A number of implementations of a transaction settlement process are illustrated. A system verifies buyer, seller, and financial institution data and instructions. The system stores buyer credit information, and the joint transaction instructions of buyers, sellers, and financial institutions. The system...http://www.google.de/patents/US7599884?utm_source=gb-gplus-sharePatent US7599884 - Programmable joint payment guarantee financial instrument set
Programmable joint payment guarantee financial instrument set
