WO2008083025A3 - Mobile vending purchasing - Google Patents

Mobile vending purchasing Download PDF

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Publication number
WO2008083025A3
WO2008083025A3 PCT/US2007/088313 US2007088313W WO2008083025A3 WO 2008083025 A3 WO2008083025 A3 WO 2008083025A3 US 2007088313 W US2007088313 W US 2007088313W WO 2008083025 A3 WO2008083025 A3 WO 2008083025A3
Authority
WO
WIPO (PCT)
Prior art keywords
vending machine
consumer
product
receiving
authorization response
Prior art date
Application number
PCT/US2007/088313
Other languages
French (fr)
Other versions
WO2008083025A2 (en
Inventor
Mark Carlson
Original Assignee
Visa Usa Inc
Mark Carlson
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa Usa Inc, Mark Carlson filed Critical Visa Usa Inc
Priority to KR1020097015559A priority Critical patent/KR20090108045A/en
Priority to EP07871720A priority patent/EP2122533A4/en
Priority to CA002673984A priority patent/CA2673984A1/en
Priority to AU2007340018A priority patent/AU2007340018B2/en
Publication of WO2008083025A2 publication Critical patent/WO2008083025A2/en
Publication of WO2008083025A3 publication Critical patent/WO2008083025A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G07—CHECKING-DEVICES
    • G07F—COIN-FREED OR LIKE APPARATUS
    • G07F7/00—Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/24—Accounting or billing

Abstract

A system and a method for using a portable consumer device such as a mobile phone for payments and the like are disclosed. One embodiment of the invention is directed to a method comprising receiving a payment request message from a portable consumer device operated by a consumer, wherein the payment request message includes a request to pay for a product from a vending machine, sending an authorization response message back to the vending machine wherein the vending machine subsequently prompts the consumer to enter a selection if the authorization response message indicates that the consumer is authorized to make a purchase, and receiving an acknowledgement message from the vending machine that the product was purchased.
PCT/US2007/088313 2006-12-26 2007-12-20 Mobile vending purchasing WO2008083025A2 (en)

Priority Applications (4)

Application Number Priority Date Filing Date Title
KR1020097015559A KR20090108045A (en) 2006-12-26 2007-12-20 Mobile vending purchasing
EP07871720A EP2122533A4 (en) 2006-12-26 2007-12-20 Mobile vending purchasing
CA002673984A CA2673984A1 (en) 2006-12-26 2007-12-20 Mobile vending purchasing
AU2007340018A AU2007340018B2 (en) 2006-12-26 2007-12-20 Mobile vending purchasing

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US87189806P 2006-12-26 2006-12-26
US60/871,898 2006-12-26
US11/749,366 US20080154735A1 (en) 2006-12-26 2007-05-16 Mobile vending purchasing
US11/749,366 2007-05-16

Publications (2)

Publication Number Publication Date
WO2008083025A2 WO2008083025A2 (en) 2008-07-10
WO2008083025A3 true WO2008083025A3 (en) 2008-10-09

Family

ID=39544258

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/088313 WO2008083025A2 (en) 2006-12-26 2007-12-20 Mobile vending purchasing

Country Status (6)

Country Link
US (1) US20080154735A1 (en)
EP (1) EP2122533A4 (en)
KR (1) KR20090108045A (en)
AU (1) AU2007340018B2 (en)
CA (1) CA2673984A1 (en)
WO (1) WO2008083025A2 (en)

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WO2008083025A2 (en) 2008-07-10
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