 (en) | 2014-03-14 | 2016-09-27 | Soha Systems, Inc. | Secure application delivery system with dynamic stitching of network connections in the cloud |
US20170091736A1 (en) * | 2015-09-25 | 2017-03-30 | Ncr Corporation | Secure device |
US10214411B2 (en) * | 2016-07-11 | 2019-02-26 | Wayne Fueling Systems Llc | Fuel dispenser communication |
US10445971B2 (en) * | 2016-07-27 | 2019-10-15 | Wayne Fueling Systems Llc | Methods, systems, and devices for secure payment and providing multimedia at fuel dispensers |
US11641274B2 (en) * | 2019-03-22 | 2023-05-02 | Jpmorgan Chase Bank, N.A. | Systems and methods for manipulation of private information on untrusted environments |
Family Cites Families (40)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US4200770A (en) * | 1977-09-06 | 1980-04-29 | Stanford University | Cryptographic apparatus and method |
US4405829A (en) * | 1977-12-14 | 1983-09-20 | Massachusetts Institute Of Technology | Cryptographic communications system and method |
US4797920A (en) * | 1987-05-01 | 1989-01-10 | Mastercard International, Inc. | Electronic funds transfer system with means for verifying a personal identification number without pre-established secret keys |
US5228084A (en) * | 1991-02-28 | 1993-07-13 | Gilbarco, Inc. | Security apparatus and system for retail environments |
CA2078020C (en) * | 1992-09-11 | 2000-12-12 | Rodney G. Denno | Combination pin pad and terminal |
CA2191331C (en) * | 1994-05-26 | 2005-12-20 | Mark Stephen Anderson | Secure computer architecture |
CA2228014C (en) * | 1995-07-31 | 2008-07-22 | Verifone, Inc. | Method and apparatus for operating resources under control of a security module or other secure processor |
US6577734B1 (en) * | 1995-10-31 | 2003-06-10 | Lucent Technologies Inc. | Data encryption key management system |
US5832206A (en) | 1996-03-25 | 1998-11-03 | Schlumberger Technologies, Inc. | Apparatus and method to provide security for a keypad processor of a transaction terminal |
US5832307A (en) * | 1996-08-19 | 1998-11-03 | Hughes Electronics Corporation | Satellite communication system overwriting not validated message stored in circular buffer with new message in accordance with address stored in last valid write address register |
US5790410A (en) * | 1996-12-12 | 1998-08-04 | Progressive International Electronics | Fuel dispenser controller with data packet transfer command |
US6078888A (en) | 1997-07-16 | 2000-06-20 | Gilbarco Inc. | Cryptography security for remote dispenser transactions |
US6026492A (en) * | 1997-11-06 | 2000-02-15 | International Business Machines Corporation | Computer system and method to disable same when network cable is removed |
US7047416B2 (en) | 1998-11-09 | 2006-05-16 | First Data Corporation | Account-based digital signature (ABDS) system |
US6685089B2 (en) * | 1999-04-20 | 2004-02-03 | Gilbarco, Inc. | Remote banking during fueling |
US6442448B1 (en) * | 1999-06-04 | 2002-08-27 | Radiant Systems, Inc. | Fuel dispensing home phone network alliance (home PNA) based system |
US6630928B1 (en) * | 1999-10-01 | 2003-10-07 | Hewlett-Packard Development Company, L.P. | Method and apparatus for touch screen data entry |
US6360138B1 (en) * | 2000-04-06 | 2002-03-19 | Dresser, Inc. | Pump and customer access terminal interface computer converter to convert traditional pump and customer access terminal protocols to high speed ethernet protocols |
US6736313B1 (en) * | 2000-05-09 | 2004-05-18 | Gilbarco Inc. | Card reader module with pin decryption |
JP3552648B2 (en) * | 2000-06-20 | 2004-08-11 | インターナショナル・ビジネス・マシーンズ・コーポレーション | Data transmission / reception system for ad hoc wireless communication and data transmission / reception method for ad hoc wireless communication |
AU2001293564A1 (en) | 2000-09-20 | 2002-04-02 | Soma Networks, Inc. | Point of sale terminal |
GB2368950B (en) | 2000-11-09 | 2004-06-16 | Ncr Int Inc | Encrypting keypad module |
US20020124170A1 (en) | 2001-03-02 | 2002-09-05 | Johnson William S. | Secure content system and method |
US20020138554A1 (en) * | 2001-03-26 | 2002-09-26 | Motorola, Inc. | Method for remotely verifying software integrity |
WO2002082387A1 (en) | 2001-04-04 | 2002-10-17 | Microcell I5 Inc. | Method and system for effecting an electronic transaction |
US20020157003A1 (en) * | 2001-04-18 | 2002-10-24 | Rouslan Beletski | Apparatus for secure digital signing of documents |
US20020153424A1 (en) | 2001-04-19 | 2002-10-24 | Chuan Li | Method and apparatus of secure credit card transaction |
US20040015958A1 (en) * | 2001-05-15 | 2004-01-22 | Veil Leonard Scott | Method and system for conditional installation and execution of services in a secure computing environment |
US7730401B2 (en) | 2001-05-16 | 2010-06-01 | Synaptics Incorporated | Touch screen with user interface enhancement |
US7047223B2 (en) * | 2001-06-29 | 2006-05-16 | Hewlett-Packard Development Company, L.P. | Clear text transmission security method |
