Systems and methods consistent with the principles of the present invention address the need to more conveniently and efficiently transfer value to a card issuer. Specifically, in systems and methods consistent with the invention, funds to be applied as a payment to an account are received at a point-of-sale...http://www.google.de/patents/US20020152124?utm_source=gb-gplus-sharePatent US20020152124 - Methods and systems for remote point-of-sale funds transfer
