WO2016001867A3 - Electronic wallet and online payments - Google Patents
Electronic wallet and online payments Download PDFInfo
- Publication number
- WO2016001867A3 WO2016001867A3 PCT/IB2015/054989 IB2015054989W WO2016001867A3 WO 2016001867 A3 WO2016001867 A3 WO 2016001867A3 IB 2015054989 W IB2015054989 W IB 2015054989W WO 2016001867 A3 WO2016001867 A3 WO 2016001867A3
- Authority
- WO
- WIPO (PCT)
- Prior art keywords
- user
- communication
- electronic wallet
- terminal device
- online payments
- Prior art date
Links
Classifications
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/32—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols including means for verifying the identity or authority of a user of the system or for message authentication, e.g. authorization, entity authentication, data integrity or data verification, non-repudiation, key authentication or verification of credentials
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/29—Payment schemes or models characterised by micropayments
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
Abstract
Applications Claiming Priority (2)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
US201462020482P | 2014-07-03 | 2014-07-03 | |
US62/020,482 | 2014-07-03 |
Publications (2)
Publication Number | Publication Date |
---|---|
WO2016001867A2 WO2016001867A2 (en) | 2016-01-07 |
WO2016001867A3 true WO2016001867A3 (en) | 2016-04-07 |
Family
ID=55020051
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
PCT/IB2015/054989 WO2016001867A2 (en) | 2014-07-03 | 2015-07-02 | Electronic wallet and online payments |
Country Status (1)
Country | Link |
---|---|
WO (1) | WO2016001867A2 (en) |
Families Citing this family (9)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US11037139B1 (en) | 2015-03-19 | 2021-06-15 | Wells Fargo Bank, N.A. | Systems and methods for smart card mobile device authentication |
US11188919B1 (en) | 2015-03-27 | 2021-11-30 | Wells Fargo Bank, N.A. | Systems and methods for contactless smart card authentication |
US10846696B2 (en) * | 2015-08-24 | 2020-11-24 | Samsung Electronics Co., Ltd. | Apparatus and method for trusted execution environment based secure payment transactions |
US11113688B1 (en) | 2016-04-22 | 2021-09-07 | Wells Fargo Bank, N.A. | Systems and methods for mobile wallet provisioning |
EP4216072A1 (en) | 2016-04-26 | 2023-07-26 | Umbra Technologies Ltd. | Sling-routing logic and load balancing |
US11276055B1 (en) | 2017-10-11 | 2022-03-15 | Wells Fargo Bank, N.A. | Cash delivery service |
US11941608B1 (en) | 2019-09-18 | 2024-03-26 | Wells Fargo Bank, N.A. | Systems and methods for a transaction card having a customer-specific URL |
US11228592B1 (en) | 2020-04-27 | 2022-01-18 | Identity Reel, LLC | Consent-based authorization system |
US11423392B1 (en) | 2020-12-01 | 2022-08-23 | Wells Fargo Bank, N.A. | Systems and methods for information verification using a contactless card |
Citations (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20070152035A1 (en) * | 2005-12-29 | 2007-07-05 | Adams Neil P | Method and apparatus for contactless payment authentication |
US20080301820A1 (en) * | 2007-05-29 | 2008-12-04 | Jon Stevens | Offline data delete with false trigger protection |
US20090089176A1 (en) * | 2007-10-02 | 2009-04-02 | American Express Travel Related Services Company, Inc. | Modular electronic wallet |
US20090104888A1 (en) * | 2007-10-17 | 2009-04-23 | First Data Corporation | Onetime Passwords For Mobile Wallets |
US20090182674A1 (en) * | 2008-01-14 | 2009-07-16 | Amol Patel | Facilitating financial transactions with a network device |
WO2010035224A2 (en) * | 2008-09-23 | 2010-04-01 | Virtual Payment Solutions (Pty) Ltd | A transaction method and system |
US20100211507A1 (en) * | 2008-09-22 | 2010-08-19 | Christian Aabye | Over the air update of payment transaction data stored in secure memory |
US20130325726A1 (en) * | 2011-04-12 | 2013-12-05 | Kenneth D. Tuchman | Methods for providing cross-vendor support services |
US20140008433A1 (en) * | 2006-09-28 | 2014-01-09 | Visa U.S.A. Inc. | Mobile payment device |
US20140040132A1 (en) * | 2011-07-27 | 2014-02-06 | Wanin International Co., Ltd. | Mobile device pay method |
-
2015
- 2015-07-02 WO PCT/IB2015/054989 patent/WO2016001867A2/en active Application Filing
Patent Citations (10)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US20070152035A1 (en) * | 2005-12-29 | 2007-07-05 | Adams Neil P | Method and apparatus for contactless payment authentication |
US20140008433A1 (en) * | 2006-09-28 | 2014-01-09 | Visa U.S.A. Inc. | Mobile payment device |
US20080301820A1 (en) * | 2007-05-29 | 2008-12-04 | Jon Stevens | Offline data delete with false trigger protection |
US20090089176A1 (en) * | 2007-10-02 | 2009-04-02 | American Express Travel Related Services Company, Inc. | Modular electronic wallet |
US20090104888A1 (en) * | 2007-10-17 | 2009-04-23 | First Data Corporation | Onetime Passwords For Mobile Wallets |
US20090182674A1 (en) * | 2008-01-14 | 2009-07-16 | Amol Patel | Facilitating financial transactions with a network device |
US20100211507A1 (en) * | 2008-09-22 | 2010-08-19 | Christian Aabye | Over the air update of payment transaction data stored in secure memory |
WO2010035224A2 (en) * | 2008-09-23 | 2010-04-01 | Virtual Payment Solutions (Pty) Ltd | A transaction method and system |
US20130325726A1 (en) * | 2011-04-12 | 2013-12-05 | Kenneth D. Tuchman | Methods for providing cross-vendor support services |
US20140040132A1 (en) * | 2011-07-27 | 2014-02-06 | Wanin International Co., Ltd. | Mobile device pay method |
Also Published As
Publication number | Publication date |
---|---|
WO2016001867A2 (en) | 2016-01-07 |
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