The present invention comprises a system and method for providing a personal identification number (PIN) to a client terminal over a computer network. In accordance with one aspect of the present invention, a server receives a request for a PIN over a network, the request originating from a user at a...http://www.google.de/patents/US6526130?utm_source=gb-gplus-sharePatent US6526130 - System and method for distributing personal identification numbers over a computer network