A value allocation brokerage and exchange system. In one embodiment, the value allocation brokerage and exchange system comprises a broker server used to buy and sell points over the Internet. The broker system is operably coupled to a local area network over a communications link. The local area network...http://www.google.de/patents/US20020055874?utm_source=gb-gplus-sharePatent US20020055874 - Method and apparatus for value allocation exchange