The present invention relates to a processing method for nullifying transaction processing fees incurred by a merchant, for processing a wide variety of credit card, e-commerce, and e-business type transactions. In addition the present invention relates to a universal advertising and payment system and...http://www.google.de/patents/US6601037?utm_source=gb-gplus-sharePatent US6601037 - System and method of processing credit card, e-commerce, and e-business transactions without the merchant incurring transaction processing fees or charges worldwide
