This is a uniquely designed bank check which integrates the classification grid of expenditures for any household or business; whereupon the payer of the check initially marks only one applicable space from said grid; whereupon the payer's processor utilizes the image-captured, relevant information from...http://www.google.de/patents/US5433483?utm_source=gb-gplus-sharePatent US5433483 - Consumer-initiated, automatic classified expenditure bank check system