A method and system of evaluating values of different payment or delivery terms in online auctions, including obtaining an interest rate and a period from a buyer for a lot, the lot having a predetermined value, receiving a first bid from a first bidder and a second bid from a second bidder on the lot,...http://www.google.de/patents/US7483852?utm_source=gb-gplus-sharePatent US7483852 - Total value bidding
