The invention provides a system and method for facilitating transactions over the Internet using pre-paid cards, such as pre-paid telephone cards. A third-party phone-card payment facilitator represents that it will coordinate payment to vendor web sites for on-line customer purchases with the value...http://www.google.de/patents/US20020099667?utm_source=gb-gplus-sharePatent US20020099667 - Mehtod and apparatus for making purchases over the internet using pre-paid cards