A method is provided of an institution creating a substitute check using check image data from a remote check image capture device. The method comprises receiving from the remote check image capture device binary image data which is representative of a binary image of a check, receiving from the remote...http://www.google.de/patents/US7391934?utm_source=gb-gplus-sharePatent US7391934 - Method of creating a substitute check using check image data from a remote check image capture device and an apparatus therefor