An apparatus and method for creating a frequent shopper type or consumer affinity type relationships for remote consumer transactions where the consumer creates a remotely accessible library for affinity type shopping memberships for use in remote shopping for creating efficient access to a consumer's...http://www.google.de/patents/US20060247978?utm_source=gb-gplus-sharePatent US20060247978 - Apparatus and method for creating and facilitating the use of a remotely accessible library of affinity-type shopping memberships for use in remote shopping