A consumer-based bill management and payment system is configured to receive, analyze, manage and pay electronic billing statements received from the biller over the Internet. The system includes a notification manager that detects when the electronic bill arrives and notifies the consumer. The bill...http://www.google.de/patents/US7636689?utm_source=gb-gplus-sharePatent US7636689 - Consumer-based system and method for managing and paying electronic billing statements
