A point of service third party adjudicated payment system and method which provides for the creation of an adjudicated settlement transaction at a point of service which designates the portion of the service to be paid by the third party payor and the portion to be paid by the customer. The system includes...http://www.google.de/patents/US6208973?utm_source=gb-gplus-sharePatent US6208973 - Point of service third party financial management vehicle for the healthcare industry