One method involves the use of stored value account that may be used, for example, to make internet payments, and that can be credited using a variety of payment techniques. Such a method involves receiving money at a money transfer location from a potential purchaser. The money is then stored as an...http://www.google.de/patents/US20020104878?utm_source=gb-gplus-sharePatent US20020104878 - Systems and methods of introducing and receiving information across a computer network