The invention provides a method for capturing, tracking and managing a transaction of a user at an advanced Point-of-Sale (POS) register. The method steps include obtaining transaction data of the transaction from the POS register using a mobile device and managing POS-based expenditures of the user...http://www.google.de/patents/US7970669?utm_source=gb-gplus-sharePatent US7970669 - Method and system for store-to-consumer transaction management