An fully integrated on-line frequency award program is disclosed. A user may access the program on-line and may brows a product catalog for shopping. The user may electronically place an order, upon which the program automatically checks the user's credit and electronically issues a purchase...http://www.google.de/patents/US5774870?utm_source=gb-gplus-sharePatent US5774870 - Fully integrated, on-line interactive frequency and award redemption program 