A system for using a prepaid card permits a card user to purchase a card, issued by an issuer such as a bank, through an agent at a retail establishment via a terminal, select a PIN, have the card activated at the point of purchase, use the card to purchase goods and services, and reload the card for...http://www.google.de/patents/US20030001005?utm_source=gb-gplus-sharePatent US20030001005 - System and method for using a prepaid card