WO2011119591A3 - Merchant configured advertised incentives funded through statement credits - Google Patents

Merchant configured advertised incentives funded through statement credits Download PDF

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Publication number
WO2011119591A3
WO2011119591A3 PCT/US2011/029401 US2011029401W WO2011119591A3 WO 2011119591 A3 WO2011119591 A3 WO 2011119591A3 US 2011029401 W US2011029401 W US 2011029401W WO 2011119591 A3 WO2011119591 A3 WO 2011119591A3
Authority
WO
WIPO (PCT)
Prior art keywords
advertised incentive
merchant
advertised
account holder
funded
Prior art date
Application number
PCT/US2011/029401
Other languages
French (fr)
Other versions
WO2011119591A2 (en
Inventor
John Hamilton Macilwaine
Patrick Stan
Surendra Keshan
Mark Carlson
Original Assignee
Visa U.S.A. Inc.
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Visa U.S.A. Inc. filed Critical Visa U.S.A. Inc.
Priority to AU2011232614A priority Critical patent/AU2011232614B2/en
Priority to CA2791401A priority patent/CA2791401A1/en
Publication of WO2011119591A2 publication Critical patent/WO2011119591A2/en
Publication of WO2011119591A3 publication Critical patent/WO2011119591A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/387—Payment using discounts or coupons
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0215—Including financial accounts

Abstract

An advertised incentive system receives advertised incentive configuration information provided by a merchant. The advertised incentive configuration information defines the content of advertised incentive banners. The advertised incentive banners are provided as needed to merchants to display on the merchant's website. Advertised incentive registration information is received from an account holder after the account holder interacts with the advertised incentive banner. Transaction information is received that contains a qualified purchase made by the account holder. The advertised incentive registration and the qualified purchase are matched. A statement credit is issued against the account holder's account and a debit is issued against the merchant's account in the amount of the statement credit.
PCT/US2011/029401 2010-03-22 2011-03-22 Merchant configured advertised incentives funded through statement credits WO2011119591A2 (en)

Priority Applications (2)

Application Number Priority Date Filing Date Title
AU2011232614A AU2011232614B2 (en) 2010-03-22 2011-03-22 Merchant configured advertised incentives funded through statement credits
CA2791401A CA2791401A1 (en) 2010-03-22 2011-03-22 Merchant configured advertised incentives funded through statement credits

Applications Claiming Priority (4)

Application Number Priority Date Filing Date Title
US31633610P 2010-03-22 2010-03-22
US61/316,336 2010-03-22
US13/053,113 US9697520B2 (en) 2010-03-22 2011-03-21 Merchant configured advertised incentives funded through statement credits
US13/053,113 2011-03-21

Publications (2)

Publication Number Publication Date
WO2011119591A2 WO2011119591A2 (en) 2011-09-29
WO2011119591A3 true WO2011119591A3 (en) 2012-03-15

Family

ID=44647946

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2011/029401 WO2011119591A2 (en) 2010-03-22 2011-03-22 Merchant configured advertised incentives funded through statement credits

Country Status (4)

Country Link
US (3) US9697520B2 (en)
AU (1) AU2011232614B2 (en)
CA (1) CA2791401A1 (en)
WO (1) WO2011119591A2 (en)

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