WO2007076331A3 - Method, transaction card or identification system for transaction network - Google Patents
Method, transaction card or identification system for transaction network Download PDFInfo
- Publication number
- WO2007076331A3 WO2007076331A3 PCT/US2006/062267 US2006062267W WO2007076331A3 WO 2007076331 A3 WO2007076331 A3 WO 2007076331A3 US 2006062267 W US2006062267 W US 2006062267W WO 2007076331 A3 WO2007076331 A3 WO 2007076331A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- transaction
- financial
- fees
- end user
- global
- Prior art date
Links
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/26—Debit schemes, e.g. "pay now"
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
Abstract
Priority Applications (3)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
EP06840307A EP1969509A4 (en) | 2005-12-20 | 2006-12-18 | Method, transaction card or identification system for transaction network |
CA002633894A CA2633894A1 (en) | 2005-12-20 | 2006-12-18 | Method, transaction card or identification system for transaction network |
AU2006330663A AU2006330663A1 (en) | 2005-12-20 | 2006-12-18 | Method, transaction card or identification system for transaction network |
Applications Claiming Priority (6)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US75211905P | 2005-12-20 | 2005-12-20 | |
US60/752,119 | 2005-12-20 | ||
US81197706P | 2006-06-08 | 2006-06-08 | |
US60/811,977 | 2006-06-08 | ||
US11/487,680 US20060259390A1 (en) | 2003-06-19 | 2006-07-17 | Multiple account preset parameter method, apparatus and systems for financial transactions and accounts |
US11/487,680 | 2006-07-17 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2007076331A2 WO2007076331A2 (en) | 2007-07-05 |
WO2007076331A3 true WO2007076331A3 (en) | 2007-12-21 |
Family
ID=38218794
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/US2006/062267 WO2007076331A2 (en) | 2005-12-20 | 2006-12-18 | Method, transaction card or identification system for transaction network |
Country Status (5)
Country | Link |
---|---|
US (1) | US20060259390A1 (en) |
EP (1) | EP1969509A4 (en) |
AU (1) | AU2006330663A1 (en) |
CA (1) | CA2633894A1 (en) |
WO (1) | WO2007076331A2 (en) |
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US6685088B1 (en) * | 2002-12-13 | 2004-02-03 | American Express Travel Related Services Company, Inc. | System and method for selecting an account |
US20050080692A1 (en) * | 2003-10-10 | 2005-04-14 | Amarjit Padam | System and method for distributing payments between multiple accounts |
US7743980B2 (en) * | 2003-11-12 | 2010-06-29 | De Sylva Robert Francis | System and method for facilitating monetary transactions |
US20060085333A1 (en) * | 2004-08-25 | 2006-04-20 | Wah Leow O | Credit/debit card payment system |
-
2006
- 2006-07-17 US US11/487,680 patent/US20060259390A1/en not_active Abandoned
- 2006-12-18 CA CA002633894A patent/CA2633894A1/en not_active Abandoned
- 2006-12-18 EP EP06840307A patent/EP1969509A4/en not_active Withdrawn
- 2006-12-18 WO PCT/US2006/062267 patent/WO2007076331A2/en active Application Filing
- 2006-12-18 AU AU2006330663A patent/AU2006330663A1/en not_active Abandoned
Patent Citations (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20050035192A1 (en) * | 2000-01-21 | 2005-02-17 | American Express Travel Related Services Company, Inc. | Public/private dual card system and method |
US20040249741A1 (en) * | 2001-07-25 | 2004-12-09 | Norman Understein | Web-based account management |
US20030132282A1 (en) * | 2002-01-17 | 2003-07-17 | Workens Monica L. | Point-of-transaction machine with improved versatility and related method |
US20040195315A1 (en) * | 2002-01-17 | 2004-10-07 | Workens Monica L. | Point-of-transaction machine with improved versatility and related method |
US20050177470A1 (en) * | 2003-12-15 | 2005-08-11 | Anju Tandon | Global account reconciliation tool |
Also Published As
Publication number | Publication date |
---|---|
CA2633894A1 (en) | 2007-07-05 |
EP1969509A2 (en) | 2008-09-17 |
AU2006330663A1 (en) | 2007-07-05 |
EP1969509A4 (en) | 2013-01-02 |
US20060259390A1 (en) | 2006-11-16 |
WO2007076331A2 (en) | 2007-07-05 |
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