Provided is an apparatus and method for effecting secure transactions in a contactless manner using biometric identity validation. The apparatus may include, for example, a biometric sensor that is operable to detect biometric information associated with a user of the apparatus. A processor that is accessible...http://www.google.de/patents/US7337326?utm_source=gb-gplus-sharePatent US7337326 - Apparatus and method for effecting secure physical and commercial transactions in a contactless manner using biometric identity validation