A system and method is disclosed enabling a customer payor to make payment to a payee in a networked environment using a credit card, revolving credit, or other credit account. The payment system may provide for online receipt and review of bills, and may allow a customer payor to optionally select one...http://www.google.de/patents/US20040158522?utm_source=gb-gplus-sharePatent US20040158522 - System and method for electronic bill pay and presentment