A banking system operates to cause financial transfers responsive to card data read from data bearing records by a card reader. The system includes at least one automated banking machine comprising a cash dispenser. The system is operative during a cash dispense transaction request to receive through...http://www.google.de/patents/US8152055?utm_source=gb-gplus-sharePatent US8152055 - Banking system controlled responsive to data bearing records and user input of a phone received security code