A golf handicap smart card system including at least one golf handicap smart card, at least one golf handicap smart card reader, and a golf handicap web site accessible by qualified users, wherein a qualified user has a current verifiable golf handicap with them at all times and available for peer r...http://www.google.de/patents/US6755345?utm_source=gb-gplus-sharePatent US6755345 - Golf handicap smart card system