US20030002667A1 (en) | 2001-06-29 | 2003-01-02 | Dominique Gougeon | Flexible prompt table arrangement for a PIN entery device |
US20030030720A1 (en) * | 2001-08-10 | 2003-02-13 | General Instrument Corporation | Wireless video display apparatus and associated method |
US20030194071A1 (en) | 2002-04-15 | 2003-10-16 | Artoun Ramian | Information communication apparatus and method |
JP4102800B2 (en) * | 2002-08-16 | 2008-06-18 | 富士通株式会社 | Transaction terminal apparatus and transaction terminal control method |
US7054829B2 (en) * | 2002-12-31 | 2006-05-30 | Pitney Bowes Inc. | Method and system for validating votes |
US20050278533A1 (en) * | 2003-01-12 | 2005-12-15 | Yaron Mayer | System and method for secure communications |
US7370200B2 (en) * | 2004-01-30 | 2008-05-06 | Hewlett-Packard Development Company, L.P. | Validation for secure device associations |
US20060089145A1 (en) * | 2004-10-27 | 2006-04-27 | Infon Chen | Wireless vehicle-specific data management |
US20060179323A1 (en) * | 2005-02-04 | 2006-08-10 | Xac Automation Corp. | Method for substitution of prompts for an encrypting pin device |
US8009032B2 (en) | 2006-11-21 | 2011-08-30 | Gilbarco Inc. | Remote display tamper detection using data integrity operations |
-
2005
- 2005-08-04 US US11/197,220 patent/US7953968B2/en active Active
-
2006
- 2006-07-19 NZ NZ565433A patent/NZ565433A/en unknown
- 2006-07-19 EP EP06787794A patent/EP1911005A2/en not_active Withdrawn
- 2006-07-19 WO PCT/US2006/027952 patent/WO2007018987A2/en active Application Filing
- 2006-07-19 CA CA2617901A patent/CA2617901C/en active Active
- 2006-07-19 AU AU2006279151A patent/AU2006279151B2/en active Active
-
2011
- 2011-05-27 US US13/117,793 patent/US10109142B2/en active Active
-
2018
- 2018-10-12 US US16/158,433 patent/US11462070B2/en active Active
Non-Patent Citations (1)
Title |
---|
None |
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US8554688B2 (en) | 2005-11-14 | 2013-10-08 | Dresser, Inc. | Fuel dispenser management |
Also Published As
Publication number | Publication date |
---|---|
EP1911005A2 (en) | 2008-04-16 |
AU2006279151B2 (en) | 2013-07-04 |
US7953968B2 (en) | 2011-05-31 |
CA2617901C (en) | 2015-01-27 |
AU2006279151A1 (en) | 2007-02-15 |
US10109142B2 (en) | 2018-10-23 |
WO2007018987A3 (en) | 2007-06-21 |
US20110231648A1 (en) | 2011-09-22 |
US20070033398A1 (en) | 2007-02-08 |
CA2617901A1 (en) | 2007-02-15 |
US20190043299A1 (en) | 2019-02-07 |
NZ565433A (en) | 2011-08-26 |
US11462070B2 (en) | 2022-10-04 |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
US11462070B2 (en) | System and method for selective encryption of input data during a retail transaction | |
US11853987B2 (en) | System and method for secure communication in a retail environment | |
US10185956B2 (en) | Secure payment card transactions | |
EP2143028B1 (en) | Secure pin management | |
US7526652B2 (en) | Secure PIN management | |
US7770789B2 (en) | Secure payment card transactions | |
US7841523B2 (en) | Secure payment card transactions | |
CN100495430C (en) | Biometric authentication apparatus, terminal device and automatic transaction machine | |
US20090119221A1 (en) | System and Method for Cryptographically Authenticated Display Prompt Control for Multifunctional Payment Terminals | |
US20060265736A1 (en) | Encryption system and method for legacy devices in a retail environment | |
EP2156397A1 (en) | Secure payment card transactions | |
WO2009111348A2 (en) | Method and apparatus for secure transactions | |
CN113595714A (en) | Contactless card with multiple rotating security keys | |
AU2016269392B2 (en) | System and method for selective encryption of input data during a retail transaction | |
WO2009039600A1 (en) | System and method for secure verification of electronic transactions | |
AU2013237727A1 (en) | System and method for selective encryption of input data during a retail transaction | |
US20240127213A1 (en) | System and method for secure communication in a retail environment | |
KR100187518B1 (en) | Authentication apparatus of ic card terminal using dual card |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
121 | Ep: the epo has been informed by wipo that ep was designated in this application | ||
REEP | Request for entry into the european phase |
Ref document number: 2006787794 Country of ref document: EP |
|
WWE | Wipo information: entry into national phase |
Ref document number: 565433 Country of ref document: NZ Ref document number: 2006279151 Country of ref document: AU Ref document number: 2006787794 Country of ref document: EP |
|
ENP | Entry into the national phase |
Ref document number: 2617901 Country of ref document: CA |
|
NENP | Non-entry into the national phase |
Ref country code: DE |
|
ENP | Entry into the national phase |
Ref document number: 2006279151 Country of ref document: AU Date of ref document: 20060719 Kind code of ref document: A |