A computer-implemented method of presenting an electronic bill from a biller to a customer over a computer network includes steps of receiving biller-originated bill data and bill format data over the network into a bill presentment and payment database. The inputted bill data and bill format data are...http://www.google.de/patents/US6578015?utm_source=gb-gplus-sharePatent US6578015 - Methods, devices and systems for electronic bill presentment and payment
